Albany County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.67, -105.72.
Assembled 2026-10-19. Read the brief.
- 84th pct · 490th of 3,063 US counties · median $230,451
- 63rd pct · 9th of 23 Wyoming counties · median $327,468
- 23rd pct · 2,353rd of 3,062 US counties · median +2.9%
- 22nd pct · 18th of 23 Wyoming counties · median +1.7%
- 16th pct · 1,137th of 1,358 US counties · median $1,506
- 25th pct · 10th of 13 Wyoming counties · median $1,429
- 68th pct · 1,024th of 3,221 US counties · median 8,232
- 77th pct · 6th of 23 Wyoming counties · median 6,490
- 58th pct · 1,332nd of 3,221 US counties · median $1,039
- 40th pct · 14th of 23 Wyoming counties · median $1,131
- 87th pct · 388th of 3,063 US counties · median 4.2
- 77th pct · 6th of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $383,049 (Sep 2026), +0.3% over one year, +26.5% over five
- 84th pct · 490th of 3,063 US counties · median $230,451
- 63rd pct · 9th of 23 Wyoming counties · median $327,468
| Item | Value | Distance |
|---|---|---|
| Albany County, WY | $383,049 · +0.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,125/mo (Sep 2026), +2.4% over one year; price-to-rent 28.4
- 16th pct · 1,137th of 1,358 US counties · median $1,506
- 25th pct · 10th of 13 Wyoming counties · median $1,429
| Item | Value | Distance |
|---|---|---|
| Albany County, WY | $1,125/mo · +2.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,122 a month on $383,049 at 7.40%, against an average weekly wage worth $4,680 a month: 45.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $383,049 × 80% = $306,439, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,122/mo principal and interest
- wage share = payment / (avg weekly wage $1,080 × 52 / 12 = $4,680) = 45% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $383,049 / ($1,080 × 52) = 6.8
- price-to-rent = $383,049 / ($1,125 × 12) = 28.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,370 jobs at 1,745 employers (2026 Q1); +2.0% jobs and +5.3% average weekly wage over the year
- 68th pct · 1,024th of 3,221 US counties · median 8,232
- 77th pct · 6th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Albany County, WY | 17,370 jobs · $1,080/wk · +2.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 2,399 | $1,212 | 0.92 | +8.2% |
| Accommodation and food services | 1,967 | $376 | 1.26 | -2.7% |
| Retail trade | 1,781 | $663 | 1.05 | -1.3% |
| Professional and technical services | 1,125 | $1,794 | 0.94 | +3.8% |
| Construction | 986 | $1,222 | 1.08 | +5.3% |
| Manufacturing | 536 | $1,142 | 0.38 | +0.0% |
| Finance and insurance | 464 | $1,570 | 0.66 | -5.1% |
| Administrative and waste services | 428 | $748 | 0.43 | +0.0% |
| Other services | 371 | $898 | 0.71 | +0.0% |
| Educational services | 342 | $1,069 | 0.92 | +15.9% |
| Arts, entertainment and recreation | 258 | $364 | 0.90 | -7.5% |
| Transportation and warehousing | 239 | $1,236 | 0.33 | +3.5% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
No reservoir gauges within 150 km (or the camera is above the gauge altitude)
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
17 gauges · 0 flooding · 0 with quality panels · 12 stale
Sites found: 17, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LARAMIE RIVER NEAR LOOKOUT, WY | flow 45.0 ft³/s · STALE | 11 km |
| LARAMIE RIVER NEAR BOSLER, WY | flow 406.0 ft³/s · STALE | 13 km |
| LARAMIE RIVER AT LARAMIE, WY | flow 6.50 ft³/s | 39 km |
| ROCK CREEK AB KING CANYON CANAL, NR ARLINGTON, WY | flow 10.6 ft³/s | 43 km |
| SYBILLE CREEK AB MULE CREEK, NEAR WHEATLAND, WY | flow 17.9 ft³/s · STALE | 46 km |
| LITTLE LARAMIE RIVER NEAR FILMORE, WY | flow 25.9 ft³/s · STALE | 49 km |
| CARLSON CREEK DITCH NEAR ARLINGTON, WY | flow 0.30 ft³/s · STALE | 50 km |
| CARLSON CR DITCH AB WAGONHOUND CR, NR ARLINGTON,WY | flow 0.42 ft³/s · STALE | 50 km |
