Teller County, CO
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.87, -105.19.
Assembled 2026-10-19. Read the brief.
- 92nd pct · 244th of 3,063 US counties · median $230,451
- 54th pct · 29th of 62 Colorado counties · median $448,803
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
- 12th pct · 2,667th of 3,062 US counties · median +2.9%
- 32nd pct · 42nd of 62 Colorado counties · median -0.4%
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
- 82nd pct · 233rd of 1,358 US counties · median $1,506
- 62nd pct · 13th of 33 Colorado counties · median $1,931
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
- 46th pct · 1,723rd of 3,221 US counties · median 8,232
- 55th pct · 29th of 64 Colorado counties · median 4,853
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
- 73rd pct · 860th of 3,221 US counties · median $1,039
- 61st pct · 25th of 64 Colorado counties · median $1,075
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
- 92nd pct · 237th of 3,063 US counties · median 4.2
- 63rd pct · 23rd of 62 Colorado counties · median 6.4
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $472,557 (Sep 2026), -1.3% over one year, +9.3% over five
- 92nd pct · 244th of 3,063 US counties · median $230,451
- 54th pct · 29th of 62 Colorado counties · median $448,803
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Teller County, CO | $472,557 · -1.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,986/mo (Sep 2026), +8.6% over one year; price-to-rent 19.8
- 82nd pct · 233rd of 1,358 US counties · median $1,506
- 62nd pct · 13th of 33 Colorado counties · median $1,931
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Teller County, CO | $1,986/mo · +8.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,618 a month on $472,557 at 7.40%, against an average weekly wage worth $5,092 a month: 51.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $472,557 × 80% = $378,046, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,618/mo principal and interest
- wage share = payment / (avg weekly wage $1,175 × 52 / 12 = $5,092) = 51% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $472,557 / ($1,175 × 52) = 7.7
- price-to-rent = $472,557 / ($1,986 × 12) = 19.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
7,147 jobs at 1,091 employers (2026 Q1); -10.8% jobs and +9.8% average weekly wage over the year
- 46th pct · 1,723rd of 3,221 US counties · median 8,232
- 55th pct · 29th of 64 Colorado counties · median 4,853
- counties in the Colorado Springs metro: Rank context is unavailable: the manifest lists 2 counties in the Colorado Springs metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Teller County, CO | 7,147 jobs · $1,175/wk · -10.8% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Accommodation and food services | 1,177 | $798 | 1.83 | -4.1% |
| Retail trade | 993 | $665 | 1.43 | -3.3% |
| Arts, entertainment and recreation | 676 | $904 | 5.75 | -15.1% |
| Health care and social assistance | 504 | $906 | 0.47 | +2.2% |
| Professional and technical services | 422 | $1,816 | 0.86 | -0.7% |
| Construction | 335 | $1,003 | 0.89 | -5.4% |
| Administrative and waste services | 304 | $856 | 0.75 | +1.7% |
| Other services | 214 | $901 | 1.00 | -76.4% |
| Finance and insurance | 138 | $1,753 | 0.47 | +6.2% |
| Real estate and rental | 104 | $737 | 0.95 | +0.0% |
| Transportation and warehousing | 71 | $758 | 0.24 | +6.0% |
| Wholesale trade | 56 | $2,419 | 0.20 | -8.2% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D2 severe drought
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
1 USGS reservoir gauges, no capacity figures to weight
Sites found: 1, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| TAYLOR PARK RESERVOIR AT TAYLOR PARK, CO. | 52,300 Acre-ft (USGS, no capacity on file) | 123 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
100 gauges · 0 flooding · 23 with quality panels averaging 93 % · 50 stale
Sites found: 100, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| CLOVER DITCH DRAIN AT QUINN ST NR WIDEFIELD, CO | flow 0.50 ft³/s · quality 50 % (2) | 40 km |
| B DITCH DRAIN NEAR SECURITY, CO. | flow 0.02 ft³/s · quality 50 % (2) · STALE | 39 km |
