Teton County, WY

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 44.05, -110.43.

Assembled 2026-10-19. Read the brief.

Typical home value
$2,266,786
as of September 2026
  • 99th pct · 3rd of 3,063 US counties · median $230,451
  • 100th pct · 1st of 23 Wyoming counties · median $327,468
Home value, one year
+4.5%
as of September 2026
  • 69th pct · 945th of 3,062 US counties · median +2.9%
  • 95th pct · 2nd of 23 Wyoming counties · median +1.7%
Typical rent
$4,327
as of September 2026
  • 99th pct · 5th of 1,358 US counties · median $1,506
  • 100th pct · 1st of 13 Wyoming counties · median $1,429
Jobs
22,174
as of 2026 Q1-01
  • 73rd pct · 867th of 3,221 US counties · median 8,232
  • 86th pct · 4th of 23 Wyoming counties · median 6,490
Average weekly wage
$2,013
as of 2026 Q1-01
  • 98th pct · 49th of 3,221 US counties · median $1,039
  • 100th pct · 1st of 23 Wyoming counties · median $1,131
Years of wages per home
21.7
  • 99th pct · 4th of 3,063 US counties · median 4.2
  • 100th pct · 1st of 23 Wyoming counties · median 5.5

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-19

Typical home $2.3 m (Sep 2026), +4.5% over one year, +41.0% over five

  • 99th pct · 3rd of 3,063 US counties · median $230,451
  • 100th pct · 1st of 23 Wyoming counties · median $327,468
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Teton County, WY$2.3 m · +4.5% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-19

Typical rent $4,327/mo (Sep 2026), n/a over one year; price-to-rent 43.7

  • 99th pct · 5th of 1,358 US counties · median $1,506
  • 100th pct · 1st of 13 Wyoming counties · median $1,429
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Teton County, WY$4,327/mo · n/a 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-19

Principal and interest of $12,556 a month on $2,266,786 at 7.40%, against an average weekly wage worth $8,723 a month: 143.9% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $2.3 m × 80% = $1.8 m, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $12,556/mo principal and interest
  • wage share = payment / (avg weekly wage $2,013 × 52 / 12 = $8,723) = 144% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $2.3 m / ($2,013 × 52) = 21.7
  • price-to-rent = $2.3 m / ($4,327 × 12) = 43.7

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-19

22,174 jobs at 3,028 employers (2026 Q1); +0.1% jobs and +14.9% average weekly wage over the year

  • 73rd pct · 867th of 3,221 US counties · median 8,232
  • 86th pct · 4th of 23 Wyoming counties · median 6,490
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Teton County, WY22,174 jobs · $2,013/wk · +0.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Accommodation and food services7,139$9693.58+0.6%
Construction2,592$1,5182.23-4.4%
Retail trade2,087$1,0500.97+5.4%
Professional and technical services1,215$7,7070.79-1.9%
Administrative and waste services1,010$1,3770.80+3.4%
Arts, entertainment and recreation867$1,0712.38-1.4%
Real estate and rental865$1,6172.54+4.6%
Health care and social assistance787$1,2930.24-7.8%
Other services582$1,3330.88+0.5%
Finance and insurance575$9,1640.64+2.3%
Educational services515$9421.08+1.6%
Transportation and warehousing438$1,4540.47+0.0%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-19

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-19

1 USGS reservoir gauges, no capacity figures to weight

Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
Jackson Lake near Moran, WY6,734 ft (USGS, no capacity on file)25 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-19

40 gauges · 0 flooding · 14 with quality panels averaging 100 % · 16 stale

Sites found: 40, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
SNAKE RIVER AB JACKSON LAKE AT FLAGG RANCH WYflow 266.0 ft³/s · quality 100 % (1) · no flooding20 km
Pacific Creek at Moran, WYflow 48.7 ft³/s · quality 100 % (1) · no flooding23 km
BUFFALO FORK AB LAVA CREEK, NR MORAN, WYflow 184.0 ft³/s · quality 100 % (1) · no flooding23 km
SNAKE RIVER NEAR MORAN, WYflow 266.0 ft³/s · quality 100 % (1) · no flooding25 km
SPREAD CREEK AT DIVERSION DAM, NEAR MORAN, WYflow 248.0 ft³/s · STALE31 km
Reservoirs at Grassy Lake Reservoirno flooding32 km
South Fork Spread Cr at mouth, nr Moran, WYflow 20.8 ft³/s · STALE33 km
Blackrock Cr bl Split Rock Cr, nr Moran, WYflow 19.0 ft³/s · quality 100 % (1)33 km
Leidy Creek at mouth, near Moran, WYflow 3.25 ft³/s · STALE36 km
BOUNDARY CREEK NR BECHLER RANGER STATION Y.N.P. WYflow 83.0 ft³/s · STALE49 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-19

11 wells in 0 named aquifers:

Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-433641110441501depth 55.5 ft · 2026-08-1055 km
USGS-433615110440001depth 43.4 ft · 2026-10-1955 km
USGS-433613110443501depth 56.0 ft · 2020-11-0356 km
USGS-433604110443403depth 50.5 ft · 2026-08-1256 km
USGS-433604110443402depth 50.8 ft · 2026-08-1356 km
USGS-433603110443501depth 58.1 ft · 2023-03-2256 km
USGS-433603110443502depth 58.2 ft · 2023-03-2256 km
USGS-433551110443501depth 49.1 ft · 2022-09-2456 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-19

