Medina County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.12, -81.90.
Assembled 2026-10-19. Read the brief.
- 79th pct · 638th of 3,063 US counties · median $230,451
- 93rd pct · 7th of 88 Ohio counties · median $218,478
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $255,286
- 64th pct · 1,101st of 3,062 US counties · median +2.9%
- 51st pct · 43rd of 88 Ohio counties · median +3.9%
- 40th pct · 4th of 6 counties in the Cleveland metro · median +4.4%
- 76th pct · 318th of 1,358 US counties · median $1,506
- 96th pct · 3rd of 55 Ohio counties · median $1,340
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,461
- 86th pct · 434th of 3,221 US counties · median 8,232
- 80th pct · 18th of 88 Ohio counties · median 20,657
- 40th pct · 4th of 6 counties in the Cleveland metro · median 79,942
- 80th pct · 629th of 3,221 US counties · median $1,039
- 82nd pct · 16th of 88 Ohio counties · median $1,081
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,186
- 71st pct · 871st of 3,063 US counties · median 4.2
- 87th pct · 12th of 88 Ohio counties · median 3.7
- 80th pct · 2nd of 6 counties in the Cleveland metro · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $348,695 (Sep 2026), +4.0% over one year, +32.3% over five
- 79th pct · 638th of 3,063 US counties · median $230,451
- 93rd pct · 7th of 88 Ohio counties · median $218,478
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $255,286
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | $348,695 · +4.0% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,857/mo (Sep 2026), +3.4% over one year; price-to-rent 15.7
- 76th pct · 318th of 1,358 US counties · median $1,506
- 96th pct · 3rd of 55 Ohio counties · median $1,340
- 80th pct · 2nd of 6 counties in the Cleveland metro · median $1,461
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | $1,857/mo · +3.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,931 a month on $348,695 at 7.40%, against an average weekly wage worth $5,386 a month: 35.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $348,695 × 80% = $278,956, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,931/mo principal and interest
- wage share = payment / (avg weekly wage $1,243 × 52 / 12 = $5,386) = 36% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $348,695 / ($1,243 × 52) = 5.4
- price-to-rent = $348,695 / ($1,857 × 12) = 15.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
62,106 jobs at 5,283 employers (2026 Q1); -0.2% jobs and +5.6% average weekly wage over the year
- 86th pct · 434th of 3,221 US counties · median 8,232
- 80th pct · 18th of 88 Ohio counties · median 20,657
- 40th pct · 4th of 6 counties in the Cleveland metro · median 79,942
| Item | Value | Distance |
|---|---|---|
| Medina County, OH | 62,106 jobs · $1,243/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 8,847 | $1,407 | 1.77 | -2.0% |
| Retail trade | 8,835 | $773 | 1.46 | +3.4% |
| Health care and social assistance | 8,377 | $1,067 | 0.90 | +2.8% |
| Accommodation and food services | 6,047 | $416 | 1.08 | -0.7% |
| Construction | 4,417 | $1,753 | 1.36 | +0.0% |
| Wholesale trade | 3,155 | $1,657 | 1.33 | +0.4% |
| Management of companies | 2,441 | $3,351 | 2.35 | +2.4% |
| Professional and technical services | 2,356 | $1,744 | 0.55 | -0.4% |
| Administrative and waste services | 2,160 | $1,036 | 0.61 | -6.5% |
| Other services | 2,056 | $799 | 1.11 | +0.0% |
| Transportation and warehousing | 1,909 | $1,143 | 0.73 | -16.1% |
| Finance and insurance | 1,572 | $2,830 | 0.62 | +0.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 127 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
117 gauges · 0 flooding · 10 with quality panels averaging 100 % · 36 stale
Sites found: 117, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-410051081594500 | flow 1.43 ft³/s | 14 km |
| Little Killbuck Creek near Burbank OH | stage 7.37 ft · STALE | 17 km |
| Chippewa Creek at Miller Rd at Sterling OH | flow 15.1 ft³/s | 17 km |
| Unnamed Tributary to Styx River at Rittman OH | stage 2.58 ft | 18 km |
| Chippewa Creek above Easton OH | flow 40.5 ft³/s | 21 km |
| Montrose Run at Montrose OH | flow 0.00 ft³/s · STALE | 22 km |
| Bath Creek at Bath Center OH | flow 0.32 ft³/s · STALE | 22 km |
