Jefferson County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.40, -80.76.
Assembled 2026-10-19. Read the brief.
- 8th pct · 2,788th of 3,063 US counties · median $230,451
- 1st pct · 87th of 88 Ohio counties · median $218,478
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 30th pct · 2,123rd of 3,062 US counties · median +2.9%
- 3rd pct · 85th of 88 Ohio counties · median +3.9%
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 0th pct · 1,349th of 1,358 US counties · median $1,506
- 0th pct · 55th of 55 Ohio counties · median $1,340
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 70th pct · 941st of 3,221 US counties · median 8,232
- 44th pct · 49th of 88 Ohio counties · median 20,657
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 44th pct · 1,796th of 3,221 US counties · median $1,039
- 22nd pct · 68th of 88 Ohio counties · median $1,081
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
- 10th pct · 2,756th of 3,063 US counties · median 4.2
- 2nd pct · 86th of 88 Ohio counties · median 3.7
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $127,048 (Sep 2026), +1.1% over one year, +24.7% over five
- 8th pct · 2,788th of 3,063 US counties · median $230,451
- 1st pct · 87th of 88 Ohio counties · median $218,478
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jefferson County, OH | $127,048 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $773/mo (Sep 2026), +8.3% over one year; price-to-rent 13.7
- 0th pct · 1,349th of 1,358 US counties · median $1,506
- 0th pct · 55th of 55 Ohio counties · median $1,340
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jefferson County, OH | $773/mo · +8.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $704 a month on $127,048 at 7.40%, against an average weekly wage worth $4,394 a month: 16.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $127,048 × 80% = $101,639, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $704/mo principal and interest
- wage share = payment / (avg weekly wage $1,014 × 52 / 12 = $4,394) = 16% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $127,048 / ($1,014 × 52) = 2.4
- price-to-rent = $127,048 / ($773 × 12) = 13.7
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
19,562 jobs at 1,373 employers (2026 Q1); +2.1% jobs and +2.2% average weekly wage over the year
- 70th pct · 941st of 3,221 US counties · median 8,232
- 44th pct · 49th of 88 Ohio counties · median 20,657
- counties in the Weirton-Steubenville metro: Rank context is unavailable: the manifest lists 3 counties in the Weirton-Steubenville metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Jefferson County, OH | 19,562 jobs · $1,014/wk · +2.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 4,131 | $983 | 1.40 | +0.0% |
| Retail trade | 2,427 | $620 | 1.27 | -2.2% |
| Transportation and warehousing | 1,761 | $1,122 | 2.14 | +13.6% |
| Accommodation and food services | 1,569 | $363 | 0.89 | -1.4% |
| Manufacturing | 1,519 | $1,598 | 0.97 | -1.7% |
| Construction | 1,100 | $1,598 | 1.07 | +0.0% |
| Educational services | 849 | $975 | 2.02 | +0.0% |
| Administrative and waste services | 725 | $906 | 0.65 | +6.8% |
| Other services | 542 | $599 | 0.93 | +3.4% |
| Wholesale trade | 506 | $1,293 | 0.68 | -2.7% |
| Utilities | 355 | $2,508 | 4.59 | -0.3% |
| Professional and technical services | 310 | $1,236 | 0.23 | -0.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Water #
Banks & federal dollars #
$1.3 bn in deposits at 19 offices of 9 banks (SOD June 2026); HHI 1,695, moderately concentrated. $469.6 m federal obligations in FY2026 (direct payments $438.4 m, grants $30.2 m), $24,003 per covered job
| Item | Value | Distance |
|---|---|---|
| The Huntington National Bank | $399.7 m · 30.1% share · 5 offices | |
| PNC Bank, National Association | $237.4 m · 17.9% share · 2 offices | |
| WesBanco Bank, Inc. | $145.3 m · 10.9% share · 1 office | |
| Jefferson, OH | $469.6 m FY2026 · $24,003/job | |
| MULTIPLE RECIPIENTS | $424.2 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| The Huntington National Bank | $399,701,000 | 30.1% | 5 |
| PNC Bank, National Association | $237,437,000 | 17.9% | 2 |
| WesBanco Bank, Inc. | $145,332,000 | 10.9% | 1 |
| U.S. Bank National Association | $129,561,000 | 9.8% | 2 |
| JPMorgan Chase Bank, National Association | $124,605,000 | 9.4% | 1 |
| First National Bank of Pennsylvania | $118,124,000 | 8.9% | 2 |
| Consumers National Bank | $114,756,000 | 8.6% | 4 |
| Unified Bank | $40,989,000 | 3.1% | 1 |
| Main Street Bank Corp. | $17,062,000 | 1.3% | 1 |
Deposit concentration is 1,695 across 9 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 9 banks with deposits in the county = 30.1² + 17.9² + 10.9² + … (6 more) = 1,695
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $375,492,994 |
| Department of Veterans Affairs | $45,072,459 |
| Department of Transportation | $23,751,386 |
| Department of Housing and Urban Development | $12,420,174 |
| Department of Education | $4,800,171 |
| Railroad Retirement Board | $4,453,515 |
| Department of Agriculture | $1,252,719 |
| Federal Communications Commission | $1,143,359 |
| Environmental Protection Agency | $1,034,652 |
| Department of Defense | $128,960 |
| Small Business Administration | $0 |
| Department of Health and Human Services | $0 |
That is $24,003 per covered job, against 19,562 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $469.6 m / 19,562 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $24,003
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Jefferson County, OH: 14 findings, 1 at a watch level and 13 noted
watchJefferson County, OH's typical asking rent is +8.3% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.yoyPct = 8.346835351553352 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
noteJefferson County, OH's typical asking rent rose 2.5% from $755 in August 2026 to $773 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +2.5% = (773.3333333333334 - 754.7815486924446) / 754.7815486924446 × 100
- 773.3333333333334 = Zillow ZORI, 2026-09
- 754.7815486924446 = Zillow ZORI, 2026-08
noteJefferson County, OH's average weekly wage was 2.2% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJefferson County, OH's covered employment was 2.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJefferson County, OH's typical home value fell 0.4% from $127,577 in August 2026 to $127,048 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.4% = (127048.45117867131 - 127576.5458338221) / 127576.5458338221 × 100
- 127048.45117867131 = Zillow ZHVI, 2026-09
- 127576.5458338221 = Zillow ZHVI, 2026-08
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.