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-19

$2.8 bn in deposits at 15 offices of 10 banks (SOD June 2026); HHI 2,765, highly concentrated. $176.8 m federal obligations in FY2026 (direct payments $109.1 m, contracts $44.6 m), $7,973 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
NBH Bank$1.2 bn · 43.1% share · 4 offices
Wells Fargo Bank, National Association$709.2 m · 25.5% share · 2 offices
First Interstate Bank$381.3 m · 13.7% share · 2 offices
Teton, WY$176.8 m FY2026 · $7,973/job
MULTIPLE RECIPIENTS$108.2 m · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
NBH Bank$1,196,223,00043.1%4
Wells Fargo Bank, National Association$709,208,00025.5%2
First Interstate Bank$381,284,00013.7%2
First Western Trust Bank$161,340,0005.8%1
JPMorgan Chase Bank, National Association$118,773,0004.3%1
Zions Bancorporation, N.A.$84,390,0003.0%1
U.S. Bank National Association$74,976,0002.7%1
BMO Bank National Association$44,962,0001.6%1
Tanager Bank$6,920,0000.2%1
Bank Of Jackson Hole Trust$124,0000.0%1

Deposit concentration is 2,765 across 10 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 10 banks with deposits in the county = 43.1² + 25.5² + 13.7² + … (7 more) = 2,765

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-19

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$104,404,668
Department of Transportation$46,235,804
Department of the Interior$15,398,304
Department of Agriculture$4,967,293
Department of Veterans Affairs$3,657,831
Department of Health and Human Services$1,205,253
Department of Defense$342,052
Department of Energy$215,000
Railroad Retirement Board$172,527
Federal Communications Commission$158,167
General Services Administration$37,164
Small Business Administration$0

That is $7,973 per covered job, against 22,174 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $176.8 m / 22,174 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $7,973

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-19

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-19

Teton County, WY: 18 findings, 4 at a watch level and 14 noted

  1. watchTeton County, WY's price-to-rent ratio is 43.7, a watch level here: typical home value worth 25 or more years of typical rent (typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-09.
    Show the arithmetic
    • test: priceToRent = 43.66032225559116 >= 25
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    typical home value / (typical rent × 12), Zillow ZHVI over ZORI, same month; convention chosen for this dashboard, not an official level

  2. watchTeton County, WY's years of wages is 21.7, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-09.
    Show the arithmetic
    • test: yearsOfWages = 21.65525734406441 >= 10
    • typical home value / (average weekly wage × 52); one average covered job, not a household

    typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level

  3. watchTeton County, WY's price-to-rent ratio of 43.7 ranks 1st of 1,358 US counties, a watch level here: price-to-rent in the top tenth of US counties (position among the counties that published both ZHVI and ZORI this month; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-09.
    Show the arithmetic
    • test: priceToRent percentile = 100 >= 90
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the counties that published both ZHVI and ZORI this month; not an official level

  4. watchTeton County, WY's years of wages of 21.7 ranks 4th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

    Period 2026-09.
    Show the arithmetic
    • test: yearsOfWages percentile = 99.90202482037883 >= 90
    • typical home value / (average weekly wage × 52); one average covered job, not a household

    position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level

  5. noteTeton County, WY's average weekly wage was 14.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +14.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-09 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · price-to-rent = $2.3 m / ($4,327 × 12) = 43.7
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-15 · retrieved 2026-10-19
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 56039, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · payment = P·r / (1 − (1+r)^−n), P = $2.3 m × 80% = $1.8 m, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $12,556/mo principal and interest; wage share = payment / (avg weekly wage $2,013 × 52 / 12 = $8,723) = 144% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $2.3 m / ($2,013 × 52) = 21.7; price-to-rent = $2.3 m / ($4,327 × 12) = 43.7
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 56039, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +4.5% / ±10% × 0.3, jobs over-the-year change +0.1% / ±3% × 0.3, avg weekly wage over-the-year change +14.9% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-19T21:45:00.000Z · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-19T22:15:00.000Z · retrieved 2026-10-19
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-19T21:30:00Z · retrieved 2026-10-19
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-19 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 14 sites = 100 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 62611,72019 · period 2026-10-19T00:00:00.000Z · retrieved 2026-10-19
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-19 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (D0 / 4), quality (1 − 100 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-19T22:20:00+00:00 · retrieved 2026-10-19
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-19T22:15:00Z · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-19 · retrieved 2026-10-19
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:56039:2026 · period 2026-06-30 · retrieved 2026-10-19
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:56039:2026 · period 2026-06-30 · retrieved 2026-10-19 · HHI = Σ (share %)² over 10 banks with deposits in the county = 43.1² + 25.5² + 13.7² + … (7 more) = 2,765
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-19 · per job = FY2026 obligations $176.8 m / 22,174 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $7,973
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:56039:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-19 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: price-to-rent = $2.3 m / ($4,327 × 12) = 43.7.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-15. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-19.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 56039, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/56039.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $2.3 m × 80% = $1.8 m, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $12,556/mo principal and interest; wage share = payment / (avg weekly wage $2,013 × 52 / 12 = $8,723) = 144% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $2.3 m / ($2,013 × 52) = 21.7; price-to-rent = $2.3 m / ($4,327 × 12) = 43.7.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 56039, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/56039.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +4.5% / ±10% × 0.3, jobs over-the-year change +0.1% / ±3% × 0.3, avg weekly wage over-the-year change +14.9% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-19T21:45:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-19T22:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-19T21:30:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 14 sites = 100 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 62611,72019. period 2026-10-19T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-19. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55 = 0.00; terms drought (D0 / 4), quality (1 − 100 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-19T22:20:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-19T22:15:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-19. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:56039:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A56039+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:56039:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-19. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 10 banks with deposits in the county = 43.1² + 25.5² + 13.7² + … (7 more) = 2,765.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-19.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: per job = FY2026 obligations $176.8 m / 22,174 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $7,973.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:56039:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 19 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-19T22:33:10.349Z. Place identity tables pulled 2026-10-01.