Ohio County, WV
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.10, -80.62.
Assembled 2026-10-19. Read the brief.
- 20th pct · 2,444th of 3,063 US counties · median $230,451
- 57th pct · 24th of 55 West Virginia counties · median $151,294
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
- 70th pct · 903rd of 3,062 US counties · median +2.9%
- 83rd pct · 10th of 55 West Virginia counties · median +2.6%
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
- 2nd pct · 1,327th of 1,358 US counties · median $1,506
- 20th pct · 13th of 16 West Virginia counties · median $1,066
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
- 76th pct · 765th of 3,221 US counties · median 8,232
- 87th pct · 8th of 55 West Virginia counties · median 5,555
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
- 68th pct · 1,007th of 3,221 US counties · median $1,039
- 68th pct · 18th of 55 West Virginia counties · median $1,076
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
- 14th pct · 2,613th of 3,063 US counties · median 4.2
- 50th pct · 28th of 55 West Virginia counties · median 2.7
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $159,042 (Sep 2026), +4.6% over one year, +17.1% over five
- 20th pct · 2,444th of 3,063 US counties · median $230,451
- 57th pct · 24th of 55 West Virginia counties · median $151,294
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Ohio County, WV | $159,042 · +4.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $853/mo (Sep 2026), +2.9% over one year; price-to-rent 15.5
- 2nd pct · 1,327th of 1,358 US counties · median $1,506
- 20th pct · 13th of 16 West Virginia counties · median $1,066
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Ohio County, WV | $853/mo · +2.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $881 a month on $159,042 at 7.40%, against an average weekly wage worth $4,931 a month: 17.9% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $159,042 × 80% = $127,233, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $881/mo principal and interest
- wage share = payment / (avg weekly wage $1,138 × 52 / 12 = $4,931) = 18% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $159,042 / ($1,138 × 52) = 2.7
- price-to-rent = $159,042 / ($853 × 12) = 15.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
27,085 jobs at 1,819 employers (2026 Q1); +0.3% jobs and +2.7% average weekly wage over the year
- 76th pct · 765th of 3,221 US counties · median 8,232
- 87th pct · 8th of 55 West Virginia counties · median 5,555
- counties in the Wheeling metro: Rank context is unavailable: the manifest lists 3 counties in the Wheeling metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Ohio County, WV | 27,085 jobs · $1,138/wk · +0.3% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 6,065 | $1,295 | 1.49 | +3.7% |
| Retail trade | 2,802 | $733 | 1.06 | -0.8% |
| Accommodation and food services | 2,739 | $488 | 1.13 | +2.3% |
| Administrative and waste services | 1,447 | $982 | 0.94 | -3.9% |
| Manufacturing | 1,407 | $1,561 | 0.65 | -5.2% |
| Professional and technical services | 1,146 | $1,200 | 0.61 | -2.5% |
| Finance and insurance | 1,112 | $2,167 | 1.01 | +3.3% |
| Wholesale trade | 1,095 | $1,275 | 1.06 | -4.9% |
| Other services | 969 | $966 | 1.20 | +0.0% |
| Management of companies | 880 | $1,887 | 1.94 | +1.4% |
| Construction | 874 | $1,221 | 0.62 | +0.0% |
| Educational services | 581 | $638 | 1.00 | +1.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
5 USGS reservoir gauges, no capacity figures to weight
Sites found: 5, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 105 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 107 km |
| DEEP CREEK LAKE NEAR THAYERVILLE, MD | 2,458 ft (USGS, no capacity on file) | 131 km |
| SAVAGE RIVER RESERVOIR NEAR BLOOMINGTON, MD | 1,447 ft (USGS, no capacity on file) | 143 km |
| JENNINGS RANDOLPH LAKE NEAR ELK GARDEN, WV | 1,460 ft (USGS, no capacity on file) | 148 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
95 gauges · 0 flooding · 24 with quality panels averaging 93 % · 18 stale
Sites found: 95, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Stillwater Creek above Piedmont Lake OH | stage 1.50 ft · quality 50 % (2) | 43 km |
| Brushy Fork above Clendening Lake OH | stage 1.79 ft · quality 50 % (2) | 48 km |
| Standingstone Fork above Tappan Lake OH | stage 4.62 ft · quality 50 % (2) | 48 km |
| WHEELING CREEK AT ELM GROVE, WV | flow 156.0 ft³/s | 7 km |
| OHIO R AT PIKE ISLAND LOCK & DAM (LOWER), WV | stage 14.8 ft | 9 km |
| OHIO R AT PIKE ISLAND DAM NR WHEELING (UPPER), WV | stage 12.4 ft | 9 km |
| OHIO RIVER AT WHEELING, WV | stage 16.8 ft · quality 100 % (1) | 10 km |
| Middle Wheeling Creek near Claysville, PA | flow 1.03 ft³/s · STALE | 13 km |
| Unnamed trib to Dog Run at Dunsfort, PA | flow 0.34 ft³/s · STALE | 14 km |
| Short Creek near Dillonvale OH | flow 51.0 ft³/s | 14 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.07 / 0.55
Banks & federal dollars #
$2.3 bn in deposits at 16 offices of 7 banks (SOD June 2026); HHI 2,975, highly concentrated. $354.8 m federal obligations in FY2026 (direct payments $293.6 m, grants $43.4 m), $13,100 per covered job
| Item | Value | Distance |
|---|---|---|
| WesBanco Bank, Inc. | $1.1 bn · 48.5% share · 4 offices | |
| Main Street Bank Corp. | $391.6 m · 17.0% share · 2 offices | |
| United Bank | $322.0 m · 14.0% share · 4 offices | |
| Ohio, WV | $354.8 m FY2026 · $13,100/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| WesBanco Bank, Inc. | $1,116,662,000 | 48.5% | 4 |
| Main Street Bank Corp. | $391,591,000 | 17.0% | 2 |
| United Bank | $321,985,000 | 14.0% | 4 |
| Community Bank | $180,760,000 | 7.9% | 2 |
| JPMorgan Chase Bank, National Association | $162,615,000 | 7.1% | 1 |
| Truist Bank | $101,320,000 | 4.4% | 2 |
| Unified Bank | $25,180,000 | 1.1% | 1 |
Deposit concentration is 2,975 across 7 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 7 banks with deposits in the county = 48.5² + 17.0² + 14.0² + … (4 more) = 2,975
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $13,100 per covered job, against 27,085 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $354.8 m / 27,085 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,100
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Ohio County, WV: 11 findings, 4 at a watch level and 7 noted
watchOhio County, WV's typical asking rent is -1.1% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.momPct = -1.0921725558384205 <= -1
- month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level
watchOhio County, WV's typical home value of $159,042 scores 20 on the 0-to-100 scale across US counties but 57 across West Virginia counties, a gap of 37 points.
Period 2026-09.Show the arithmetic
- 37 = |20 across US counties - 57 across West Virginia counties|
position among the entities that published this metric this period; not an official level
watchOhio County, WV's years of wages of 2.7 scores 15 on the 0-to-100 scale across US counties but 50 across West Virginia counties, a gap of 35 points.
Period 2026-09.Show the arithmetic
- 35 = |15 across US counties - 50 across West Virginia counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
watchOhio County, WV's price-to-rent ratio of 15.5 scores 35 on the 0-to-100 scale across US counties but 67 across West Virginia counties, a gap of 32 points.
Period 2026-09.Show the arithmetic
- 32 = |35 across US counties - 67 across West Virginia counties|
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
noteOhio County, WV's average weekly wage was 2.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.