Jackson County, OR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 42.41, -122.68.
Assembled 2026-10-19. Read the brief.
- 89th pct · 328th of 3,063 US counties · median $230,451
- 51st pct · 18th of 36 Oregon counties · median $428,005
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
- 30th pct · 2,117th of 3,062 US counties · median +2.9%
- 62nd pct · 14th of 36 Oregon counties · median +0.4%
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
- 75th pct · 328th of 1,358 US counties · median $1,506
- 68th pct · 9th of 26 Oregon counties · median $1,770
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
- 89th pct · 328th of 3,221 US counties · median 8,232
- 82nd pct · 7th of 36 Oregon counties · median 15,683
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
- 76th pct · 749th of 3,221 US counties · median $1,039
- 68th pct · 12th of 36 Oregon counties · median $1,074
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
- 87th pct · 377th of 3,063 US counties · median 4.2
- 51st pct · 18th of 36 Oregon counties · median 6.8
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $431,214 (Sep 2026), +1.1% over one year, +5.7% over five
- 89th pct · 328th of 3,063 US counties · median $230,451
- 51st pct · 18th of 36 Oregon counties · median $428,005
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jackson County, OR | $431,214 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,848/mo (Sep 2026), +3.0% over one year; price-to-rent 19.4
- 75th pct · 328th of 1,358 US counties · median $1,506
- 68th pct · 9th of 26 Oregon counties · median $1,770
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jackson County, OR | $1,848/mo · +3.0% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,389 a month on $431,214 at 7.40%, against an average weekly wage worth $5,217 a month: 45.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $431,214 × 80% = $344,971, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,389/mo principal and interest
- wage share = payment / (avg weekly wage $1,204 × 52 / 12 = $5,217) = 46% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $431,214 / ($1,204 × 52) = 6.9
- price-to-rent = $431,214 / ($1,848 × 12) = 19.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
90,495 jobs at 7,828 employers (2026 Q1); -0.2% jobs and +5.5% average weekly wage over the year
- 89th pct · 328th of 3,221 US counties · median 8,232
- 82nd pct · 7th of 36 Oregon counties · median 15,683
- counties in the Medford metro: Rank context is unavailable: the manifest lists 1 counties in the Medford metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jackson County, OR | 90,495 jobs · $1,204/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 20,842 | $1,357 | 1.53 | +5.9% |
| Retail trade | 12,345 | $827 | 1.40 | -2.2% |
| Accommodation and food services | 8,767 | $513 | 1.08 | -0.4% |
| Manufacturing | 6,209 | $1,262 | 0.85 | -4.9% |
| Construction | 4,976 | $1,321 | 1.05 | -1.4% |
| Transportation and warehousing | 3,566 | $1,068 | 0.93 | +4.6% |
| Administrative and waste services | 3,243 | $890 | 0.63 | -2.6% |
| Other services | 2,851 | $869 | 1.05 | -1.3% |
| Professional and technical services | 2,793 | $1,469 | 0.45 | -4.4% |
| Agriculture, forestry, fishing | 2,716 | $883 | 4.16 | -10.1% |
| Wholesale trade | 2,555 | $1,384 | 0.74 | +2.4% |
| Finance and insurance | 1,688 | $2,124 | 0.46 | -1.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$4.5 bn in deposits at 48 offices of 12 banks (SOD June 2026); HHI 1,273, moderately concentrated. $1.8 bn federal obligations in FY2026 (direct payments $1.6 bn, contracts $100.6 m), $19,688 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $959.0 m · 21.5% share · 7 offices | |
| U.S. Bank National Association | $626.5 m · 14.0% share · 5 offices | |
| Wells Fargo Bank, National Association | $605.7 m · 13.6% share · 4 offices | |
| Jackson, OR | $1.8 bn FY2026 · $19,688/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $959,038,000 | 21.5% | 7 |
| U.S. Bank National Association | $626,491,000 | 14.0% | 5 |
| Wells Fargo Bank, National Association | $605,696,000 | 13.6% | 4 |
| Columbia Bank | $599,668,000 | 13.4% | 6 |
| People's Bank of Commerce | $378,962,000 | 8.5% | 5 |
| Banner Bank | $371,081,000 | 8.3% | 3 |
| First Interstate Bank | $277,098,000 | 6.2% | 5 |
| WaFd Bank | $269,943,000 | 6.0% | 3 |
| KeyBank National Association | $217,421,000 | 4.9% | 4 |
| Evergreen Federal Bank | $135,095,000 | 3.0% | 3 |
Deposit concentration is 1,273 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 21.5² + 14.0² + 13.6² + … (8 more) = 1,273
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $19,688 per covered job, against 90,495 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.8 bn / 90,495 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,688
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jackson County, OR: 11 findings, 5 at a watch level and 6 noted
watchJackson County, OR's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchJackson County, OR's price-to-rent ratio of 19.4 scores 71 on the 0-to-100 scale across US counties but 24 across Oregon counties, a gap of 47 points.
Period 2026-09.Show the arithmetic
- 47 = |71 across US counties - 24 across Oregon counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
watchJackson County, OR's typical home value of $431,214 scores 89 on the 0-to-100 scale across US counties but 51 across Oregon counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |89 across US counties - 51 across Oregon counties|
position among the entities that published this metric this period; not an official level
watchJackson County, OR's years of wages of 6.9 scores 88 on the 0-to-100 scale across US counties but 51 across Oregon counties, a gap of 36 points.
Period 2026-09.Show the arithmetic
- 36 = |88 across US counties - 51 across Oregon counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchJackson County, OR's typical home value of +1.1% scores 31 on the 0-to-100 scale across US counties but 63 across Oregon counties, a gap of 32 points.
Period 2026-09.Show the arithmetic
- 32 = |31 across US counties - 63 across Oregon counties|
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.