Mitchell County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 31.23, -84.19.
Assembled 2026-10-20. Read the brief.
- 17th pct · 2,538th of 3,063 US counties · median $230,451
- 20th pct · 127th of 159 Georgia counties · median $215,610
- 38th pct · 1,898th of 3,062 US counties · median +2.9%
- 39th pct · 96th of 159 Georgia counties · median +2.5%
- US counties: not published this period
- Georgia counties: not published this period
- 43rd pct · 1,807th of 3,221 US counties · median 8,232
- 48th pct · 83rd of 159 Georgia counties · median 7,095
- 20th pct · 2,572nd of 3,221 US counties · median $1,039
- 29th pct · 112th of 159 Georgia counties · median $964
- 26th pct · 2,247th of 3,063 US counties · median 4.2
- 25th pct · 118th of 159 Georgia counties · median 4.2
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $151,173 (Sep 2026), +1.9% over one year, +31.3% over five
- 17th pct · 2,538th of 3,063 US counties · median $230,451
- 20th pct · 127th of 159 Georgia counties · median $215,610
| Item | Value | Distance |
|---|---|---|
| Mitchell County, GA | $151,173 · +1.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Georgia counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $837 a month on $151,173 at 7.40%, against an average weekly wage worth $3,922 a month: 21.4% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $151,173 × 80% = $120,938, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $837/mo principal and interest
- wage share = payment / (avg weekly wage $905 × 52 / 12 = $3,922) = 21% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $151,173 / ($905 × 52) = 3.2
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
6,400 jobs at 479 employers (2026 Q1); -1.7% jobs and +3.1% average weekly wage over the year
- 43rd pct · 1,807th of 3,221 US counties · median 8,232
- 48th pct · 83rd of 159 Georgia counties · median 7,095
| Item | Value | Distance |
|---|---|---|
| Mitchell County, GA | 6,400 jobs · $905/wk · -1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 2,309 | $968 | 4.48 | -2.2% |
| Retail trade | 563 | $586 | 0.90 | -7.2% |
| Agriculture, forestry, fishing | 426 | $955 | 9.22 | +0.5% |
| Accommodation and food services | 372 | $380 | 0.65 | +18.8% |
| Wholesale trade | 155 | $1,174 | 0.63 | -3.7% |
| Construction | 128 | $1,025 | 0.38 | -26.0% |
| Finance and insurance | 128 | $1,123 | 0.49 | +5.8% |
| Professional and technical services | 115 | $945 | 0.26 | -10.9% |
| Real estate and rental | 103 | $938 | 1.05 | -2.8% |
| Utilities | 77 | $1,949 | 3.05 | +0.0% |
| Transportation and warehousing | 66 | $1,004 | 0.24 | +0.0% |
| Administrative and waste services | 59 | $751 | 0.16 | -23.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE SEMINOLE NEAR CHATTAHOOCHEE, FL | 76.4 ft (USGS, no capacity on file) | 86 km |
| CHATTAHOOCHEE RIVER NEAR COLUMBIA, AL | 101.9 ft (USGS, no capacity on file) | 87 km |
| WALTER F. GEORGE RESERVOIR NEAR FORT GAINES, GA | 187.4 ft (USGS, no capacity on file) | 94 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
32 gauges · 0 flooding · 7 with quality panels averaging 93 % · 5 stale
Sites found: 32, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| FLINT RIVER AT NEWTON, GA | flow 1,780 ft³/s · quality 100 % (1) | 16 km |
| ICHAWAYNOCHAWAY CREEK BELOW NEWTON, GA | flow 413.0 ft³/s | 26 km |
| ICHAWAYNOCHAWAY CREEK NEAR ELMODEL, GA | flow 386.0 ft³/s | 29 km |
| FLINT RIVER AT RIVERVIEW PLANTATION, NR HOPEFUL,GA | flow 2,300 ft³/s | 29 km |
| CHICKASAWHATCHEE CREEK AT ELMODEL, GA | flow 64.9 ft³/s | 31 km |
| KIOKEE CREEK NEAR PRETORIA, GA | flow 383.0 ft³/s · STALE | 35 km |
