Anderson County, SC

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.52, -82.64.

Assembled 2026-10-19. Read the brief.

Typical home value
$287,369
as of September 2026
  • 67th pct · 999th of 3,063 US counties · median $230,451
  • 71st pct · 14th of 46 South Carolina counties · median $213,114
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Home value, one year
+1.2%
as of September 2026
  • 31st pct · 2,090th of 3,062 US counties · median +2.9%
  • 51st pct · 23rd of 46 South Carolina counties · median +1.2%
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Typical rent
$1,387
as of September 2026
  • 38th pct · 829th of 1,358 US counties · median $1,506
  • 20th pct · 20th of 25 South Carolina counties · median $1,574
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Jobs
73,276
as of 2026 Q1-01
  • 88th pct · 384th of 3,221 US counties · median 8,232
  • 84th pct · 8th of 46 South Carolina counties · median 18,411
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Average weekly wage
$1,069
as of 2026 Q1-01
  • 56th pct · 1,402nd of 3,221 US counties · median $1,039
  • 51st pct · 23rd of 46 South Carolina counties · median $1,061
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Years of wages per home
5.2
  • 67th pct · 984th of 3,063 US counties · median 4.2
  • 77th pct · 11th of 46 South Carolina counties · median 4.0
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-19

Typical home $287,369 (Sep 2026), +1.2% over one year, +33.7% over five

  • 67th pct · 999th of 3,063 US counties · median $230,451
  • 71st pct · 14th of 46 South Carolina counties · median $213,114
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Anderson County, SC$287,369 · +1.2% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-19

Typical rent $1,387/mo (Sep 2026), +3.3% over one year; price-to-rent 17.3

  • 38th pct · 829th of 1,358 US counties · median $1,506
  • 20th pct · 20th of 25 South Carolina counties · median $1,574
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Anderson County, SC$1,387/mo · +3.3% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-19

Principal and interest of $1,592 a month on $287,369 at 7.40%, against an average weekly wage worth $4,632 a month: 34.4% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $287,369 × 80% = $229,895, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,592/mo principal and interest
  • wage share = payment / (avg weekly wage $1,069 × 52 / 12 = $4,632) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $287,369 / ($1,069 × 52) = 5.2
  • price-to-rent = $287,369 / ($1,387 × 12) = 17.3

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-19

73,276 jobs at 4,635 employers (2026 Q1); -0.1% jobs and +3.5% average weekly wage over the year

  • 88th pct · 384th of 3,221 US counties · median 8,232
  • 84th pct · 8th of 46 South Carolina counties · median 18,411
  • counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Anderson County, SC73,276 jobs · $1,069/wk · -0.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Manufacturing16,038$1,3392.72-1.6%
Retail trade9,488$6451.33+0.4%
Accommodation and food services7,621$3881.16+2.8%
Health care and social assistance7,122$9660.65-1.1%
Wholesale trade3,461$1,7971.23-6.2%
Construction3,300$1,2160.86+0.0%
Administrative and waste services2,643$8480.63+6.1%
Transportation and warehousing2,119$1,1190.69-2.1%
Professional and technical services2,076$1,3560.41+1.5%
Other services1,524$8880.70-5.5%
Educational services1,348$9480.86+0.1%
Finance and insurance1,207$1,5660.40+5.0%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-19

D1 moderate drought

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

unavailableretrieved 2026-10-19this source was not loaded for this page

Surface water layer not loaded

Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

unavailableretrieved 2026-10-19this source was not loaded for this page

Surface water layer not loaded

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-19

No USGS monitoring wells within 75 km (or above 1,500 km)

Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-19

moderate (0.25)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35

Banks & federal dollars #

currentretrieved 2026-10-19

$4.3 bn in deposits at 43 offices of 17 banks (SOD June 2026); HHI 965, unconcentrated. $1.5 bn federal obligations in FY2026 (direct payments $1.4 bn, grants $70.7 m), $19,985 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
Truist Bank$663.8 m · 15.6% share · 6 offices
SouthState Bank, National Association$560.9 m · 13.1% share · 3 offices
Wells Fargo Bank, National Association$549.7 m · 12.9% share · 3 offices
Anderson, SC$1.5 bn FY2026 · $19,985/job
MULTIPLE RECIPIENTS$1.3 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
Truist Bank$663,774,00015.6%6
SouthState Bank, National Association$560,926,00013.1%3
Wells Fargo Bank, National Association$549,728,00012.9%3
TD Bank, National Association$400,373,0009.4%2
The Peoples Bank$393,508,0009.2%8
First-Citizens Bank & Trust Company$351,984,0008.3%4
Bank of America, National Association$276,136,0006.5%1
First Bank$266,648,0006.3%1
United Community Bank$205,915,0004.8%2
The Park National Bank$163,278,0003.8%2

Deposit concentration is 965 across 17 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.

