Dougherty County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.53, -84.21.
Assembled 2026-10-19. Read the brief.
- 8th pct · 2,791st of 3,063 US counties · median $230,451
- 9th pct · 144th of 159 Georgia counties · median $215,610
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
- 46th pct · 1,651st of 3,062 US counties · median +2.9%
- 50th pct · 79th of 159 Georgia counties · median +2.5%
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
- 6th pct · 1,275th of 1,358 US counties · median $1,506
- 0th pct · 69th of 69 Georgia counties · median $1,701
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
- 82nd pct · 556th of 3,221 US counties · median 8,232
- 86th pct · 23rd of 159 Georgia counties · median 7,095
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
- 66th pct · 1,086th of 3,221 US counties · median $1,039
- 79th pct · 34th of 159 Georgia counties · median $964
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
- 6th pct · 2,875th of 3,063 US counties · median 4.2
- 5th pct · 151st of 159 Georgia counties · median 4.2
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $126,402 (Sep 2026), +2.5% over one year, +27.8% over five
- 8th pct · 2,791st of 3,063 US counties · median $230,451
- 9th pct · 144th of 159 Georgia counties · median $215,610
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Dougherty County, GA | $126,402 · +2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $978/mo (Sep 2026), +3.6% over one year; price-to-rent 10.8
- 6th pct · 1,275th of 1,358 US counties · median $1,506
- 0th pct · 69th of 69 Georgia counties · median $1,701
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Dougherty County, GA | $978/mo · +3.6% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $700 a month on $126,402 at 7.40%, against an average weekly wage worth $4,862 a month: 14.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $126,402 × 80% = $101,122, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $700/mo principal and interest
- wage share = payment / (avg weekly wage $1,122 × 52 / 12 = $4,862) = 14% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $126,402 / ($1,122 × 52) = 2.2
- price-to-rent = $126,402 / ($978 × 12) = 10.8
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
45,158 jobs at 2,592 employers (2026 Q1); -0.2% jobs and +0.4% average weekly wage over the year
- 82nd pct · 556th of 3,221 US counties · median 8,232
- 86th pct · 23rd of 159 Georgia counties · median 7,095
- counties in the Albany metro: Rank context is unavailable: the manifest lists 4 counties in the Albany metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Dougherty County, GA | 45,158 jobs · $1,122/wk · -0.2% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 8,115 | $1,200 | 1.19 | +1.0% |
| Retail trade | 4,882 | $664 | 1.11 | -1.4% |
| Accommodation and food services | 4,464 | $412 | 1.10 | -4.1% |
| Manufacturing | 3,395 | $1,596 | 0.93 | -1.9% |
| Administrative and waste services | 3,191 | $755 | 1.24 | -8.6% |
| Wholesale trade | 2,793 | $1,399 | 1.61 | -1.3% |
| Transportation and warehousing | 2,004 | $1,106 | 1.05 | +9.9% |
| Construction | 1,601 | $1,308 | 0.68 | +3.7% |
| Information | 1,509 | $2,533 | 1.81 | +47.9% |
| Professional and technical services | 1,417 | $1,389 | 0.45 | +10.4% |
| Other services | 1,316 | $932 | 0.98 | -6.3% |
| Finance and insurance | 732 | $1,903 | 0.40 | -0.9% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$2.3 bn in deposits at 19 offices of 11 banks (SOD June 2026); HHI 1,422, moderately concentrated. $746.9 m federal obligations in FY2026 (direct payments $584.1 m, contracts $123.4 m), $16,539 per covered job
| Item | Value | Distance |
|---|---|---|
| Ameris Bank | $596.9 m · 26.0% share · 1 office | |
| Flint Community Bank | $310.4 m · 13.5% share · 1 office | |
| Renasant Bank | $303.7 m · 13.2% share · 3 offices | |
| Dougherty, GA | $746.9 m FY2026 · $16,539/job | |
| MULTIPLE RECIPIENTS | $517.6 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Ameris Bank | $596,886,000 | 26.0% | 1 |
| Flint Community Bank | $310,416,000 | 13.5% | 1 |
| Renasant Bank | $303,713,000 | 13.2% | 3 |
| Truist Bank | $261,365,000 | 11.4% | 2 |
| AB&T | $227,920,000 | 9.9% | 2 |
| Regions Bank | $219,571,000 | 9.6% | 3 |
| Pinnacle Bank | $143,218,000 | 6.2% | 2 |
| Colony Bank | $75,032,000 | 3.3% | 1 |
| First State Bank of Blakely | $56,692,000 | 2.5% | 1 |
| PeoplesSouth Bank | $50,586,000 | 2.2% | 1 |
Deposit concentration is 1,422 across 11 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 11 banks with deposits in the county = 26.0² + 13.5² + 13.2² + … (8 more) = 1,422
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $400,584,198 |
| Department of Veterans Affairs | $114,439,321 |
| Department of Defense | $107,012,180 |
| Department of Education | $62,819,828 |
| Department of Agriculture | $13,275,713 |
| Department of the Interior | $11,995,654 |
| Department of Health and Human Services | $8,646,069 |
| Department of Housing and Urban Development | $8,369,824 |
| Department of Transportation | $5,380,765 |
| Federal Communications Commission | $4,018,239 |
| General Services Administration | $2,500,879 |
| Railroad Retirement Board | $2,487,079 |
That is $16,539 per covered job, against 45,158 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $746.9 m / 45,158 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,539
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Dougherty County, GA: 16 findings, 1 at a watch level and 15 noted
watchDougherty County, GA's covered employment is -0.2% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.2 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteDougherty County, GA's average weekly wage was 0.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteDougherty County, GA's typical asking rent rose 0.3% from $975 in August 2026 to $978 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.3% = (978.0572344322345 - 974.6842596902031) / 974.6842596902031 × 100
- 978.0572344322345 = Zillow ZORI, 2026-09
- 974.6842596902031 = Zillow ZORI, 2026-08
noteDougherty County, GA's typical home value rose 0.3% from $126,004 in August 2026 to $126,402 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- +0.3% = (126402.37045960694 - 126004.22155121564) / 126004.22155121564 × 100
- 126402.37045960694 = Zillow ZHVI, 2026-09
- 126004.22155121564 = Zillow ZHVI, 2026-08
noteDougherty County, GA's covered employment was 0.2% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.2 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.