Comanche County, OK
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.66, -98.48.
Assembled 2026-10-19. Read the brief.
- 20th pct · 2,443rd of 3,063 US counties · median $230,451
- 47th pct · 41st of 77 Oklahoma counties · median $164,118
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
- 85th pct · 439th of 3,062 US counties · median +2.9%
- 88th pct · 10th of 77 Oklahoma counties · median +3.5%
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
- 16th pct · 1,136th of 1,358 US counties · median $1,506
- 44th pct · 16th of 28 Oklahoma counties · median $1,258
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
- 81st pct · 604th of 3,221 US counties · median 8,232
- 96th pct · 4th of 77 Oklahoma counties · median 7,282
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
- 40th pct · 1,916th of 3,221 US counties · median $1,039
- 56th pct · 34th of 77 Oklahoma counties · median $968
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
- 22nd pct · 2,360th of 3,063 US counties · median 4.2
- 46th pct · 42nd of 77 Oklahoma counties · median 3.3
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $159,044 (Sep 2026), +6.7% over one year, +28.6% over five
- 20th pct · 2,443rd of 3,063 US counties · median $230,451
- 47th pct · 41st of 77 Oklahoma counties · median $164,118
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Comanche County, OK | $159,044 · +6.7% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,126/mo (Sep 2026), +4.9% over one year; price-to-rent 11.8
- 16th pct · 1,136th of 1,358 US counties · median $1,506
- 44th pct · 16th of 28 Oklahoma counties · median $1,258
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Comanche County, OK | $1,126/mo · +4.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $881 a month on $159,044 at 7.40%, against an average weekly wage worth $4,320 a month: 20.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $159,044 × 80% = $127,236, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $881/mo principal and interest
- wage share = payment / (avg weekly wage $997 × 52 / 12 = $4,320) = 20% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $159,044 / ($997 × 52) = 3.1
- price-to-rent = $159,044 / ($1,126 × 12) = 11.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
40,255 jobs at 2,676 employers (2026 Q1); -1.8% jobs and +1.5% average weekly wage over the year
- 81st pct · 604th of 3,221 US counties · median 8,232
- 96th pct · 4th of 77 Oklahoma counties · median 7,282
- counties in the Lawton metro: Rank context is unavailable: the manifest lists 2 counties in the Lawton metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Comanche County, OK | 40,255 jobs · $997/wk · -1.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 4,867 | $638 | 1.24 | -0.7% |
| Accommodation and food services | 4,608 | $416 | 1.27 | +2.2% |
| Manufacturing | 3,708 | $1,555 | 1.14 | -4.9% |
| Health care and social assistance | 3,063 | $828 | 0.51 | +0.0% |
| Administrative and waste services | 1,931 | $789 | 0.84 | -20.2% |
| Professional and technical services | 1,467 | $1,527 | 0.53 | +5.7% |
| Finance and insurance | 1,318 | $1,329 | 0.80 | +3.4% |
| Transportation and warehousing | 750 | $1,022 | 0.44 | -9.5% |
| Other services | 586 | $794 | 0.49 | -12.9% |
| Real estate and rental | 578 | $1,072 | 0.94 | +10.7% |
| Wholesale trade | 547 | $1,055 | 0.35 | -4.9% |
| Arts, entertainment and recreation | 298 | $405 | 0.45 | -8.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
73 % of conservation capacity, weighted over 6 TWDB reservoirs
Sites found: 19, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Lawtonka near Lawton, OK | 43,090 Acre-ft (USGS, no capacity on file) | 9 km |
| Lake Ellsworth near Elgin, OK | 13,540 Acre-ft (USGS, no capacity on file) | 18 km |
| SCS Pond No. 26 near Cyril, OK | 168.6 Acre-ft (USGS, no capacity on file) | 34 km |
| Lake Frederick nr Frederick, OK | 7,748 Acre-ft (USGS, no capacity on file) | 41 km |
| Lake Humphreys near Duncan, OK | 11,250 Acre-ft (USGS, no capacity on file) | 55 km |
| Lake Fuqua near Duncan, OK | 19,520 Acre-ft (USGS, no capacity on file) | 74 km |
| Lake Altus at Lugert, OK | 41,180 Acre-ft (USGS, no capacity on file) | 79 km |
| North Fork Buffalo Creek Reservoir | 76 % full · 15k ac-ft | 79 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
40 gauges · 0 flooding · 2 with quality panels averaging 50 % · 13 stale
Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Wichita Rv nr Charlie, TX | temp 26.1 °C · quality 50 % (2) · observation not current · STALE | 70 km |
