Douglas County, NV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.91, -119.61.
Assembled 2026-10-19. Read the brief.
- 97th pct · 68th of 3,063 US counties · median $230,451
- 100th pct · 1st of 16 Nevada counties · median $363,639
- 48th pct · 1,584th of 3,062 US counties · median +2.9%
- 73rd pct · 5th of 16 Nevada counties · median +1.6%
- 95th pct · 63rd of 1,358 US counties · median $1,506
- 100th pct · 1st of 8 Nevada counties · median $1,900
- 72nd pct · 875th of 3,221 US counties · median 8,232
- 68th pct · 6th of 17 Nevada counties · median 9,161
- 91st pct · 289th of 3,221 US counties · median $1,039
- 56th pct · 8th of 17 Nevada counties · median $1,424
- 96th pct · 105th of 3,063 US counties · median 4.2
- 100th pct · 1st of 16 Nevada counties · median 5.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $703,952 (Sep 2026), +2.7% over one year, +7.3% over five
- 97th pct · 68th of 3,063 US counties · median $230,451
- 100th pct · 1st of 16 Nevada counties · median $363,639
| Item | Value | Distance |
|---|---|---|
| Douglas County, NV | $703,952 · +2.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,616/mo (Sep 2026), +5.7% over one year; price-to-rent 22.4
- 95th pct · 63rd of 1,358 US counties · median $1,506
- 100th pct · 1st of 8 Nevada counties · median $1,900
| Item | Value | Distance |
|---|---|---|
| Douglas County, NV | $2,616/mo · +5.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,899 a month on $703,952 at 7.40%, against an average weekly wage worth $6,262 a month: 62.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $703,952 × 80% = $563,161, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,899/mo principal and interest
- wage share = payment / (avg weekly wage $1,445 × 52 / 12 = $6,262) = 62% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $703,952 / ($1,445 × 52) = 9.4
- price-to-rent = $703,952 / ($2,616 × 12) = 22.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
21,767 jobs at 2,226 employers (2026 Q1); +4.8% jobs and -3.0% average weekly wage over the year
- 72nd pct · 875th of 3,221 US counties · median 8,232
- 68th pct · 6th of 17 Nevada counties · median 9,161
| Item | Value | Distance |
|---|---|---|
| Douglas County, NV | 21,767 jobs · $1,445/wk · +4.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 4,453 | $768 | 2.28 | +6.7% |
| Retail trade | 2,312 | $712 | 1.09 | +3.4% |
| Manufacturing | 1,983 | $1,913 | 1.13 | -6.9% |
| Health care and social assistance | 1,905 | $1,450 | 0.58 | +12.6% |
| Arts, entertainment and recreation | 1,275 | $1,047 | 3.56 | +3.2% |
| Administrative and waste services | 1,264 | $1,380 | 1.02 | +20.5% |
| Professional and technical services | 1,090 | $3,639 | 0.73 | +4.0% |
| Transportation and warehousing | 745 | $1,470 | 0.81 | +15.9% |
| Other services | 478 | $920 | 0.73 | +8.1% |
| Management of companies | 377 | $5,511 | 1.03 | +15.6% |
| Finance and insurance | 347 | $2,363 | 0.39 | -3.6% |
| Real estate and rental | 277 | $1,384 | 0.83 | -7.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
20 USGS reservoir gauges, no capacity figures to weight
Sites found: 20, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TOPAZ LAKE NR TOPAZ, CA | 82.8 ft (USGS, no capacity on file) | 25 km |
| MARLETTE LAKE NR CARSON CITY, NV | 18.3 ft (USGS, no capacity on file) | 39 km |
| WEBER RES NR SCHURZ, NV | 4,201 ft (USGS, no capacity on file) | 67 km |
| BOCA RES NR TRUCKEE CA | 11,850 Acre-ft (USGS, no capacity on file) | 68 km |
| PROSSER C RES NR TRUCKEE CA | 12,680 Acre-ft (USGS, no capacity on file) | 70 km |
| DONNELL LK NR DARDANELLE CA | 17,970 Acre-ft (USGS, no capacity on file) | 71 km |
| BRIDGEPORT RE NR BRIDGEPORT, CA | 44.6 ft (USGS, no capacity on file) | 73 km |
| DONNER LK NR TRUCKEE CA | 6,810 Acre-ft (USGS, no capacity on file) | 75 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
169 gauges · 0 flooding · 23 with quality panels averaging 100 % · 76 stale
Sites found: 169, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| PINE NUT CK NR GARDNERVILLE, NV | flow 0.87 ft³/s | 6 km |
