Crittenden County, AR
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 35.20, -90.31.
Assembled 2026-10-19. Read the brief.
- 23rd pct · 2,337th of 3,063 US counties · median $230,451
- 50th pct · 37th of 74 Arkansas counties · median $165,493
- 25th pct · 7th of 9 counties in the Memphis metro · median $216,006
- 79th pct · 636th of 3,062 US counties · median +2.9%
- 84th pct · 12th of 74 Arkansas counties · median +3.0%
- 87th pct · 2nd of 9 counties in the Memphis metro · median +1.4%
- 12th pct · 1,188th of 1,358 US counties · median $1,506
- 17th pct · 15th of 18 Arkansas counties · median $1,178
- 0th pct · 5th of 5 counties in the Memphis metro · median $1,529
- 68th pct · 1,020th of 3,221 US counties · median 8,232
- 81st pct · 15th of 75 Arkansas counties · median 5,609
- 75th pct · 3rd of 9 counties in the Memphis metro · median 11,668
- 26th pct · 2,370th of 3,221 US counties · median $1,039
- 62nd pct · 28th of 75 Arkansas counties · median $912
- 62nd pct · 4th of 9 counties in the Memphis metro · median $933
- 31st pct · 2,104th of 3,063 US counties · median 4.2
- 45th pct · 41st of 74 Arkansas counties · median 3.5
- 25th pct · 7th of 9 counties in the Memphis metro · median 4.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $166,826 (Sep 2026), +5.6% over one year, +13.8% over five
- 23rd pct · 2,337th of 3,063 US counties · median $230,451
- 50th pct · 37th of 74 Arkansas counties · median $165,493
- 25th pct · 7th of 9 counties in the Memphis metro · median $216,006
| Item | Value | Distance |
|---|---|---|
| Crittenden County, AR | $166,826 · +5.6% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,080/mo (Sep 2026), n/a over one year; price-to-rent 12.9
- 12th pct · 1,188th of 1,358 US counties · median $1,506
- 17th pct · 15th of 18 Arkansas counties · median $1,178
- 0th pct · 5th of 5 counties in the Memphis metro · median $1,529
| Item | Value | Distance |
|---|---|---|
| Crittenden County, AR | $1,080/mo · n/a 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $924 a month on $166,826 at 7.40%, against an average weekly wage worth $4,056 a month: 22.8% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $166,826 × 80% = $133,460, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $924/mo principal and interest
- wage share = payment / (avg weekly wage $936 × 52 / 12 = $4,056) = 23% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $166,826 / ($936 × 52) = 3.4
- price-to-rent = $166,826 / ($1,080 × 12) = 12.9
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
17,439 jobs at 1,113 employers (2026 Q1); -2.7% jobs and +1.1% average weekly wage over the year
- 68th pct · 1,020th of 3,221 US counties · median 8,232
- 81st pct · 15th of 75 Arkansas counties · median 5,609
- 75th pct · 3rd of 9 counties in the Memphis metro · median 11,668
| Item | Value | Distance |
|---|---|---|
| Crittenden County, AR | 17,439 jobs · $936/wk · -2.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 3,659 | $1,113 | 4.98 | +1.4% |
| Health care and social assistance | 1,882 | $896 | 0.72 | -1.7% |
| Retail trade | 1,765 | $642 | 1.04 | -3.3% |
| Manufacturing | 1,752 | $1,121 | 1.25 | -14.9% |
| Wholesale trade | 854 | $1,238 | 1.28 | +3.3% |
| Administrative and waste services | 503 | $833 | 0.51 | -12.8% |
| Real estate and rental | 248 | $1,288 | 0.93 | +57.0% |
| Professional and technical services | 226 | $1,315 | 0.19 | -5.4% |
| Finance and insurance | 225 | $1,675 | 0.32 | -8.2% |
| Educational services | 103 | $793 | 0.27 | +2.0% |
| Management of companies | 45 | $1,463 | 0.15 | +7.1% |
| Utilities | 34 | $2,166 | 0.49 | +0.0% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
high (0.50)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 / 0.35
Banks & federal dollars #
$1.8 bn in deposits at 15 offices of 8 banks (SOD June 2026); HHI 3,182, highly concentrated. $359.3 m federal obligations in FY2026 (direct payments $282.2 m, grants $75.2 m), $20,604 per covered job
| Item | Value | Distance |
|---|---|---|
| Evolve Bank & Trust | $875.9 m · 48.1% share · 1 office | |
| Fidelity Bank | $488.1 m · 26.8% share · 4 offices | |
| Regions Bank | $144.2 m · 7.9% share · 3 offices | |
| Crittenden, AR | $359.3 m FY2026 · $20,604/job | |
| MULTIPLE RECIPIENTS | $258.0 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Evolve Bank & Trust | $875,874,000 | 48.1% | 1 |
| Fidelity Bank | $488,144,000 | 26.8% | 4 |
| Regions Bank | $144,158,000 | 7.9% | 3 |
| Southern Bancorp Bank | $123,248,000 | 6.8% | 2 |
| Truist Bank | $87,918,000 | 4.8% | 1 |
| First National Bank of Eastern Arkansas | $59,560,000 | 3.3% | 2 |
| Partners Bank | $41,001,000 | 2.3% | 1 |
| FSNB, National Association | $542,000 | 0.0% | 1 |
Deposit concentration is 3,182 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 48.1² + 26.8² + 7.9² + … (5 more) = 3,182
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $228,144,548 |
| Department of Transportation | $63,988,627 |
| Department of Veterans Affairs | $29,007,158 |
| Department of Agriculture | $18,257,719 |
| Department of Health and Human Services | $6,327,755 |
| Department of Housing and Urban Development | $6,240,944 |
| Department of Education | $3,102,317 |
| Department of Justice | $2,071,974 |
| Department of Defense | $1,035,000 |
| Railroad Retirement Board | $738,269 |
| Federal Communications Commission | $318,731 |
| Department of the Interior | $44,306 |
That is $20,604 per covered job, against 17,439 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $359.3 m / 17,439 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $20,604
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Crittenden County, AR: 9 findings, 2 at a watch level and 7 noted
watchCrittenden County, AR's covered employment is -2.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -2.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchCrittenden County, AR's average weekly wage of $936 scores 26 on the 0-to-100 scale across US counties but 63 across Arkansas counties, a gap of 37 points.
Period 2026 Q1.Show the arithmetic
- 37 = |26 across US counties - 63 across Arkansas counties|
position among the entities that published this metric this period; not an official level
noteCrittenden County, AR's covered employment was 2.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -2.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrittenden County, AR's average weekly wage was 1.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteCrittenden County, AR's price-to-rent ratio of 12.9 ranks 5th of 5 counties in the Memphis metro, against a median of 14.7.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 5 counties in the Memphis metro that published priceToRent
- typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
position among the entities that published this metric this period; not an official level
Read all 9 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.