| L MEDICINE BOW R AT BOLES SPRING, NR MEDICINE BOW | flow 2.79 ft³/s | 52 km |
| SYBILLE CREEK AB CANAL NO. 3, NEAR WHEATLAND, WY | flow 115.0 ft³/s · STALE | 56 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-411751105312701 | depth 117.7 ft · 2011-06-14 | 44 km |
| USGS-411703105314001 | depth 73.3 ft · 2011-09-29 | 45 km |
| USGS-411412105272001 | depth 49.2 ft · 2026-10-19 | 53 km |
| USGS-415038106331811 | depth 116.8 ft · 1975-02-10 | 72 km |
| USGS-415032106332301 | depth 61.1 ft · 1977-06-29 | 72 km |
| USGS-415032106332304 | depth 169.1 ft · 1979-01-13 | 72 km |
| USGS-415039106333001 | depth 66.6 ft · 1977-04-13 | 72 km |
| USGS-420613105024401 | depth 38.6 ft · 2009-09-29 | 74 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$768.7 m in deposits at 8 offices of 8 banks (SOD June 2026); HHI 2,568, highly concentrated. $286.6 m federal obligations in FY2026 (direct payments $198.2 m, grants $76.4 m), $16,498 per covered job
| Item | Value | Distance |
|---|---|---|
| First Interstate Bank | $303.6 m · 39.5% share · 1 office | |
| ANB Bank | $216.6 m · 28.2% share · 1 office | |
| Wells Fargo Bank, National Association | $66.3 m · 8.6% share · 1 office | |
| Albany, WY | $286.6 m FY2026 · $16,498/job | |
| MULTIPLE RECIPIENTS | $168.3 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Interstate Bank | $303,579,000 | 39.5% | 1 |
| ANB Bank | $216,638,000 | 28.2% | 1 |
| Wells Fargo Bank, National Association | $66,269,000 | 8.6% | 1 |
| First National Bank of Omaha | $63,833,000 | 8.3% | 1 |
| U.S. Bank National Association | $49,193,000 | 6.4% | 1 |
| Riverstone Bank | $32,513,000 | 4.2% | 1 |
| BMO Bank National Association | $23,365,000 | 3.0% | 1 |
| Pinnacle Bank - Wyoming | $13,345,000 | 1.7% | 1 |
Deposit concentration is 2,568 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 39.5² + 28.2² + 8.6² + … (5 more) = 2,568
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $135,320,797 |
| Department of Veterans Affairs | $27,806,631 |
| Department of Energy | $25,778,773 |
| Department of Education | $23,173,301 |
| Department of Transportation | $21,784,846 |
| Department of Agriculture | $16,479,295 |
| National Science Foundation | $11,623,497 |
| Department of Health and Human Services | $9,139,643 |
| Railroad Retirement Board | $6,102,723 |
| Department of Defense | $2,814,908 |
| National Aeronautics and Space Administration | $2,261,894 |
| Department of Housing and Urban Development | $1,721,312 |
That is $16,498 per covered job, against 17,370 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $286.6 m / 17,370 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,498
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Albany County, WY: 9 findings, 2 at a watch level and 7 noted
watchAlbany County, WY's price-to-rent ratio of 28.4 ranks 33rd of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent percentile = 97.6418570375829 >= 90
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the counties that published both ZHVI and ZORI this month; not an official level
watchAlbany County, WY's price-to-rent ratio is 28.4, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: priceToRent = 28.361890834871723 >= 25
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level
noteAlbany County, WY's average weekly wage was 5.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAlbany County, WY's covered employment was 2.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteAlbany County, WY's typical home value rose 0.5% from $380,987 in August 2026 to $383,049 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.5% = (383049.2039842059 - 380987.33518531924) / 380987.33518531924 × 100
- 383049.2039842059 = Zillow ZHVI, 2026-09
- 380987.33518531924 = Zillow ZHVI, 2026-08
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.