Horry County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.91, -78.98.
Assembled 2026-10-19. Read the brief.
- 74th pct · 787th of 3,063 US counties · median $230,451
- 80th pct · 10th of 46 South Carolina counties · median $213,114
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
- 24th pct · 2,308th of 3,062 US counties · median +2.9%
- 44th pct · 26th of 46 South Carolina counties · median +1.2%
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
- 65th pct · 463rd of 1,358 US counties · median $1,506
- 66th pct · 9th of 25 South Carolina counties · median $1,574
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
- 93rd pct · 222nd of 3,221 US counties · median 8,232
- 91st pct · 5th of 46 South Carolina counties · median 18,411
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
- 35th pct · 2,074th of 3,221 US counties · median $1,039
- 28th pct · 33rd of 46 South Carolina counties · median $1,061
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
- 82nd pct · 530th of 3,063 US counties · median 4.2
- 88th pct · 6th of 46 South Carolina counties · median 4.0
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $319,809 (Sep 2026), +0.4% over one year, +21.0% over five
- 74th pct · 787th of 3,063 US counties · median $230,451
- 80th pct · 10th of 46 South Carolina counties · median $213,114
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Horry County, SC | $319,809 · +0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,709/mo (Sep 2026), +1.8% over one year; price-to-rent 15.6
- 65th pct · 463rd of 1,358 US counties · median $1,506
- 66th pct · 9th of 25 South Carolina counties · median $1,574
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Horry County, SC | $1,709/mo · +1.8% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,771 a month on $319,809 at 7.40%, against an average weekly wage worth $4,221 a month: 42.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $319,809 × 80% = $255,847, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,771/mo principal and interest
- wage share = payment / (avg weekly wage $974 × 52 / 12 = $4,221) = 42% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $319,809 / ($974 × 52) = 6.3
- price-to-rent = $319,809 / ($1,709 × 12) = 15.6
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
145,397 jobs at 12,764 employers (2026 Q1); +1.4% jobs and +3.4% average weekly wage over the year
- 93rd pct · 222nd of 3,221 US counties · median 8,232
- 91st pct · 5th of 46 South Carolina counties · median 18,411
- counties in the Myrtle Beach-Conway-North Myrtle Beach metro: Rank context is unavailable: the manifest lists 1 counties in the Myrtle Beach-Conway-North Myrtle Beach metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Horry County, SC | 145,397 jobs · $974/wk · +1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 30,195 | $509 | 2.31 | +1.8% |
| Retail trade | 25,667 | $714 | 1.81 | -0.2% |
| Health care and social assistance | 16,196 | $1,281 | 0.74 | +2.5% |
| Construction | 9,665 | $1,241 | 1.27 | +0.4% |
| Administrative and waste services | 8,753 | $905 | 1.06 | +2.8% |
| Arts, entertainment and recreation | 5,213 | $512 | 2.18 | +1.8% |
| Professional and technical services | 5,012 | $1,498 | 0.50 | +1.6% |
| Real estate and rental | 4,096 | $979 | 1.84 | +2.1% |
| Other services | 3,823 | $769 | 0.88 | +4.1% |
| Finance and insurance | 3,484 | $2,152 | 0.59 | +2.4% |
| Manufacturing | 3,338 | $1,190 | 0.29 | +0.0% |
| Transportation and warehousing | 2,618 | $934 | 0.43 | +6.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$12.1 bn in deposits at 110 offices of 21 banks (SOD June 2026); HHI 774, unconcentrated. $4.0 bn federal obligations in FY2026 (direct payments $3.8 bn, grants $102.2 m), $27,410 per covered job
| Item | Value | Distance |
|---|---|---|
| The Conway National Bank | $1.5 bn · 12.4% share · 14 offices | |
| Anderson Brothers Bank | $1.3 bn · 10.7% share · 11 offices | |
| Truist Bank | $1.2 bn · 9.6% share · 10 offices | |
| Horry, SC | $4.0 bn FY2026 · $27,410/job | |
| MULTIPLE RECIPIENTS | $3.8 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Conway National Bank | $1,499,053,000 | 12.4% | 14 |
| Anderson Brothers Bank | $1,287,909,000 | 10.7% | 11 |
| Truist Bank | $1,156,994,000 | 9.6% | 10 |
| Wells Fargo Bank, National Association | $1,114,357,000 | 9.2% | 6 |
| Bank of America, National Association | $980,529,000 | 8.1% | 5 |
| Pinnacle Bank | $833,382,000 | 6.9% | 6 |
| Coastal Carolina National Bank | $802,973,000 | 6.6% | 4 |
| TD Bank, National Association | $785,051,000 | 6.5% | 6 |
| South Atlantic Bank | $743,728,000 | 6.2% | 4 |
| United Bank | $681,345,000 | 5.6% | 7 |
Deposit concentration is 774 across 21 banks, which the 1995 Department of Justice bank merger screen calls unconcentrated.
HHI = Σ (share %)² over 21 banks with deposits in the county = 12.4² + 10.7² + 9.6² + … (18 more) = 774
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $3,295,505,057 |
| Department of Veterans Affairs | $491,931,034 |
| Department of Transportation | $72,392,791 |
| Department of Education | $37,092,753 |
| Department of Housing and Urban Development | $27,861,605 |
| Railroad Retirement Board | $24,850,392 |
| Department of Health and Human Services | $20,956,576 |
| Department of Agriculture | $7,816,757 |
| Department of Defense | $5,048,612 |
| Federal Communications Commission | $1,881,845 |
| Department of Homeland Security | $38,280 |
| National Aeronautics and Space Administration | $16,701 |
That is $27,410 per covered job, against 145,397 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.0 bn / 145,397 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,410
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Horry County, SC: 8 findings, 8 noted
noteHorry County, SC's average weekly wage was 3.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHorry County, SC's covered employment was 1.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHorry County, SC's typical asking rent rose 0.3% from $1,703 in August 2026 to $1,709 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (1709.0864497126329 - 1703.2703696230176) / 1703.2703696230176 × 100
- 1709.0864497126329 = Zillow ZORI, 2026-09
- 1703.2703696230176 = Zillow ZORI, 2026-08
noteHorry County, SC's covered employment of 145,397 ranks 222nd of 3,221 US counties, against a median of 8,232.
Period 2026 Q1.Show the arithmetic
- 93 on the 0-to-100 scale across 3221 US counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteHorry County, SC's covered employment of 145,397 ranks 5th of 46 South Carolina counties, against a median of 18,411.
Period 2026 Q1.Show the arithmetic
- 91 on the 0-to-100 scale across 46 South Carolina counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.