Laurens County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.48, -82.01.
Assembled 2026-10-19. Read the brief.
- 43rd pct · 1,721st of 3,063 US counties · median $230,451
- 51st pct · 23rd of 46 South Carolina counties · median $213,114
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
- 13th pct · 2,662nd of 3,062 US counties · median +2.9%
- 24th pct · 35th of 46 South Carolina counties · median +1.2%
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
- 13th pct · 1,176th of 1,358 US counties · median $1,506
- 4th pct · 24th of 25 South Carolina counties · median $1,574
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
- 71st pct · 907th of 3,221 US counties · median 8,232
- 55th pct · 21st of 46 South Carolina counties · median 18,411
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
- 52nd pct · 1,512th of 3,221 US counties · median $1,039
- 46th pct · 25th of 46 South Carolina counties · median $1,061
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
- 43rd pct · 1,720th of 3,063 US counties · median 4.2
- 48th pct · 24th of 46 South Carolina counties · median 4.0
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $214,803 (Sep 2026), -1.3% over one year, -13.9% over five
- 43rd pct · 1,721st of 3,063 US counties · median $230,451
- 51st pct · 23rd of 46 South Carolina counties · median $213,114
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Laurens County, SC | $214,803 · -1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,092/mo (Sep 2026), +1.5% over one year; price-to-rent 16.4
- 13th pct · 1,176th of 1,358 US counties · median $1,506
- 4th pct · 24th of 25 South Carolina counties · median $1,574
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Laurens County, SC | $1,092/mo · +1.5% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,190 a month on $214,803 at 7.40%, against an average weekly wage worth $4,559 a month: 26.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $214,803 × 80% = $171,842, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,190/mo principal and interest
- wage share = payment / (avg weekly wage $1,052 × 52 / 12 = $4,559) = 26% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $214,803 / ($1,052 × 52) = 3.9
- price-to-rent = $214,803 / ($1,092 × 12) = 16.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
20,580 jobs at 1,119 employers (2026 Q1); +1.3% jobs and +1.2% average weekly wage over the year
- 71st pct · 907th of 3,221 US counties · median 8,232
- 55th pct · 21st of 46 South Carolina counties · median 18,411
- counties in the Greenville-Anderson-Greer metro: Rank context is unavailable: the manifest lists 4 counties in the Greenville-Anderson-Greer metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Laurens County, SC | 20,580 jobs · $1,052/wk · +1.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 7,350 | $1,310 | 4.44 | +4.3% |
| Health care and social assistance | 1,856 | $1,003 | 0.60 | +4.4% |
| Retail trade | 1,626 | $587 | 0.81 | -1.2% |
| Accommodation and food services | 1,240 | $378 | 0.67 | +8.8% |
| Transportation and warehousing | 1,093 | $1,199 | 1.26 | +0.4% |
| Administrative and waste services | 690 | $708 | 0.59 | -10.3% |
| Construction | 619 | $1,200 | 0.57 | -3.7% |
| Educational services | 457 | $971 | 1.03 | +6.0% |
| Arts, entertainment and recreation | 397 | $381 | 1.17 | -5.3% |
| Other services | 248 | $848 | 0.40 | -4.6% |
| Finance and insurance | 236 | $1,141 | 0.28 | -8.2% |
| Information | 93 | $1,528 | 0.25 | +12.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$783.9 m in deposits at 10 offices of 8 banks (SOD June 2026); HHI 2,127, highly concentrated. $482.2 m federal obligations in FY2026 (direct payments $467.4 m, grants $13.2 m), $23,431 per covered job
| Item | Value | Distance |
|---|---|---|
| United Community Bank | $283.4 m · 36.2% share · 2 offices | |
| TD Bank, National Association | $169.3 m · 21.6% share · 2 offices | |
| Truist Bank | $73.3 m · 9.4% share · 1 office | |
| Laurens, SC | $482.2 m FY2026 · $23,431/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| United Community Bank | $283,399,000 | 36.2% | 2 |
| TD Bank, National Association | $169,346,000 | 21.6% | 2 |
| Truist Bank | $73,343,000 | 9.4% | 1 |
| Arthur State Bank | $72,186,000 | 9.2% | 1 |
| Wells Fargo Bank, National Association | $62,749,000 | 8.0% | 1 |
| First-Citizens Bank & Trust Company | $62,314,000 | 7.9% | 1 |
| SouthState Bank, National Association | $57,027,000 | 7.3% | 1 |
| Woodforest National Bank | $3,498,000 | 0.4% | 1 |
Deposit concentration is 2,127 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 36.2² + 21.6² + 9.4² + … (5 more) = 2,127
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $23,431 per covered job, against 20,580 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $482.2 m / 20,580 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,431
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Laurens County, SC: 9 findings, 1 at a watch level and 8 noted
watchLaurens County, SC's typical home value is -1.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.2996846069197263 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
noteLaurens County, SC's covered employment was 1.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLaurens County, SC's average weekly wage was 1.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteLaurens County, SC's typical asking rent rose 0.8% from $1,084 in August 2026 to $1,092 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.8% = (1092.361111111111 - 1083.6026715166554) / 1083.6026715166554 × 100
- 1092.361111111111 = Zillow ZORI, 2026-09
- 1083.6026715166554 = Zillow ZORI, 2026-08
noteLaurens County, SC's typical home value fell 0.5% from $215,810 in August 2026 to $214,803 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.5% = (214802.8071596961 - 215809.9221034254) / 215809.9221034254 × 100
- 214802.8071596961 = Zillow ZHVI, 2026-09
- 215809.9221034254 = Zillow ZHVI, 2026-08
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.