Clark County, NV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 36.21, -115.01.
Assembled 2026-10-19. Read the brief.
- 88th pct · 346th of 3,063 US counties · median $230,451
- 73rd pct · 5th of 16 Nevada counties · median $363,639
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
- 7th pct · 2,818th of 3,062 US counties · median +2.9%
- 13th pct · 14th of 16 Nevada counties · median +1.6%
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
- 67th pct · 443rd of 1,358 US counties · median $1,506
- 42nd pct · 5th of 8 Nevada counties · median $1,900
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
- 99th pct · 11th of 3,221 US counties · median 8,232
- 100th pct · 1st of 17 Nevada counties · median 9,161
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
- 87th pct · 411th of 3,221 US counties · median $1,039
- 25th pct · 13th of 17 Nevada counties · median $1,424
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
- 79th pct · 615th of 3,063 US counties · median 4.2
- 73rd pct · 5th of 16 Nevada counties · median 5.1
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $422,748 (Sep 2026), -2.6% over one year, +14.6% over five
- 88th pct · 346th of 3,063 US counties · median $230,451
- 73rd pct · 5th of 16 Nevada counties · median $363,639
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Clark County, NV | $422,748 · -2.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,732/mo (Sep 2026), +0.5% over one year; price-to-rent 20.3
- 67th pct · 443rd of 1,358 US counties · median $1,506
- 42nd pct · 5th of 8 Nevada counties · median $1,900
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Clark County, NV | $1,732/mo · +0.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,342 a month on $422,748 at 7.40%, against an average weekly wage worth $5,828 a month: 40.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $422,748 × 80% = $338,199, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,342/mo principal and interest
- wage share = payment / (avg weekly wage $1,345 × 52 / 12 = $5,828) = 40% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $422,748 / ($1,345 × 52) = 6.0
- price-to-rent = $422,748 / ($1,732 × 12) = 20.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
1.15 m jobs at 72,611 employers (2026 Q1); +1.6% jobs and +1.1% average weekly wage over the year
- 99th pct · 11th of 3,221 US counties · median 8,232
- 100th pct · 1st of 17 Nevada counties · median 9,161
- counties in the Las Vegas-Henderson-North Las Vegas metro: Rank context is unavailable: the manifest lists 1 counties in the Las Vegas-Henderson-North Las Vegas metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Clark County, NV | 1.15 m jobs · $1,345/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 264,700 | $889 | 2.57 | -0.3% |
| Health care and social assistance | 122,669 | $1,258 | 0.71 | +4.5% |
| Retail trade | 109,644 | $836 | 0.98 | +1.2% |
| Administrative and waste services | 87,287 | $916 | 1.34 | +4.3% |
| Construction | 78,700 | $1,653 | 1.31 | +1.2% |
| Transportation and warehousing | 68,380 | $1,199 | 1.42 | +1.9% |
| Professional and technical services | 57,506 | $2,092 | 0.73 | +2.5% |
| Finance and insurance | 33,745 | $2,453 | 0.72 | +1.9% |
| Arts, entertainment and recreation | 33,406 | $1,388 | 1.77 | +7.1% |
| Manufacturing | 31,245 | $1,383 | 0.34 | +3.1% |
| Management of companies | 29,654 | $3,856 | 1.55 | +5.3% |
| Other services | 27,294 | $969 | 0.80 | +0.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE MOHAVE AT DAVIS DAM, AZ-NV | 1,583,000 Acre-ft (USGS, no capacity on file) | 120 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
147 gauges · 0 flooding · 93 with quality panels averaging 90 % · 119 stale
Sites found: 147, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-360700114505104 | DO 9.80 mg/l · quality 50 % (2) · STALE | 18 km |
| SLOAN CHANNEL TRIB AT LAS VEGAS BLVD NR N LV | flow 0.00 ft³/s · STALE | 6 km |
| SLOAN CHANNEL AT CHARLESTON BLVD NR LAS VEGAS, NV | flow 0.07 ft³/s · observation not current | 7 km |
| LAS VEGAS CK CONFL NR NORTH LV, NV | flow 0.07 ft³/s · STALE | 7 km |
| LAS VEGAS WASH AT LK MEAD DR NR N. LAS VEGAS | flow 0.00 ft³/s · STALE | 8 km |
| LAS VEGAS WASH NR SAHARA AVE NR LAS VEGAS, NV | flow 1.69 ft³/s · STALE | 8 km |
| LV WASH BLW FLAMINGO WASH CONFL NR LAS VEGAS, NV | flow 6.83 ft³/s | 9 km |
