Logan County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.91, -97.45.
Assembled 2026-10-19. Read the brief.
- 73rd pct · 815th of 3,063 US counties · median $230,451
- 100th pct · 1st of 77 Oklahoma counties · median $164,118
- 100th pct · 1st of 7 counties in the Oklahoma City metro · median $251,085
- 30th pct · 2,131st of 3,062 US counties · median +2.9%
- 30th pct · 54th of 77 Oklahoma counties · median +3.5%
- 66th pct · 3rd of 7 counties in the Oklahoma City metro · median +1.1%
- 33rd pct · 900th of 1,358 US counties · median $1,506
- 70th pct · 9th of 28 Oklahoma counties · median $1,258
- 20th pct · 5th of 6 counties in the Oklahoma City metro · median $1,368
- 52nd pct · 1,515th of 3,221 US counties · median 8,232
- 56th pct · 34th of 77 Oklahoma counties · median 7,282
- 16th pct · 6th of 7 counties in the Oklahoma City metro · median 13,982
- 32nd pct · 2,169th of 3,221 US counties · median $1,039
- 44th pct · 43rd of 77 Oklahoma counties · median $968
- 0th pct · 7th of 7 counties in the Oklahoma City metro · median $1,007
- 82nd pct · 536th of 3,063 US counties · median 4.2
- 98th pct · 2nd of 77 Oklahoma counties · median 3.3
- 100th pct · 1st of 7 counties in the Oklahoma City metro · median 4.8
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $315,309 (Sep 2026), +1.1% over one year, +13.8% over five
- 73rd pct · 815th of 3,063 US counties · median $230,451
- 100th pct · 1st of 77 Oklahoma counties · median $164,118
- 100th pct · 1st of 7 counties in the Oklahoma City metro · median $251,085
| Item | Value | Distance |
|---|---|---|
| Logan County, OK | $315,309 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,335/mo (Sep 2026), +4.3% over one year; price-to-rent 19.7
- 33rd pct · 900th of 1,358 US counties · median $1,506
- 70th pct · 9th of 28 Oklahoma counties · median $1,258
- 20th pct · 5th of 6 counties in the Oklahoma City metro · median $1,368
| Item | Value | Distance |
|---|---|---|
| Logan County, OK | $1,335/mo · +4.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,747 a month on $315,309 at 7.40%, against an average weekly wage worth $4,173 a month: 41.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $315,309 × 80% = $252,247, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,747/mo principal and interest
- wage share = payment / (avg weekly wage $963 × 52 / 12 = $4,173) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $315,309 / ($963 × 52) = 6.3
- price-to-rent = $315,309 / ($1,335 × 12) = 19.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
9,244 jobs at 974 employers (2026 Q1); +0.2% jobs and +8.3% average weekly wage over the year
- 52nd pct · 1,515th of 3,221 US counties · median 8,232
- 56th pct · 34th of 77 Oklahoma counties · median 7,282
- 16th pct · 6th of 7 counties in the Oklahoma City metro · median 13,982
| Item | Value | Distance |
|---|---|---|
| Logan County, OK | 9,244 jobs · $963/wk · +0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 1,431 | $734 | 1.59 | -3.9% |
| Health care and social assistance | 1,219 | $786 | 0.88 | +2.6% |
| Construction | 903 | $1,327 | 1.86 | -1.5% |
| Accommodation and food services | 751 | $340 | 0.90 | +4.5% |
| Professional and technical services | 635 | $1,389 | 1.00 | -4.4% |
| Administrative and waste services | 556 | $764 | 1.06 | +14.9% |
| Manufacturing | 454 | $1,086 | 0.61 | -3.4% |
| Wholesale trade | 265 | $1,155 | 0.75 | +21.0% |
| Finance and insurance | 230 | $1,539 | 0.61 | +4.1% |
| Arts, entertainment and recreation | 229 | $357 | 1.50 | +28.7% |
| Agriculture, forestry, fishing | 194 | $909 | 2.91 | +7.2% |
| Mining, oil and gas | 185 | $1,325 | 5.62 | -4.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
9 USGS reservoir gauges, no capacity figures to weight
Sites found: 9, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Hefner at Oklahoma City, OK | 69,750 Acre-ft (USGS, no capacity on file) | 39 km |
| Lake Overholser near Oklahoma City, OK | 16,670 Acre-ft (USGS, no capacity on file) | 51 km |
| Stanley Draper Lake near Oklahoma City, OK | 84,210 Acre-ft (USGS, no capacity on file) | 66 km |
| Shawnee Reservoir at Shawnee, OK | 23,050 Acre-ft (USGS, no capacity on file) | 72 km |
| Lake Thunderbird near Norman, OK | 107,500 Acre-ft (USGS, no capacity on file) | 80 km |
| Canton Lake near Canton, OK | 77,060 Acre-ft (USGS, no capacity on file) | 105 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 133 km |
| Lake Fuqua near Duncan, OK | 19,520 Acre-ft (USGS, no capacity on file) | 148 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
36 gauges · 0 flooding · 7 with quality panels averaging 85 % · 7 stale