| FOUNTAIN CREEK AT GREEN MOUNTAIN FALLS, CO | flow 0.49 ft³/s · STALE | 17 km |
| FOUNTAIN CREEK AT CASCADE, CO | flow 5.77 ft³/s · STALE | 19 km |
| WALDO CANYON ABV MOUTH NEAR MANITOU SPRINGS, CO | flow 0.00 ft³/s · STALE | 22 km |
| USGS-385124104554201 | temp 11.5 °C · quality 100 % (1) · STALE | 22 km |
| FOURMILE CREEK BELOW CRIPPLE CREEK NEAR VICTOR, CO | flow 4.73 ft³/s | 23 km |
| USGS-385132104551001 | temp 14.6 °C · quality 100 % (1) · STALE | 23 km |
| WEST MONUMENT CREEK BELOW RAMPART RESERVOIR, CO | flow 7.04 ft³/s | 23 km |
| USGS-385134104550601 | temp 16.3 °C · quality 100 % (1) · STALE | 23 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
34 wells in 0 named aquifers:
Sites found: 34, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-385818104525901 | level 6,820 ft · 2024-05-20 | 29 km |
| USGS-385827104525201 | level 6,821 ft · 2024-05-20 | 29 km |
| USGS-385721104501101 | level 6,376 ft · 2024-05-20 | 32 km |
| USGS-385900104494501 | level 6,442 ft · 2024-05-20 | 33 km |
| USGS-385807104485001 | level 6,503 ft · 2024-05-19 | 34 km |
| USGS-384648104454501 | depth 75.7 ft · 2020-12-14 | 38 km |
| USGS-384949104424501 | depth 36.7 ft · 2020-12-14 | 41 km |
| USGS-384707104421901 | depth 68.4 ft · 2020-12-14 | 43 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
moderate (0.34)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.50 + 0.2×0.07 / 0.55
Banks & federal dollars #
$304.6 m in deposits at 4 offices of 3 banks (SOD June 2026); HHI 3,878, highly concentrated. $227.8 m federal obligations in FY2026 (direct payments $218.0 m, grants $9.2 m), $31,868 per covered job
| Item | Value | Distance |
|---|---|---|
| Park State Bank & Trust | $145.7 m · 47.8% share · 1 office | |
| Zions Bancorporation, N.A. | $112.1 m · 36.8% share · 1 office | |
| NBH Bank | $46.8 m · 15.4% share · 2 offices | |
| Teller, CO | $227.8 m FY2026 · $31,868/job | |
| MULTIPLE RECIPIENTS | $217.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Park State Bank & Trust | $145,670,000 | 47.8% | 1 |
| Zions Bancorporation, N.A. | $112,051,000 | 36.8% | 1 |
| NBH Bank | $46,835,000 | 15.4% | 2 |
Deposit concentration is 3,878 across 3 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 3 banks with deposits in the county = 47.8² + 36.8² + 15.4² = 3,878
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $168,407,355 |
| Department of Veterans Affairs | $48,473,364 |
| Department of Transportation | $7,265,141 |
| Department of Health and Human Services | $1,798,184 |
| Railroad Retirement Board | $1,123,252 |
| Federal Communications Commission | $426,911 |
| Department of Agriculture | $228,374 |
| Department of the Interior | $22,350 |
| Department of Education | $12,697 |
| Small Business Administration | $0 |
| Department of Justice | $0 |
That is $31,868 per covered job, against 7,147 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $227.8 m / 7,147 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $31,868
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Teller County, CO: 17 findings, 1 at an alert level, 7 at a watch level and 9 noted
alertTeller County, CO's covered employment is -10.8% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -10.8 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchTeller County, CO's covered employment is -10.8% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -10.8 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchTeller County, CO's years of wages of 7.7 ranks 237th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 92.2926192031352 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchTeller County, CO's typical home value is -1.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -1.3299498160993959 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchTeller County, CO's typical asking rent is +8.6% against a year earlier, a watch level here: typical asking rent at least 8 percent above a year ago (arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: rent.yoyPct = 8.617303468661687 >= 8
arithmetic on Zillow ZORI; convention chosen for this dashboard, not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.