Bronx County, NY

Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.85, -73.85.

Assembled 2026-10-19. Read the brief.

Typical home value
$503,721
as of September 2026
  • 93rd pct · 190th of 3,063 US counties · median $230,451
  • 83rd pct · 11th of 62 New York counties · median $254,056
  • 4th pct · 21st of 22 counties in the New York-Newark-Jersey City metro · median $680,195
Home value, one year
+5.8%
as of September 2026
  • 80th pct · 592nd of 3,062 US counties · median +2.9%
  • 63rd pct · 23rd of 62 New York counties · median +5.6%
  • 85th pct · 4th of 22 counties in the New York-Newark-Jersey City metro · median +4.7%
Typical rent
$2,823
as of September 2026
  • 96th pct · 46th of 1,358 US counties · median $1,506
  • 85th pct · 8th of 49 New York counties · median $1,521
  • 47th pct · 12th of 22 counties in the New York-Newark-Jersey City metro · median $2,825
Jobs
360,380
as of 2026 Q1-01
  • 97th pct · 79th of 3,221 US counties · median 8,232
  • 86th pct · 9th of 62 New York counties · median 32,139
  • 61st pct · 9th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
Average weekly wage
$1,360
as of 2026 Q1-01
  • 88th pct · 386th of 3,221 US counties · median $1,039
  • 68th pct · 20th of 62 New York counties · median $1,250
  • 33rd pct · 15th of 22 counties in the New York-Newark-Jersey City metro · median $1,632
Years of wages per home
7.1
  • 89th pct · 320th of 3,063 US counties · median 4.2
  • 85th pct · 10th of 62 New York counties · median 4.1
  • 38th pct · 14th of 22 counties in the New York-Newark-Jersey City metro · median 8.4

Typical home value divided by the average annual wage of one covered job.

A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.

Home values #

currentas of 2026 Q1retrieved 2026-10-19

Typical home $503,721 (Sep 2026), +5.8% over one year, -4.6% over five

  • 93rd pct · 190th of 3,063 US counties · median $230,451
  • 83rd pct · 11th of 62 New York counties · median $254,056
  • 4th pct · 21st of 22 counties in the New York-Newark-Jersey City metro · median $680,195
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
ItemValueDistance
Bronx County, NY$503,721 · +5.8% 1-yr

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

currentas of 2026 Q1retrieved 2026-10-19

Typical rent $2,823/mo (Sep 2026), +5.5% over one year; price-to-rent 14.9

  • 96th pct · 46th of 1,358 US counties · median $1,506
  • 85th pct · 8th of 49 New York counties · median $1,521
  • 47th pct · 12th of 22 counties in the New York-Newark-Jersey City metro · median $2,825
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
ItemValueDistance
Bronx County, NY$2,823/mo · +5.5% 1-yr

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

currentretrieved 2026-10-19

Principal and interest of $2,790 a month on $503,721 at 7.40%, against an average weekly wage worth $5,893 a month: 47.3% of one job’s pay.

  • payment = P·r / (1 − (1+r)^−n), P = $503,721 × 80% = $402,977, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,790/mo principal and interest
  • wage share = payment / (avg weekly wage $1,360 × 52 / 12 = $5,893) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
  • years of wages = $503,721 / ($1,360 × 52) = 7.1
  • price-to-rent = $503,721 / ($2,823 × 12) = 14.9

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

currentas of 2026 Q1retrieved 2026-10-19

360,380 jobs at 19,992 employers (2026 Q1); +5.1% jobs and +0.8% average weekly wage over the year

  • 97th pct · 79th of 3,221 US counties · median 8,232
  • 86th pct · 9th of 62 New York counties · median 32,139
  • 61st pct · 9th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
ItemValueDistance
Bronx County, NY360,380 jobs · $1,360/wk · +5.1% YoY
BLS QCEW, all ownerships, third month of the quarter. A location quotient of 1.00 means this county has the national share of its jobs in that sector; 2.00 means twice it. A withheld row is a BLS disclosure code N: the cell is absent, not zero.
NAICS sectorJobsAvg weekly wageLocation quotientJobs over the year
Health care and social assistance128,944$1,2182.38+16.3%
Retail trade27,080$7780.77-4.5%
Educational services19,466$1,5612.51+3.5%
Accommodation and food services16,184$5950.50-2.1%
Transportation and warehousing13,764$1,0370.91+5.3%
Administrative and waste services12,038$9140.59-6.4%
Construction9,992$1,8090.53-5.5%
Real estate and rental9,024$1,1841.63-10.0%
Other services8,067$8500.75-7.5%
Professional and technical services5,769$1,6610.23-0.5%
Manufacturing4,276$1,3020.15-7.0%
Arts, entertainment and recreation3,521$1,4030.59+2.1%

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

currentretrieved 2026-10-19

No drought class at this point (USDM covers the United States only)

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

currentretrieved 2026-10-19

2 USGS reservoir gauges, no capacity figures to weight

Sites found: 2, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
SiteReadingDistance
USGS-01429400990.0 ft (USGS, no capacity on file)145 km
USGS-014289001,125 ft (USGS, no capacity on file)148 km

