Marion County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.81, -91.64.
Assembled 2026-10-20. Read the brief.
- 37th pct · 1,913th of 3,063 US counties · median $230,451
- 39th pct · 69th of 113 Missouri counties · median $221,167
- 63rd pct · 1,120th of 3,062 US counties · median +2.9%
- 40th pct · 68th of 113 Missouri counties · median +4.5%
- US counties: not published this period
- Missouri counties: not published this period
- 61st pct · 1,242nd of 3,221 US counties · median 8,232
- 73rd pct · 31st of 115 Missouri counties · median 4,996
- 47th pct · 1,701st of 3,221 US counties · median $1,039
- 82nd pct · 20th of 115 Missouri counties · median $902
- 38th pct · 1,878th of 3,063 US counties · median 4.2
- 22nd pct · 88th of 113 Missouri counties · median 4.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $198,277 (Sep 2026), +4.0% over one year, +35.9% over five
- 37th pct · 1,913th of 3,063 US counties · median $230,451
- 39th pct · 69th of 113 Missouri counties · median $221,167
| Item | Value | Distance |
|---|---|---|
| Marion County, MO | $198,277 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,098 a month on $198,277 at 7.40%, against an average weekly wage worth $4,446 a month: 24.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $198,277 × 80% = $158,622, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,098/mo principal and interest
- wage share = payment / (avg weekly wage $1,026 × 52 / 12 = $4,446) = 25% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $198,277 / ($1,026 × 52) = 3.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
12,994 jobs at 1,057 employers (2026 Q1); +0.3% jobs and +3.5% average weekly wage over the year
- 61st pct · 1,242nd of 3,221 US counties · median 8,232
- 73rd pct · 31st of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Marion County, MO | 12,994 jobs · $1,026/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,714 | $680 | 1.35 | -4.5% |
| Manufacturing | 1,396 | $1,567 | 1.34 | +4.4% |
| Accommodation and food services | 1,216 | $416 | 1.04 | -4.5% |
| Administrative and waste services | 545 | $694 | 0.74 | +2.4% |
| Construction | 498 | $1,214 | 0.73 | +3.1% |
| Finance and insurance | 385 | $1,256 | 0.73 | +2.1% |
| Wholesale trade | 295 | $1,345 | 0.59 | -4.2% |
| Other services | 295 | $665 | 0.76 | +8.5% |
| Transportation and warehousing | 242 | $1,242 | 0.44 | -2.8% |
| Arts, entertainment and recreation | 184 | $277 | 0.86 | -1.6% |
| Utilities | 109 | $2,387 | 2.12 | -1.8% |
| Information | 71 | $792 | 0.30 | +65.1% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$938.6 m in deposits at 17 offices of 10 banks (SOD June 2026); HHI 2,105, highly concentrated. $191.9 m federal obligations in FY2026 (direct payments $182.7 m, grants $8.5 m), $14,771 per covered job
| Item | Value | Distance |
|---|---|---|
| HNB National Bank | $283.3 m · 30.2% share · 5 offices | |
| HomeBank | $253.8 m · 27.0% share · 2 offices | |
| F&M Bank and Trust Company | $164.3 m · 17.5% share · 3 offices | |
| Marion, MO | $191.9 m FY2026 · $14,771/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| HNB National Bank | $283,286,000 | 30.2% | 5 |
| HomeBank | $253,839,000 | 27.0% | 2 |
| F&M Bank and Trust Company | $164,325,000 | 17.5% | 3 |
| Commerce Bank | $96,240,000 | 10.3% | 1 |
| U.S. Bank National Association | $49,965,000 | 5.3% | 1 |
| United Community Bank | $32,559,000 | 3.5% | 1 |
| Exchange Bank Co. | $18,156,000 | 1.9% | 1 |
| United State Bank | $15,347,000 | 1.6% | 1 |
| Royal Banks of Missouri | $14,618,000 | 1.6% | 1 |
| Great Rivers Bank | $10,231,000 | 1.1% | 1 |
Deposit concentration is 2,105 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 30.2² + 27.0² + 17.5² + … (7 more) = 2,105
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $14,771 per covered job, against 12,994 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $191.9 m / 12,994 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $14,771
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.40 | 2026-10-19 | -3.1% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-20 | +0.0% |
| Laredo truck crossings, monthly · trucks | 255,129.00 | 2026-09-01 | -1.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,221.00 | 2026-09-01 | -5.2% |
| Building permits, annual rate · thousands of units | 1,400.00 | 2026-09-01 | -0.2% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marion County, MO: 6 findings, 1 at a watch level and 5 noted
watchMarion County, MO's average weekly wage of $1,026 scores 47 on the 0-to-100 scale across US counties but 83 across Missouri counties, a gap of 36 points.
Period 2026 Q1.Show the arithmetic
- 36 = |47 across US counties - 83 across Missouri counties|
position among the entities that published this metric this period; not an official level
noteMarion County, MO's average weekly wage was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMarion County, MO's typical home value rose 0.3% from $197,622 in August 2026 to $198,277 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (198277.36471167215 - 197621.7919027541) / 197621.7919027541 × 100
- 198277.36471167215 = Zillow ZHVI, 2026-09
- 197621.7919027541 = Zillow ZHVI, 2026-08
noteMarion County, MO's covered employment was 0.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Marion County, MO is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.