Tate County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.65, -89.94.
Assembled 2026-10-19. Read the brief.
- 56th pct · 1,338th of 3,063 US counties · median $230,451
- 92nd pct · 7th of 80 Mississippi counties · median $149,228
- 62nd pct · 4th of 9 counties in the Memphis metro · median $216,006
- 73rd pct · 808th of 3,062 US counties · median +2.9%
- 75th pct · 20th of 80 Mississippi counties · median +1.5%
- 62nd pct · 4th of 9 counties in the Memphis metro · median +1.4%
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
- 44th pct · 1,786th of 3,221 US counties · median 8,232
- 54th pct · 38th of 82 Mississippi counties · median 6,322
- 25th pct · 7th of 9 counties in the Memphis metro · median 11,668
- 19th pct · 2,580th of 3,221 US counties · median $1,039
- 51st pct · 40th of 82 Mississippi counties · median $903
- 25th pct · 7th of 9 counties in the Memphis metro · median $933
- 69th pct · 923rd of 3,063 US counties · median 4.2
- 93rd pct · 6th of 80 Mississippi counties · median 3.1
- 62nd pct · 4th of 9 counties in the Memphis metro · median 4.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $248,358 (Sep 2026), +4.9% over one year, +23.8% over five
- 56th pct · 1,338th of 3,063 US counties · median $230,451
- 92nd pct · 7th of 80 Mississippi counties · median $149,228
- 62nd pct · 4th of 9 counties in the Memphis metro · median $216,006
| Item | Value | Distance |
|---|---|---|
| Tate County, MS | $248,358 · +4.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,376 a month on $248,358 at 7.40%, against an average weekly wage worth $3,913 a month: 35.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $248,358 × 80% = $198,687, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,376/mo principal and interest
- wage share = payment / (avg weekly wage $903 × 52 / 12 = $3,913) = 35% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $248,358 / ($903 × 52) = 5.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,575 jobs at 460 employers (2026 Q1); +0.5% jobs and +3.9% average weekly wage over the year
- 44th pct · 1,786th of 3,221 US counties · median 8,232
- 54th pct · 38th of 82 Mississippi counties · median 6,322
- 25th pct · 7th of 9 counties in the Memphis metro · median 11,668
| Item | Value | Distance |
|---|---|---|
| Tate County, MS | 6,575 jobs · $903/wk · +0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 1,122 | $1,305 | 2.12 | +10.0% |
| Health care and social assistance | 1,056 | $785 | 1.07 | +0.0% |
| Retail trade | 827 | $628 | 1.29 | -9.1% |
| Accommodation and food services | 579 | $347 | 0.98 | -1.9% |
| Administrative and waste services | 315 | $946 | 0.84 | +37.0% |
| Construction | 179 | $1,089 | 0.52 | +0.6% |
| Educational services | 141 | $594 | 1.00 | +11.9% |
| Finance and insurance | 126 | $1,108 | 0.47 | -7.4% |
| Transportation and warehousing | 93 | $1,673 | 0.34 | -4.1% |
| Wholesale trade | 85 | $1,216 | 0.34 | -1.2% |
| Other services | 63 | $890 | 0.32 | -10.0% |
| Arts, entertainment and recreation | 48 | $352 | 0.44 | -17.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$678.2 m in deposits at 10 offices of 8 banks (SOD June 2026); HHI 2,351, highly concentrated. $205.4 m federal obligations in FY2026 (direct payments $194.9 m, grants $8.6 m), $31,246 per covered job
| Item | Value | Distance |
|---|---|---|
| BankFirst Financial Services | $272.7 m · 40.2% share · 3 offices | |
| Guaranty Bank and Trust Company | $110.5 m · 16.3% share · 1 office | |
| First Financial Bank | $108.3 m · 16.0% share · 1 office | |
| Tate, MS | $205.4 m FY2026 · $31,246/job | |
| MULTIPLE RECIPIENTS | $166.5 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| BankFirst Financial Services | $272,717,000 | 40.2% | 3 |
| Guaranty Bank and Trust Company | $110,455,000 | 16.3% | 1 |
| First Financial Bank | $108,346,000 | 16.0% | 1 |
| The Huntington National Bank | $68,267,000 | 10.1% | 1 |
| First Horizon Bank | $61,204,000 | 9.0% | 1 |
| Regions Bank | $28,242,000 | 4.2% | 1 |
| First Security Bank | $24,742,000 | 3.6% | 1 |
| Woodforest National Bank | $4,245,000 | 0.6% | 1 |
Deposit concentration is 2,351 across 8 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 8 banks with deposits in the county = 40.2² + 16.3² + 16.0² + … (5 more) = 2,351
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $149,061,577 |
| Department of Education | $25,750,210 |
| Department of Veterans Affairs | $16,051,472 |
| Department of Agriculture | $5,186,272 |
| Department of Transportation | $5,101,230 |
| Department of Defense | $1,526,859 |
| Railroad Retirement Board | $1,401,613 |
| Department of Housing and Urban Development | $1,004,774 |
| Department of Health and Human Services | $187,569 |
| Federal Communications Commission | $171,364 |
| Department of Justice | $0 |
| Small Business Administration | $0 |
That is $31,246 per covered job, against 6,575 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $205.4 m / 6,575 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,246
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Tate County, MS: 8 findings, 2 at a watch level and 6 noted
watchTate County, MS' typical home value of $248,358 scores 56 on the 0-to-100 scale across US counties but 92 across Mississippi counties, a gap of 36 points.
Period 2026-09.Show the arithmetic
- 36 = |56 across US counties - 92 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchTate County, MS' average weekly wage of $903 scores 20 on the 0-to-100 scale across US counties but 51 across Mississippi counties, a gap of 31 points.
Period 2026 Q1.Show the arithmetic
- 31 = |20 across US counties - 51 across Mississippi counties|
position among the entities that published this metric this period; not an official level
noteTate County, MS' average weekly wage was 3.9% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.9 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTate County, MS' covered employment was 0.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteTate County, MS' years of wages of 5.3 ranks 6th of 80 Mississippi counties, against a median of 3.1.
Period 2026-09.Show the arithmetic
- 94 on the 0-to-100 scale across 80 Mississippi counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
Read all 8 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.