Sites found: 36, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Cimarron River near Guthrie, OK | flow 1,520 ft³/s · no flooding | 2 km |
| Cottonwood Creek (OK) at Guthrie | observation not current | 4 km |
| Cottonwood Creek near Seward, OK | flow 354.0 ft³/s · no flooding | 11 km |
| Skeleton Creek near Lovell, OK | flow 13.9 ft³/s | 20 km |
| Deep Fork River at Arcadia Lake | no readings | 31 km |
| Deep Fork near Arcadia, OK | flow 0.00 ft³/s · STALE | 31 km |
| Wildhorse Creek near Perkins, Ok | flow 5.83 ft³/s · STALE | 31 km |
| Deep Fork at Hefner Rd at Oklahoma City, Ok | flow 7.30 ft³/s · STALE | 37 km |
| Cimarron River near Perkins | observation not current | 38 km |
| North Canadian River at Britton Rd at OKC, OK | flow 146.0 ft³/s · quality 100 % (3) · no flooding | 40 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
21 wells in 0 named aquifers:
Sites found: 21, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-354525097242201 | depth 82.1 ft · 1993-10-28 | 18 km |
| USGS-355743097544001 | depth 12.6 ft · 1989-11-27 | 42 km |
| USGS-352957097124201 | depth 12.4 ft · 1984-07-31 | 51 km |
| USGS-352705097281201 | depth 218.3 ft · 1989-10-05 | 51 km |
| USGS-353002097114002 | depth 15.4 ft · 2017-03-25 | 52 km |
| USGS-360200096534301 | depth 17.9 ft · 2018-10-22 | 52 km |
| USGS-353107097453701 | depth 9.69 ft · 1993-10-26 | 52 km |
| USGS-352449097293201 | depth 83.2 ft · 1991-09-01 | 56 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.53)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.2×0.15 / 0.55
Banks & federal dollars #
$1.2 bn in deposits at 9 offices of 5 banks (SOD June 2026); HHI 3,661, highly concentrated. $351.0 m federal obligations in FY2026 (direct payments $298.7 m, grants $40.0 m), $37,970 per covered job
| Item | Value | Distance |
|---|---|---|
| Prism Bank | $639.6 m · 53.1% share · 1 office | |
| F&M Bank | $301.7 m · 25.1% share · 3 offices | |
| BancFirst | $139.3 m · 11.6% share · 2 offices | |
| Logan, OK | $351.0 m FY2026 · $37,970/job | |
| MULTIPLE RECIPIENTS | $283.9 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Prism Bank | $639,594,000 | 53.1% | 1 |
| F&M Bank | $301,743,000 | 25.1% | 3 |
| BancFirst | $139,278,000 | 11.6% | 2 |
| InterBank | $100,591,000 | 8.4% | 2 |
| International Bank of Commerce | $22,214,000 | 1.8% | 1 |
Deposit concentration is 3,661 across 5 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 5 banks with deposits in the county = 53.1² + 25.1² + 11.6² + … (2 more) = 3,661
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $239,884,153 |
| Department of Veterans Affairs | $43,116,982 |
| Department of Transportation | $20,900,289 |
| Department of Education | $15,447,305 |
| Department of Labor | $12,000,864 |
| Department of Agriculture | $10,186,567 |
| National Science Foundation | $2,249,925 |
| Federal Communications Commission | $2,213,634 |
| Department of Housing and Urban Development | $1,665,801 |
| Railroad Retirement Board | $1,256,364 |
| Department of Defense | $1,030,852 |
| Department of Health and Human Services | $996,362 |
That is $37,970 per covered job, against 9,244 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $351.0 m / 9,244 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $37,970
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Logan County, OK: 13 findings, 1 at a watch level and 12 noted
watchLogan County, OK's typical asking rent of $1,335 scores 34 on the 0-to-100 scale across US counties but 70 across Oklahoma counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |34 across US counties - 70 across Oklahoma counties|
position among the entities that published this metric this period; not an official level
noteLogan County, OK's average weekly wage was 8.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +8.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLogan County, OK's covered employment was 0.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLogan County, OK's typical home value of $315,309 ranks 1st of 7 counties in the Oklahoma City metro, against a median of $251,085.
Period 2026-09.Show the arithmetic
- 100 on the 0-to-100 scale across 7 counties in the Oklahoma City metro that published home.latest
position among the entities that published this metric this period; not an official level
noteLogan County, OK's typical home value of $315,309 ranks 1st of 77 Oklahoma counties, against a median of $164,118.
Period 2026-09.Show the arithmetic
- 100 on the 0-to-100 scale across 77 Oklahoma counties that published home.latest
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.