| Yellow Creek at Ghent OH | flow 3.20 ft³/s · STALE | 22 km |
| North Fork at Bath OH | flow 0.54 ft³/s · STALE | 22 km |
| Schocalog Run at Montrose OH | flow 0.49 ft³/s · STALE | 23 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
72 wells in 3 named aquifers: Sand and gravel aquifers (glaciated regions), Pennsylvanian aquifers, Mississippian aquifers
Sites found: 72, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Mississippian aquifers | depth 28.3 ft · 2024-09-10 | 14 km |
| Sand and gravel aquifers (glaciated regions) | depth 11.0 ft · 2024-09-29 | 14 km |
| Sand and gravel aquifers (glaciated regions) | depth 24.4 ft · 2024-09-29 | 14 km |
| USGS-410142082005900 | depth 26.9 ft · 2002-12-03 | 14 km |
| Sand and gravel aquifers (glaciated regions) | depth 33.9 ft · 2024-09-26 | 18 km |
| USGS-410120081431800 | depth 144.5 ft · 2002-01-01 | 18 km |
| Sand and gravel aquifers (glaciated regions) | depth 12.8 ft · 2024-09-29 | 20 km |
| Mississippian aquifers | depth 92.8 ft · 2024-09-29 | 20 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$5.7 bn in deposits at 40 offices of 17 banks (SOD June 2026); HHI 1,631, moderately concentrated. $1.2 bn federal obligations in FY2026 (direct payments $1.1 bn, contracts $23.5 m), $18,894 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $1.9 bn · 33.6% share · 9 offices | |
| First Financial Bank | $623.4 m · 10.9% share · 3 offices | |
| JPMorgan Chase Bank, National Association | $559.7 m · 9.8% share · 4 offices | |
| Medina, OH | $1.2 bn FY2026 · $18,894/job | |
| MULTIPLE RECIPIENTS | $1.1 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $1,916,375,000 | 33.6% | 9 |
| First Financial Bank | $623,400,000 | 10.9% | 3 |
| JPMorgan Chase Bank, National Association | $559,688,000 | 9.8% | 4 |
| Third Federal Savings and Loan Association of Cleveland | $551,401,000 | 9.7% | 2 |
| PNC Bank, National Association | $510,590,000 | 9.0% | 3 |
| Fifth Third Bank, National Association | $409,007,000 | 7.2% | 3 |
| KeyBank National Association | $231,220,000 | 4.1% | 3 |
| Citizens Bank, National Association | $215,520,000 | 3.8% | 3 |
| U.S. Bank National Association | $200,943,000 | 3.5% | 2 |
| Civista Bank | $160,717,000 | 2.8% | 1 |
Deposit concentration is 1,631 across 17 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 17 banks with deposits in the county = 33.6² + 10.9² + 9.8² + … (14 more) = 1,631
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,025,207,269 |
| Department of Veterans Affairs | $97,107,278 |
| Department of Defense | $18,709,179 |
| Department of Transportation | $12,090,737 |
| Department of Housing and Urban Development | $10,108,498 |
| Railroad Retirement Board | $6,620,334 |
| Department of Agriculture | $1,674,060 |
| Federal Communications Commission | $742,133 |
| Department of Health and Human Services | $635,319 |
| Department of Education | $396,482 |
| General Services Administration | $45,504 |
| Department of Energy | $43,447 |
That is $18,894 per covered job, against 62,106 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.2 bn / 62,106 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,894
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 73.84 | 2026-10-19 | not published |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Medina County, OH: 11 findings, 1 at a watch level and 10 noted
watchMedina County, OH's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteMedina County, OH's average weekly wage was 5.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMedina County, OH's typical home value rose 0.4% from $347,473 in August 2026 to $348,695 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.4% = (348694.9769274685 - 347473.05050576985) / 347473.05050576985 × 100
- 348694.9769274685 = Zillow ZHVI, 2026-09
- 347473.05050576985 = Zillow ZHVI, 2026-08
noteMedina County, OH's typical asking rent rose 0.3% from $1,850 in August 2026 to $1,857 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (1856.5079365079364 - 1850.0851896139845) / 1850.0851896139845 × 100
- 1856.5079365079364 = Zillow ZORI, 2026-09
- 1850.0851896139845 = Zillow ZORI, 2026-08
noteMedina County, OH's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.