Marshall County, MS
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.77, -89.50.
Assembled 2026-10-19. Read the brief.
- 44th pct · 1,707th of 3,063 US counties · median $230,451
- 88th pct · 10th of 80 Mississippi counties · median $149,228
- 50th pct · 5th of 9 counties in the Memphis metro · median $216,006
- 24th pct · 2,306th of 3,062 US counties · median +2.9%
- 36th pct · 51st of 80 Mississippi counties · median +1.5%
- 25th pct · 7th of 9 counties in the Memphis metro · median +1.4%
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
- 58th pct · 1,344th of 3,221 US counties · median 8,232
- 70th pct · 25th of 82 Mississippi counties · median 6,322
- 50th pct · 5th of 9 counties in the Memphis metro · median 11,668
- 25th pct · 2,385th of 3,221 US counties · median $1,039
- 63rd pct · 30th of 82 Mississippi counties · median $903
- 50th pct · 5th of 9 counties in the Memphis metro · median $933
- 54th pct · 1,383rd of 3,063 US counties · median 4.2
- 86th pct · 12th of 80 Mississippi counties · median 3.1
- 50th pct · 5th of 9 counties in the Memphis metro · median 4.5
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $216,006 (Sep 2026), +0.4% over one year, +9.1% over five
- 44th pct · 1,707th of 3,063 US counties · median $230,451
- 88th pct · 10th of 80 Mississippi counties · median $149,228
- 50th pct · 5th of 9 counties in the Memphis metro · median $216,006
| Item | Value | Distance |
|---|---|---|
| Marshall County, MS | $216,006 · +0.4% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Mississippi counties: not published this period
- counties in the Memphis metro: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,196 a month on $216,006 at 7.40%, against an average weekly wage worth $4,043 a month: 29.6% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $216,006 × 80% = $172,805, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,196/mo principal and interest
- wage share = payment / (avg weekly wage $933 × 52 / 12 = $4,043) = 30% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $216,006 / ($933 × 52) = 4.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
11,668 jobs at 608 employers (2026 Q1); +6.5% jobs and -2.6% average weekly wage over the year
- 58th pct · 1,344th of 3,221 US counties · median 8,232
- 70th pct · 25th of 82 Mississippi counties · median 6,322
- 50th pct · 5th of 9 counties in the Memphis metro · median 11,668
| Item | Value | Distance |
|---|---|---|
| Marshall County, MS | 11,668 jobs · $933/wk · +6.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 3,962 | $1,016 | 8.06 | +8.9% |
| Manufacturing | 1,732 | $1,317 | 1.85 | +2.0% |
| Administrative and waste services | 978 | $484 | 1.47 | +32.7% |
| Retail trade | 921 | $573 | 0.81 | +9.0% |
| Accommodation and food services | 471 | $349 | 0.45 | +6.1% |
| Finance and insurance | 234 | $956 | 0.49 | +4.9% |
| Real estate and rental | 45 | $876 | 0.25 | -11.8% |
| Arts, entertainment and recreation | 25 | $317 | 0.13 | +13.6% |
| Agriculture, forestry, fishing | withheld | |||
| Utilities | withheld | |||
| Construction | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D1 moderate drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.25)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.25 / 0.35
Banks & federal dollars #
$635.3 m in deposits at 13 offices of 3 banks (SOD June 2026); HHI 5,362, highly concentrated. $322.7 m federal obligations in FY2026 (direct payments $225.2 m, grants $96.2 m), $27,658 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Holly Springs | $416.1 m · 65.5% share · 7 offices | |
| Unity Bank of Mississippi | $207.6 m · 32.7% share · 5 offices | |
| First Security Bank | $11.5 m · 1.8% share · 1 office | |
| Marshall, MS | $322.7 m FY2026 · $27,658/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Holly Springs | $416,123,000 | 65.5% | 7 |
| Unity Bank of Mississippi | $207,607,000 | 32.7% | 5 |
| First Security Bank | $11,539,000 | 1.8% | 1 |
Deposit concentration is 5,362 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 65.5² + 32.7² + 1.8² = 5,362
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $27,658 per covered job, against 11,668 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $322.7 m / 11,668 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $27,658
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Marshall County, MS: 11 findings, 4 at a watch level and 7 noted
watchMarshall County, MS' average weekly wage is -2.6% against a year earlier, a watch level here: average weekly wage below the same quarter a year earlier, before inflation (BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.avgWeeklyWage = -2.6 < 0
BLS QCEW over-the-year percent change, as published, nominal dollars; convention chosen for this dashboard, not an official level
watchMarshall County, MS' typical home value of $216,006 scores 44 on the 0-to-100 scale across US counties but 89 across Mississippi counties, a gap of 44 points.
Period 2026-09.Show the arithmetic
- 44 = |44 across US counties - 89 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchMarshall County, MS' average weekly wage of $933 scores 26 on the 0-to-100 scale across US counties but 64 across Mississippi counties, a gap of 38 points.
Period 2026 Q1.Show the arithmetic
- 38 = |26 across US counties - 64 across Mississippi counties|
position among the entities that published this metric this period; not an official level
watchMarshall County, MS' years of wages of 4.5 scores 55 on the 0-to-100 scale across US counties but 86 across Mississippi counties, a gap of 31 points.
Period 2026-09.Show the arithmetic
- 31 = |55 across US counties - 86 across Mississippi counties|
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteMarshall County, MS' covered employment was 6.5% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +6.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.