Canadian County, OK

Home values #

Typical home $271,039 (Sep 2026), +1.1% over one year, +24.8% over five

• 62nd pct · 1,136th of 3,063 US counties · median $230,451
• 93rd pct · 6th of 77 Oklahoma counties · median $164,118
• 66th pct · 3rd of 7 counties in the Oklahoma City metro · median $251,085

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,572/mo (Sep 2026), +0.3% over one year; price-to-rent 14.4

• 55th pct · 611th of 1,358 US counties · median $1,506
• 96th pct · 2nd of 28 Oklahoma counties · median $1,258
• 100th pct · 1st of 6 counties in the Oklahoma City metro · median $1,368

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,501 a month on $271,039 at 7.40%, against an average weekly wage worth $4,364 a month: 34.4% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $271,039 × 80% = $216,832, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,501/mo principal and interest
• wage share = payment / (avg weekly wage $1,007 × 52 / 12 = $4,364) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $271,039 / ($1,007 × 52) = 5.2
• price-to-rent = $271,039 / ($1,572 × 12) = 14.4

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

39,133 jobs at 4,251 employers (2026 Q1); +1.0% jobs and +3.6% average weekly wage over the year

• 80th pct · 617th of 3,221 US counties · median 8,232
• 94th pct · 5th of 77 Oklahoma counties · median 7,282
• 66th pct · 3rd of 7 counties in the Oklahoma City metro · median 13,982

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D4 exceptional drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

Surface water layer not loaded

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

Surface water layer not loaded

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

No USGS monitoring wells within 75 km (or above 1,500 km)

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

severe (1.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×1.00 / 0.35

Banks & federal dollars #

$3.0 bn in deposits at 36 offices of 18 banks (SOD June 2026); HHI 1,142, moderately concentrated. $1.1 bn federal obligations in FY2026 (direct payments $922.5 m, contracts $103.0 m), $27,300 per covered job

Deposit concentration is 1,142 across 18 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.

HHI = Σ (share %)² over 18 banks with deposits in the county = 20.8² + 19.2² + 9.9² + … (15 more) = 1,142

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

That is $27,300 per covered job, against 39,133 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $1.1 bn / 39,133 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,300

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Canadian County, OK: 12 findings, 2 at a watch level and 10 noted

1. watchCanadian County, OK's typical asking rent of $1,572 scores 55 on the 0-to-100 scale across US counties but 96 across Oklahoma counties, a gap of 41 points.

   Period 2026-09.
   Show the arithmetic

   • 41 = |55 across US counties - 96 across Oklahoma counties|

   position among the entities that published this metric this period; not an official level

2. watchCanadian County, OK's typical home value of $271,039 scores 63 on the 0-to-100 scale across US counties but 93 across Oklahoma counties, a gap of 30 points.

   Period 2026-09.
   Show the arithmetic

   • 30 = |63 across US counties - 93 across Oklahoma counties|

   position among the entities that published this metric this period; not an official level

3. noteCanadian County, OK's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteCanadian County, OK's covered employment was 1.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

5. noteCanadian County, OK's typical asking rent of $1,572 ranks 1st of 6 counties in the Oklahoma City metro, against a median of $1,368.

   Period 2026-09.
   Show the arithmetic

   • 100 on the 0-to-100 scale across 6 counties in the Oklahoma City metro that published rent.latest

   position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.