Johnson County, WY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.04, -106.59.
Assembled 2026-10-19. Read the brief.
- 87th pct · 369th of 3,063 US counties · median $230,451
- 72nd pct · 7th of 23 Wyoming counties · median $327,468
- 40th pct · 1,820th of 3,062 US counties · median +2.9%
- 63rd pct · 9th of 23 Wyoming counties · median +1.7%
- US counties: not published this period
- Wyoming counties: not published this period
- 25th pct · 2,401st of 3,221 US counties · median 8,232
- 18th pct · 19th of 23 Wyoming counties · median 6,490
- 47th pct · 1,676th of 3,221 US counties · median $1,039
- 27th pct · 17th of 23 Wyoming counties · median $1,131
- 92nd pct · 234th of 3,063 US counties · median 4.2
- 90th pct · 3rd of 23 Wyoming counties · median 5.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $415,867 (Sep 2026), +2.1% over one year, +26.9% over five
- 87th pct · 369th of 3,063 US counties · median $230,451
- 72nd pct · 7th of 23 Wyoming counties · median $327,468
| Item | Value | Distance |
|---|---|---|
| Johnson County, WY | $415,867 · +2.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Wyoming counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,304 a month on $415,867 at 7.40%, against an average weekly wage worth $4,463 a month: 51.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $415,867 × 80% = $332,694, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,304/mo principal and interest
- wage share = payment / (avg weekly wage $1,030 × 52 / 12 = $4,463) = 52% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $415,867 / ($1,030 × 52) = 7.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,126 jobs at 522 employers (2026 Q1); -1.4% jobs and +4.3% average weekly wage over the year
- 25th pct · 2,401st of 3,221 US counties · median 8,232
- 18th pct · 19th of 23 Wyoming counties · median 6,490
| Item | Value | Distance |
|---|---|---|
| Johnson County, WY | 3,126 jobs · $1,030/wk · -1.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 312 | $474 | 1.11 | +7.6% |
| Retail trade | 300 | $619 | 0.98 | -3.8% |
| Construction | 218 | $1,014 | 1.33 | +0.0% |
| Health care and social assistance | 203 | $748 | 0.43 | -11.7% |
| Professional and technical services | 166 | $2,089 | 0.77 | -7.8% |
| Mining, oil and gas | 156 | $1,957 | 14.02 | -17.5% |
| Finance and insurance | 117 | $1,391 | 0.92 | +2.6% |
| Other services | 115 | $645 | 1.23 | +1.8% |
| Wholesale trade | 104 | $1,046 | 0.87 | +25.3% |
| Manufacturing | 88 | $789 | 0.35 | +15.8% |
| Arts, entertainment and recreation | 70 | $380 | 1.36 | -6.7% |
| Agriculture, forestry, fishing | 66 | $829 | 2.92 | +15.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D3 extreme drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.75)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.75 / 0.35
Banks & federal dollars #
$663.1 m in deposits at 4 offices of 4 banks (SOD June 2026); HHI 4,448, highly concentrated. $94.1 m federal obligations in FY2026 (direct payments $73.5 m, grants $20.5 m), $30,108 per covered job
| Item | Value | Distance |
|---|---|---|
| First Northern Bank of Wyoming | $416.3 m · 62.8% share · 1 office | |
| First Interstate Bank | $108.0 m · 16.3% share · 1 office | |
| Buffalo Federal Bank | $91.5 m · 13.8% share · 1 office | |
| Johnson, WY | $94.1 m FY2026 · $30,108/job | |
| MULTIPLE RECIPIENTS | $68.4 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| First Northern Bank of Wyoming | $416,324,000 | 62.8% | 1 |
| First Interstate Bank | $108,029,000 | 16.3% | 1 |
| Buffalo Federal Bank | $91,488,000 | 13.8% | 1 |
| ANB Bank | $47,278,000 | 7.1% | 1 |
Deposit concentration is 4,448 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 62.8² + 16.3² + 13.8² + … (1 more) = 4,448
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $59,937,573 |
| Department of Transportation | $16,666,778 |
| Department of Veterans Affairs | $10,523,308 |
| Department of Agriculture | $5,303,273 |
| Railroad Retirement Board | $1,005,046 |
| Department of the Interior | $426,566 |
| Department of Education | $250,000 |
| Federal Communications Commission | $211,801 |
| Small Business Administration | $0 |
| Department of Housing and Urban Development | -$205,242 |
That is $30,108 per covered job, against 3,126 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $94.1 m / 3,126 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $30,108
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Johnson County, WY: 6 findings, 2 at a watch level and 4 noted
watchJohnson County, WY's years of wages of 7.8 ranks 234th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 92.39059438275636 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchJohnson County, WY's covered employment is -1.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteJohnson County, WY's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteJohnson County, WY's covered employment was 1.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Johnson County, WY is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.