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

currentretrieved 2026-10-19

275 gauges · 0 flooding · 87 with quality panels averaging 83 % · 91 stale

Sites found: 275, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
SiteReadingDistance
USGS-402548073592304cond. 25,300 uS/cm · quality 0 % (1) · STALE48 km
USGS-402548073592301cond. 33,000 uS/cm · quality 0 % (1) · STALE48 km
FROST CREEK AT SHEEP LN BRIDGE AT LATTINGTOWN NYtemp 14.0 °C · quality 50 % (2) · no flooding23 km
USGS-402548073592303cond. 4,050 uS/cm · quality 0 % (1) · STALE48 km
USGS-403921073064801cond. 1,870 uS/cm · quality 0 % (1) · STALE66 km
USGS-402548073592302cond. 20,400 uS/cm · quality 0 % (1) · STALE48 km
HARLEM R AT ROBERTO CLEMENTE STATE PARK, BRONX NYturb. 5.00 FNU · quality 50 % (2) · STALE6 km
EAST CREEK AT SANDS POINT NYtemp 13.5 °C · quality 50 % (2) · no flooding12 km
ROCKAWAY INLET NEAR FLOYD BENNETT FIELD NYflow 213,000 ft³/s · quality 67 % (3) · no flooding · STALE31 km
REYNOLDS CHANNEL AT POINT LOOKOUT NYturb. 2.10 FNU · quality 80 % (5) · no flooding36 km

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

currentretrieved 2026-10-19

270 wells in 0 named aquifers:

Sites found: 270, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
SiteReadingDistance
USGS-405202073525101level 58.1 ft · 2026-08-193 km
USGS-404902073545001level 1.68 ft · 2026-08-196 km
USGS-404733073482901level 4.79 ft · 2026-09-287 km
USGS-404617073483201level 25.9 ft · 2026-09-289 km
USGS-404613073545802level 23.0 ft · 2026-09-2810 km
USGS-404544073534202level 13.3 ft · 2026-07-0710 km
USGS-404750073571801level 17.6 ft · 2026-08-0410 km
USGS-404538073544001level 22.2 ft · 2026-09-2811 km

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

currentretrieved 2026-10-19

low (0.06)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.17 / 0.55

Banks & federal dollars #

currentretrieved 2026-10-19

$19.1 bn in deposits at 125 offices of 23 banks (SOD June 2026); HHI 1,880, highly concentrated. $5.9 bn federal obligations in FY2026 (direct payments $5.3 bn, grants $439.1 m), $16,390 per covered job

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
ItemValueDistance
JPMorgan Chase Bank, National Association$7.2 bn · 37.8% share · 33 offices
Citibank, National Association$2.8 bn · 14.7% share · 15 offices
Ponce Bank, National Association$1.7 bn · 8.7% share · 5 offices
Bronx, NY$5.9 bn FY2026 · $16,390/job
MULTIPLE RECIPIENTS$5.0 bn · top recipient FY2026
FDIC Summary of Deposits, June 2026. These are institution offices, not people: the row is a bank's presence in the county.
InstitutionDepositsShareOffices
JPMorgan Chase Bank, National Association$7,214,882,00037.8%33
Citibank, National Association$2,800,000,00014.7%15
Ponce Bank, National Association$1,657,280,0008.7%5
TD Bank, National Association$1,360,467,0007.1%11
Apple Bank$1,329,479,0007.0%9
Bank of America, National Association$1,022,413,0005.4%11
Capital One, National Association$620,924,0003.2%6
Spring Bank$517,703,0002.7%1
Popular Bank$434,819,0002.3%3
Citizens Bank, National Association$381,689,0002.0%5

Deposit concentration is 1,880 across 23 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 23 banks with deposits in the county = 37.8² + 14.7² + 8.7² + … (20 more) = 1,880

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

currentretrieved 2026-10-19

USAspending place-of-performance obligations for FY2026, by awarding agency.

USAspending, FY2026, place of performance in this county.
Awarding agencyObligations
Social Security Administration$4,585,719,724
Department of Health and Human Services$598,997,690
Department of Veterans Affairs$380,250,054
Department of Housing and Urban Development$159,022,784
Department of Education$83,340,584
Department of Transportation$32,870,109
Department of Labor$19,959,829
Department of Defense$19,605,199
Railroad Retirement Board$10,786,897
Federal Communications Commission$8,548,824
National Science Foundation$2,551,358
Equal Employment Opportunity Commission$1,978,890

That is $16,390 per covered job, against 360,380 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $5.9 bn / 360,380 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,390