HHI = Σ (share %)² over 17 banks with deposits in the county = 15.6² + 13.1² + 12.9² + … (14 more) = 965

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-19

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$1,183,179,960
Department of Veterans Affairs$207,644,233
Department of Education$28,127,405
Department of Housing and Urban Development$11,826,597
Department of Transportation$10,154,722
Department of Agriculture$7,484,367
Federal Communications Commission$5,305,059
Department of Defense$4,368,434
Railroad Retirement Board$3,162,675
Department of Health and Human Services$2,745,443
Department of State$220,012
Department of Justice$134,585

That is $19,985 per covered job, against 73,276 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $1.5 bn / 73,276 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,985

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-19

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-19

Anderson County, SC: 8 findings, 1 at a watch level and 7 noted

  1. watchAnderson County, SC's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026 Q1.
    Show the arithmetic
    • test: jobs.yoy.emp = -0.1 < 0

    BLS QCEW over-the-year percent change, as published; not an official level

  2. noteAnderson County, SC's average weekly wage was 3.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +3.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteAnderson County, SC's typical asking rent rose 0.5% from $1,380 in August 2026 to $1,387 in September 2026, on Zillow ZORI.

    Period 2026-09.
    Show the arithmetic
    • +0.5% = (1386.7688869240592 - 1380.4684398871916) / 1380.4684398871916 × 100
    • 1386.7688869240592 = Zillow ZORI, 2026-09
    • 1380.4684398871916 = Zillow ZORI, 2026-08
  4. noteAnderson County, SC's typical home value fell 0.4% from $288,469 in August 2026 to $287,369 in September 2026, on Zillow ZHVI.

    Period 2026-09.
    Show the arithmetic
    • -0.4% = (287368.86966481997 - 288469.3481214936) / 288469.3481214936 × 100
    • 287368.86966481997 = Zillow ZHVI, 2026-09
    • 288469.3481214936 = Zillow ZHVI, 2026-08
  5. noteAnderson County, SC's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

Read all 8 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 24860, all occupations · period May 2025 · retrieved 2026-10-19
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-09 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · price-to-rent = $287,369 / ($1,387 × 12) = 17.3
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-15 · retrieved 2026-10-19
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 45007, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · payment = P·r / (1 − (1+r)^−n), P = $287,369 × 80% = $229,895, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,592/mo principal and interest; wage share = payment / (avg weekly wage $1,069 × 52 / 12 = $4,632) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $287,369 / ($1,069 × 52) = 5.2; price-to-rent = $287,369 / ($1,387 × 12) = 17.3
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 45007, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +1.2% / ±10% × 0.3, rent 1-yr change +3.3% / ±10% × 0.15, jobs over-the-year change -0.1% / ±3% × 0.3, avg weekly wage over-the-year change +3.5% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-19
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-19 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35 = 0.25; terms drought (D1 / 4)
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:45007:2026 · period 2026-06-30 · retrieved 2026-10-19
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:45007:2026 · period 2026-06-30 · retrieved 2026-10-19 · HHI = Σ (share %)² over 17 banks with deposits in the county = 15.6² + 13.1² + 12.9² + … (14 more) = 965
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-19 · per job = FY2026 obligations $1.5 bn / 73,276 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,985
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:45007:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-19 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 24860, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-19.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: price-to-rent = $287,369 / ($1,387 × 12) = 17.3.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-15. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-19.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 45007, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/45007.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $287,369 × 80% = $229,895, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,592/mo principal and interest; wage share = payment / (avg weekly wage $1,069 × 52 / 12 = $4,632) = 34% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $287,369 / ($1,069 × 52) = 5.2; price-to-rent = $287,369 / ($1,387 × 12) = 17.3.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 45007, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/45007.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +1.2% / ±10% × 0.3, rent 1-yr change +3.3% / ±10% × 0.15, jobs over-the-year change -0.1% / ±3% × 0.3, avg weekly wage over-the-year change +3.5% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-19.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-19. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35 = 0.25; terms drought (D1 / 4).
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:45007:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A45007+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:45007:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-19. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 17 banks with deposits in the county = 15.6² + 13.1² + 12.9² + … (14 more) = 965.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-19.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: per job = FY2026 obligations $1.5 bn / 73,276 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,985.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:45007:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 24860 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • USGS gauges did not answer.
  • USGS wells did not answer.
  • Stress uses 1 of 4 terms (drought); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 19 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-19T19:58:05.667Z. Place identity tables pulled 2026-10-01.