| North Fork Red River near Headrick, OK | flow 372.0 ft³/s · quality 50 % (2) · no flooding | 57 km |
| Blue Beaver Creek near Cache, OK | flow 0.00 ft³/s · STALE | 9 km |
| East Cache Creek nr Lawton, OK | flow 11.5 ft³/s · STALE | 12 km |
| Quanah Creek at Quanah Parker Lake near Lawton | no readings | 16 km |
| Jimmy Creek nr Meers, OK | flow 2.09 ft³/s · STALE | 18 km |
| West Cache Creek at Faxon, Ok | flow 1.47 ft³/s · STALE | 24 km |
| Deer Creek (OK) at Comanche Lake near Meers | no readings | 26 km |
| Deer Creek (OK) at Grama Lake near Meers | no readings | 27 km |
| Little Washita River near Cyril, OK | flow 0.23 ft³/s | 34 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
17 wells in 0 named aquifers:
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-343540098342001 | depth 77.1 ft · 2005-05-08 | 12 km |
| USGS-344749098350301 | depth 8.35 ft · 2017-06-28 | 18 km |
| USGS-344821098134801 | depth 11.6 ft · 2018-05-09 | 28 km |
| USGS-345157098172201 | depth 16.9 ft · 2018-05-09 | 28 km |
| USGS-345536098211801 | depth 19.5 ft · 2018-05-09 | 31 km |
| USGS-344656098031401 | depth 72.7 ft · 1993-10-03 | 41 km |
| USGS-350153098212101 | depth 30.4 ft · 2018-05-09 | 42 km |
| USGS-350748098231101 | depth 50.9 ft · 2017-12-17 | 53 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.52)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 + 0.3×0.27 + 0.2×0.50 / 0.85
Banks & federal dollars #
$2.2 bn in deposits at 33 offices of 10 banks (SOD June 2026); HHI 1,907, highly concentrated. $1.3 bn federal obligations in FY2026 (direct payments $952.0 m, contracts $174.0 m), $31,478 per covered job
| Item | Value | Distance |
|---|---|---|
| Liberty National Bank | $745.8 m · 33.4% share · 4 offices | |
| Arvest Bank | $408.3 m · 18.3% share · 5 offices | |
| BancFirst | $298.5 m · 13.4% share · 4 offices | |
| Comanche, OK | $1.3 bn FY2026 · $31,478/job | |
| MULTIPLE RECIPIENTS | $920.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Liberty National Bank | $745,847,000 | 33.4% | 4 |
| Arvest Bank | $408,258,000 | 18.3% | 5 |
| BancFirst | $298,511,000 | 13.4% | 4 |
| The City National Bank and Trust Company of Lawton, Oklahoma | $246,830,000 | 11.0% | 6 |
| FSNB, National Association | $222,937,000 | 10.0% | 6 |
| All America Bank | $124,268,000 | 5.6% | 3 |
| International Bank of Commerce | $89,350,000 | 4.0% | 2 |
| Sovereign Bank | $73,725,000 | 3.3% | 1 |
| The First National Bank of Fletcher | $21,234,000 | 1.0% | 1 |
| Bank of Commerce | $3,139,000 | 0.1% | 1 |
Deposit concentration is 1,907 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 10 banks with deposits in the county = 33.4² + 18.3² + 13.4² + … (7 more) = 1,907
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Veterans Affairs | $488,315,610 |
| Social Security Administration | $481,541,975 |
| Department of Defense | $152,747,485 |
| Department of Agriculture | $38,240,658 |
| Department of Health and Human Services | $32,020,323 |
| Department of Transportation | $26,652,311 |
| Department of Education | $20,752,599 |
| Department of Housing and Urban Development | $13,348,400 |
| Department of the Interior | $5,241,336 |
| Department of Labor | $2,464,701 |
| General Services Administration | $2,088,153 |
| Federal Communications Commission | $2,084,872 |
That is $31,478 per covered job, against 40,255 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.3 bn / 40,255 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,478
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Comanche County, OK: 11 findings, 1 at a watch level and 10 noted
watchComanche County, OK's covered employment is -1.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteComanche County, OK's covered employment was 1.8% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteComanche County, OK's average weekly wage was 1.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteComanche County, OK's typical asking rent rose 1.0% from $1,115 in August 2026 to $1,126 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +1.0% = (1125.6278373266077 - 1114.7091766891165) / 1114.7091766891165 × 100
- 1125.6278373266077 = Zillow ZORI, 2026-09
- 1114.7091766891165 = Zillow ZORI, 2026-08
noteComanche County, OK's typical home value rose 0.9% from $157,691 in August 2026 to $159,044 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.9% = (159044.45504772046 - 157690.57414581729) / 157690.57414581729 × 100
- 159044.45504772046 = Zillow ZHVI, 2026-09
- 157690.57414581729 = Zillow ZHVI, 2026-08
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.