Pike County, MO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 39.34, -91.17.
Assembled 2026-10-19. Read the brief.
- 46th pct · 1,640th of 3,063 US counties · median $230,451
- 51st pct · 55th of 113 Missouri counties · median $221,167
- 95th pct · 138th of 3,062 US counties · median +2.9%
- 91st pct · 10th of 113 Missouri counties · median +4.5%
- US counties: not published this period
- Missouri counties: not published this period
- 38th pct · 1,980th of 3,221 US counties · median 8,232
- 51st pct · 56th of 115 Missouri counties · median 4,996
- 16th pct · 2,690th of 3,221 US counties · median $1,039
- 42nd pct · 66th of 115 Missouri counties · median $902
- 62nd pct · 1,152nd of 3,063 US counties · median 4.2
- 60th pct · 45th of 113 Missouri counties · median 4.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $221,907 (Sep 2026), +9.5% over one year, +32.6% over five
- 46th pct · 1,640th of 3,063 US counties · median $230,451
- 51st pct · 55th of 113 Missouri counties · median $221,167
| Item | Value | Distance |
|---|---|---|
| Pike County, MO | $221,907 · +9.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Missouri counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,229 a month on $221,907 at 7.40%, against an average weekly wage worth $3,835 a month: 32.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $221,907 × 80% = $177,525, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,229/mo principal and interest
- wage share = payment / (avg weekly wage $885 × 52 / 12 = $3,835) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $221,907 / ($885 × 52) = 4.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
5,300 jobs at 524 employers (2026 Q1); -2.5% jobs and -2.1% average weekly wage over the year
- 38th pct · 1,980th of 3,221 US counties · median 8,232
- 51st pct · 56th of 115 Missouri counties · median 4,996
| Item | Value | Distance |
|---|---|---|
| Pike County, MO | 5,300 jobs · $885/wk · -2.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 803 | $745 | 1.01 | +3.3% |
| Retail trade | 754 | $721 | 1.46 | +9.8% |
| Accommodation and food services | 353 | $420 | 0.74 | -0.6% |
| Wholesale trade | 335 | $1,127 | 1.65 | +6.3% |
| Manufacturing | 290 | $1,248 | 0.68 | +9.8% |
| Construction | 259 | $1,301 | 0.93 | -40.2% |
| Professional and technical services | 176 | $1,083 | 0.48 | +0.0% |
| Transportation and warehousing | 114 | $900 | 0.51 | -50.6% |
| Arts, entertainment and recreation | 97 | $278 | 1.11 | +5.4% |
| Utilities | 39 | $2,100 | 1.86 | -11.4% |
| Agriculture, forestry, fishing | withheld | |||
| Mining, oil and gas | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Monroe City Lake near Monroe City, MO | 1,036 Acre-ft (USGS, no capacity on file) | 51 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
20 gauges · 0 flooding · 2 with quality panels averaging 90 % · 5 stale
Sites found: 20, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Spencer Creek below Plum Creek near Frankford, MO | flow 8.11 ft³/s | 25 km |
| Salt River near New London, MO | flow 376.0 ft³/s | 36 km |
| Cuivre River near Troy, MO | flow 7.93 ft³/s | 40 km |
| Bear Creek at Hannibal, MO | flow 1.50 ft³/s | 43 km |
| Salt River near Center, MO | flow 3.56 ft³/s | 43 km |
| Lick Creek at Perry, MO | flow 0.02 ft³/s | 45 km |
| BAY CREEK AT PITTSFIELD, IL | flow 45.3 ft³/s · STALE | 46 km |
| ILLINOIS RIVER AT HARDIN, IL | stage 19.6 ft · STALE | 52 km |
| Long Branch near Santa Fe, MO | flow 0.01 ft³/s | 57 km |
| South Fork Salt River above Santa Fe, MO | flow 2.70 ft³/s | 57 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
18 wells in 3 named aquifers: Cambrian-Ordovician aquifer system, Mississippi River Valley alluvial aquifer, Alluvial aquifers
Sites found: 18, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Cambrian-Ordovician aquifer system | depth 64.0 ft · 2026-10-18 | 23 km |
| Cambrian-Ordovician aquifer system | depth 94.8 ft · 2026-10-18 | 27 km |
| Cambrian-Ordovician aquifer system | depth 297.4 ft · 2026-10-18 | 41 km |
| Cambrian-Ordovician aquifer system | depth 336.2 ft · 2026-09-27 | 43 km |
| Cambrian-Ordovician aquifer system | depth 198.6 ft · 2026-10-18 | 44 km |
| Cambrian-Ordovician aquifer system | depth 365.2 ft · 2026-10-18 | 54 km |
| Cambrian-Ordovician aquifer system | depth 261.6 ft · 2026-10-18 | 59 km |
| Cambrian-Ordovician aquifer system | depth 344.7 ft · 2026-10-18 | 60 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.20)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.10 / 0.55
Banks & federal dollars #
$475.1 m in deposits at 9 offices of 5 banks (SOD June 2026); HHI 3,171, highly concentrated. $146.3 m federal obligations in FY2026 (direct payments $118.4 m, contracts $24.6 m), $27,598 per covered job
| Item | Value | Distance |
|---|---|---|
| Community State Bank of Missouri | $219.6 m · 46.2% share · 2 offices | |
| HNB National Bank | $122.4 m · 25.8% share · 2 offices | |
| Peoples Bank & Trust Co. | $76.9 m · 16.2% share · 2 offices | |
| Pike, MO | $146.3 m FY2026 · $27,598/job | |
| MULTIPLE RECIPIENTS | $100.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Community State Bank of Missouri | $219,564,000 | 46.2% | 2 |
| HNB National Bank | $122,403,000 | 25.8% | 2 |
| Peoples Bank & Trust Co. | $76,882,000 | 16.2% | 2 |
| PSB Bank | $49,377,000 | 10.4% | 2 |
| HomeBank | $6,881,000 | 1.4% | 1 |
Deposit concentration is 3,171 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 46.2² + 25.8² + 16.2² + … (2 more) = 3,171
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $89,471,065 |
| Department of Defense | $24,536,363 |
| Department of Housing and Urban Development | $14,189,675 |
| Department of Veterans Affairs | $9,533,395 |
| Department of Agriculture | $4,470,229 |
| Department of Transportation | $2,660,136 |
| Railroad Retirement Board | $999,109 |
| Department of Education | $222,842 |
| Federal Communications Commission | $186,532 |
| Department of Health and Human Services | $32,994 |
| Department of the Interior | $8,257 |
| Small Business Administration | $0 |
That is $27,598 per covered job, against 5,300 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $146.3 m / 5,300 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,598
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Pike County, MO: 11 findings, 2 at a watch level and 9 noted
watchPike County, MO's covered employment is -2.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchPike County, MO's average weekly wage is -2.1% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.1 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
notePike County, MO's covered employment was 2.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, MO's average weekly wage was 2.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePike County, MO's typical home value rose 0.6% from $220,639 in August 2026 to $221,907 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.6% = (221906.84543511123 - 220639.4201941959) / 220639.4201941959 × 100
- 221906.84543511123 = Zillow ZHVI, 2026-09
- 220639.4201941959 = Zillow ZHVI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.