| E FK CARSON RV NR DRESSLERVILLE, NV | flow 47.2 ft³/s | 8 km |
| INDIAN CK ABV MOUTH NR GARDNERVILLE,NV | flow 0.49 ft³/s · STALE | 9 km |
| BUCKEYE CK NR MINDEN, NV | flow 0.12 ft³/s · STALE | 9 km |
| E FK CARSON RV NR GARDNERVILLE, NV | flow 49.1 ft³/s | 11 km |
| BRYANT CK NR GARDNERVILLE, NV | flow 7.15 ft³/s · STALE | 14 km |
| E FK CARSON RV AT MINDEN, NV | flow 19.0 ft³/s · STALE | 14 km |
| RED CYN CK NR WELLINGTON, NV | flow 0.00 ft³/s · STALE | 16 km |
| MILLER SPGS NR SHERIDAN, NV | flow 1.80 ft³/s · STALE | 18 km |
| FREDERICKSBURG CYN CK NR FREDERICKSBURG, CA | flow 2.10 ft³/s · STALE | 19 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
35 wells in 0 named aquifers:
Sites found: 35, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-385951119104001 | depth 11.5 ft · 2013-10-17 | 39 km |
| USGS-390058119102001 | depth 19.9 ft · 2013-10-05 | 40 km |
| USGS-385256119085003 | depth 6.79 ft · 2013-08-04 | 40 km |
| USGS-385256119085002 | depth 6.87 ft · 2013-08-20 | 40 km |
| USGS-385252119085002 | depth 8.49 ft · 2012-08-17 | 40 km |
| USGS-385252119085003 | depth 9.17 ft · 2012-09-02 | 40 km |
| USGS-390751120091110 | depth -1.45 ft · 2016-06-26 | 53 km |
| USGS-390752120091214 | depth -0.72 ft · 2020-10-06 | 53 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$1.7 bn in deposits at 12 offices of 7 banks (SOD June 2026); HHI 2,143, highly concentrated. $499.8 m federal obligations in FY2026 (direct payments $470.3 m, contracts $18.5 m), $22,961 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $515.9 m · 30.7% share · 2 offices | |
| Bank of America, National Association | $488.3 m · 29.0% share · 2 offices | |
| U.S. Bank National Association | $219.8 m · 13.1% share · 2 offices | |
| Douglas, NV | $499.8 m FY2026 · $22,961/job | |
| MULTIPLE RECIPIENTS | $469.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $515,907,000 | 30.7% | 2 |
| Bank of America, National Association | $488,298,000 | 29.0% | 2 |
| U.S. Bank National Association | $219,839,000 | 13.1% | 2 |
| Zions Bancorporation, N.A. | $132,131,000 | 7.9% | 1 |
| Glacier Bank | $119,492,000 | 7.1% | 1 |
| El Dorado Savings Bank, F.S.B. | $118,731,000 | 7.1% | 3 |
| JPMorgan Chase Bank, National Association | $87,944,000 | 5.2% | 1 |
Deposit concentration is 2,143 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 30.7² + 29.0² + 13.1² + … (4 more) = 2,143
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $424,085,976 |
| Department of Veterans Affairs | $44,469,014 |
| Department of Agriculture | $16,647,403 |
| Department of Housing and Urban Development | $8,539,577 |
| Department of Defense | $1,898,959 |
| Department of the Interior | $1,229,207 |
| Department of Health and Human Services | $1,050,000 |
| Department of Justice | $942,241 |
| Railroad Retirement Board | $745,953 |
| Department of Transportation | $141,107 |
| Department of Education | $25,696 |
| Department of the Treasury | $21,820 |
That is $22,961 per covered job, against 21,767 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $499.8 m / 21,767 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,961
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Douglas County, NV: 16 findings, 3 at a watch level and 13 noted
watchDouglas County, NV's years of wages of 9.4 ranks 105th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 96.60352710646636 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchDouglas County, NV's average weekly wage is -3.0% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -3 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchDouglas County, NV's average weekly wage of $1,445 scores 91 on the 0-to-100 scale across US counties but 56 across Nevada counties, a gap of 35 points.
Period 2026 Q1.Show the arithmetic
- 35 = |91 across US counties - 56 across Nevada counties|
position among the entities that published this metric this period; not an official level
noteDouglas County, NV's covered employment was 4.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDouglas County, NV's average weekly wage was 3.0% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.