| OCHLOCKONEE RIVER AT GA 188, NEAR COOLIDGE, GA | flow 110.0 ft³/s | 35 km |
| SPRING CREEK NEAR LEARY, GA | flow 10.1 ft³/s | 36 km |
| ICHAWAYNOCHAWAY CREEK AT MILFORD, GA | flow 281.0 ft³/s | 38 km |
| CHICKASAWHATCHEE CREEK NEAR LEARY, GA | flow 64.0 ft³/s · STALE | 38 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
122 wells in 2 named aquifers: Intermediate aquifer system, Floridan aquifer system
Sites found: 122, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-311539084173101 | depth 30.9 ft · 1981-09-15 | 10 km |
| USGS-311647084173801 | depth 48.7 ft · 2026-10-19 | 11 km |
| USGS-311647084173803 | depth 47.8 ft · 2026-10-19 | 11 km |
| USGS-311802084192301 | depth 48.6 ft · 2026-10-19 | 15 km |
| USGS-311802084192303 | depth 36.5 ft · 2008-04-30 | 15 km |
| USGS-311802084192302 | depth 46.0 ft · 2018-08-08 | 15 km |
| USGS-310913084195301 | depth 36.2 ft · 2007-02-12 | 16 km |
| USGS-312127084065801 | depth 58.3 ft · 2026-10-19 | 16 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.03)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.07 / 0.55
Banks & federal dollars #
$454.1 m in deposits at 5 offices of 4 banks (SOD June 2026); HHI 2,613, highly concentrated. $121.7 m federal obligations in FY2026 (direct payments $118.7 m, grants $3.1 m), $19,019 per covered job
| Item | Value | Distance |
|---|---|---|
| Bank of Camilla | $147.6 m · 32.5% share · 1 office | |
| Family Bank | $114.0 m · 25.1% share · 2 offices | |
| Planters and Citizens Bank | $113.2 m · 24.9% share · 1 office | |
| Mitchell, GA | $121.7 m FY2026 · $19,019/job | |
| MULTIPLE RECIPIENTS | $116.1 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Bank of Camilla | $147,610,000 | 32.5% | 1 |
| Family Bank | $113,981,000 | 25.1% | 2 |
| Planters and Citizens Bank | $113,229,000 | 24.9% | 1 |
| Guardian Bank | $79,315,000 | 17.5% | 1 |
Deposit concentration is 2,613 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 4 banks with deposits in the county = 32.5² + 25.1² + 24.9² + … (1 more) = 2,613
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $99,705,065 |
| Department of Veterans Affairs | $16,203,722 |
| Department of Agriculture | $2,427,935 |
| Department of Housing and Urban Development | $2,427,477 |
| Department of Transportation | $587,991 |
| Railroad Retirement Board | $203,696 |
| Federal Communications Commission | $158,304 |
| Department of Education | $7,207 |
| Small Business Administration | $0 |
That is $19,019 per covered job, against 6,400 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $121.7 m / 6,400 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $19,019
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Mitchell County, GA: 6 findings, 1 at a watch level and 5 noted
watchMitchell County, GA's covered employment is -1.7% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -1.7 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteMitchell County, GA's average weekly wage was 3.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMitchell County, GA's covered employment was 1.7% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteMitchell County, GA's typical home value fell 0.3% from $151,682 in August 2026 to $151,173 in September 2026, on Zillow ZHVI.
Period 2026-09.Show the arithmetic
- -0.3% = (151173.02989957767 - 151682.36034786468) / 151682.36034786468 × 100
- 151173.02989957767 = Zillow ZHVI, 2026-09
- 151682.36034786468 = Zillow ZHVI, 2026-08
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Mitchell County, GA is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 6 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.