| FLAMINGO WASH AT NELLIS BLVD NR LAS VEGAS, NV | flow 7.62 ft³/s | 9 km |
| NORTH LAS VEGAS DETENT BSN OUTLET AT CRAIG RD | flow 0.00 ft³/s · STALE | 9 km |
| LAS VEGAS WASH AT VEGAS VALLEY DR NR LAS VEGAS, NV | flow 24.2 ft³/s | 9 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
13 wells in 0 named aquifers:
Sites found: 13, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-361400115040901 | depth 45.8 ft · 2026-10-01 | 6 km |
| USGS-361232115061001 | depth -2.70 ft · 2026-10-18 | 8 km |
| USGS-361626115090701 | depth 32.4 ft · 2026-09-01 | 15 km |
| USGS-361456115111001 | depth 106.5 ft · 2026-07-06 | 16 km |
| USGS-361704115121901 | depth 114.5 ft · 2026-10-18 | 19 km |
| USGS-361410115142603 | depth 203.1 ft · 2009-09-29 | 21 km |
| USGS-361410115142602 | depth 235.2 ft · 2009-09-29 | 21 km |
| USGS-361410115142601 | depth 247.3 ft · 2009-09-29 | 21 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.19)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 + 0.2×0.10 / 0.55
Banks & federal dollars #
$95.0 bn in deposits at 269 offices of 41 banks (SOD June 2026); HHI 1,237, moderately concentrated. $15.2 bn federal obligations in FY2026 (direct payments $12.2 bn, contracts $2.6 bn), $13,307 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of America, National Association | $20.5 bn · 21.5% share · 40 offices | |
| Wells Fargo Bank, National Association | $16.4 bn · 17.3% share · 60 offices | |
| Toyota Financial Savings Bank | $14.3 bn · 15.0% share · 1 office | |
| Clark, NV | $15.2 bn FY2026 · $13,307/job | |
| MULTIPLE RECIPIENTS | $11.8 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of America, National Association | $20,457,138,000 | 21.5% | 40 |
| Wells Fargo Bank, National Association | $16,401,287,000 | 17.3% | 60 |
| Toyota Financial Savings Bank | $14,280,397,000 | 15.0% | 1 |
| JPMorgan Chase Bank, National Association | $8,804,859,000 | 9.3% | 42 |
| Wells Fargo National Bank West | $6,933,675,000 | 7.3% | 1 |
| Western Alliance Bank | $6,115,375,000 | 6.4% | 10 |
| Zions Bancorporation, N.A. | $5,097,943,000 | 5.4% | 25 |
| U.S. Bank National Association | $4,921,592,000 | 5.2% | 29 |
| Citibank, National Association | $1,605,000,000 | 1.7% | 8 |
| Axos Bank | $1,561,510,000 | 1.6% | 1 |
Deposit concentration is 1,237 across 38 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 38 banks with deposits in the county = 21.5² + 17.3² + 15.0² + … (35 more) = 1,237
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $9,453,059,331 |
| Department of Veterans Affairs | $2,410,820,148 |
| Department of Energy | $1,061,797,501 |
| Department of Defense | $744,680,424 |
| General Services Administration | $556,702,236 |
| Department of Transportation | $307,903,681 |
| Department of Education | $197,270,526 |
| Department of the Interior | $169,163,079 |
| Department of Housing and Urban Development | $100,406,073 |
| Department of Health and Human Services | $68,538,801 |
| Federal Communications Commission | $49,849,586 |
| Railroad Retirement Board | $37,598,826 |
That is $13,307 per covered job, against 1,145,474 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $15.2 bn / 1.15 m covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,307
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Clark County, NV: 11 findings, 3 at a watch level and 8 noted
watchClark County, NV's typical home value is -2.6% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -2.550460032731801 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchClark County, NV's average weekly wage of $1,345 scores 87 on the 0-to-100 scale across US counties but 25 across Nevada counties, a gap of 62 points.
Period 2026 Q1.Show the arithmetic
- 62 = |87 across US counties - 25 across Nevada counties|
position among the entities that published this metric this period; not an official level
watchClark County, NV's covered employment of +1.6% scores 76 on the 0-to-100 scale across US counties but 44 across Nevada counties, a gap of 32 points.
Period 2026 Q1.Show the arithmetic
- 32 = |76 across US counties - 44 across Nevada counties|
position among the entities that published this metric this period; not an official level
noteClark County, NV's covered employment was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteClark County, NV's average weekly wage was 1.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.