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

currentretrieved 2026-10-19

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The national indicator set, unfiltered by place.
SeriesLatestAs ofChange
Mississippi River at Memphis, stage · ftnot publishednot published
Mississippi River at St. Louis, stage · ftnot publishednot published
Ohio River at Louisville, stage · ft17.952026-10-18-2.6%
Missouri River at St. Joseph, stage · ftnot publishednot published
Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s5,170.002026-02-05-25.3%
Texas reservoirs, statewide percent full · %72.202026-10-19+0.0%
Laredo truck crossings, monthly · trucks258,700.002026-08-01-0.4%
Los Angeles + Long Beach container volume, annual · TEU10,513,167.002023-01-01-13.5%
Containerships waiting for a berth, all US ports · ships7.002026-10-13+133.3%
Shanghai to Los Angeles container rate · $ per 40 ft box7,848.002026-09-01+14.9%
US diesel retail price · $ per gallonunavailablenot published
WTI crude oil, spot · $ per barrel101.912026-10-14+1.0%
30-year fixed mortgage rate · %7.402026-10-15+0.0%
Housing starts, annual rate · thousands of units1,275.002026-08-01-2.6%
Building permits, annual rate · thousands of units1,403.002026-08-01-2.1%
Case-Shiller US home price index · index, Jan 2000 = 100337.312026-07-01+0.1%
Unemployment rate · %4.202026-09-01+2.4%
US goods and services trade balance, monthly · $ millions-105,572.002026-08-01-13.7%
Retail sales excluding food services, monthly · $ millions652,115.002026-09-01+0.7%

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

currentretrieved 2026-10-19

Bronx County, NY: 15 findings, 15 noted

  1. noteBronx County, NY's covered employment was 5.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +5.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  2. noteBronx County, NY's average weekly wage was 0.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

    Period 2026 Q1.
    Show the arithmetic
    • +0.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
    • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

    BLS QCEW over-the-year percent change, as published

  3. noteBronx County, NY's momentum index of 0.59 ranks 1st of 22 counties in the New York-Newark-Jersey City metro, against a median of 0.26.

    Period 2026-09.
    Show the arithmetic
    • 100 on the 0-to-100 scale across 22 counties in the New York-Newark-Jersey City metro that published momentum
    • momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)

    position among the entities that published this metric this period; not an official level

  4. noteBronx County, NY's price-to-rent ratio of 14.9 ranks 22nd of 22 counties in the New York-Newark-Jersey City metro, against a median of 20.4.

    Period 2026-09.
    Show the arithmetic
    • 0 on the 0-to-100 scale across 22 counties in the New York-Newark-Jersey City metro that published priceToRent
    • typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month

    position among the entities that published this metric this period; not an official level

  5. noteBronx County, NY's covered employment of 360,380 ranks 79th of 3,221 US counties, against a median of 8,232.

    Period 2026 Q1.
    Show the arithmetic
    • 98 on the 0-to-100 scale across 3221 US counties that published jobs.emp

    position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.

Sources #

  • publishedOccupational Employment and Wage StatisticsU.S. Bureau of Labor Statisticsopen the source
    MSA 35620, all occupations · period May 2025 · retrieved 2026-10-19
  • publishedTIGERwebU.S. Census Bureauopen the source
    tigerWMS_Current · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Home Value Index (ZHVI)Zillow Researchopen the source
    Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv · period 2026-09 · retrieved 2026-10-19
  • publishedZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    County_zori_uc_sfrcondomfr_sm_month.csv · period 2026-09 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · price-to-rent = $503,721 / ($2,823 × 12) = 14.9
  • publishedFRED Economic DataFederal Reserve Bank of St. Louisopen the source
    MORTGAGE30US · period 2026-10-15 · retrieved 2026-10-19
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 36005, all ownerships, all industries · period 2026-Q1 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · payment = P·r / (1 − (1+r)^−n), P = $503,721 × 80% = $402,977, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,790/mo principal and interest; wage share = payment / (avg weekly wage $1,360 × 52 / 12 = $5,893) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $503,721 / ($1,360 × 52) = 7.1; price-to-rent = $503,721 / ($2,823 × 12) = 14.9
  • publishedQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    area 36005, NAICS sectors, private ownership · period 2026-Q1 · retrieved 2026-10-19
  • publishedWorld Port Index (Pub 150)National Geospatial-Intelligence Agencyopen the source
    Pub 150 World Port Index · retrieved 2026-10-19
  • publishedPort Performance Freight StatisticsU.S. Bureau of Transportation Statisticsopen the source
    5rpz-kgm9 port statistics · period 2023 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +5.8% / ±10% × 0.3, rent 1-yr change +5.5% / ±10% × 0.15, jobs over-the-year change +5.1% / ±3% × 0.3, avg weekly wage over-the-year change +0.8% / ±6% × 0.25
  • publishedU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    USDM_current · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00062,00054 · period 2026-10-19T16:30:00.000Z · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00010,00060,00065,00095,00300,00400,63680 · period 2026-10-19T17:15:00.000Z · retrieved 2026-10-19
  • publishedNational Water Prediction ServiceNOAA National Weather Serviceopen the source
    nwps/v1/gauges · period 2026-10-19T17:00:00Z · retrieved 2026-10-19
  • estimateUSGS Water Data APIU.S. Geological Surveyopen the source
    · retrieved 2026-10-19 · quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 87 sites = 83 %
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 62610,62611,72019 · period 2026-10-18T00:00:00.000Z · retrieved 2026-10-19
  • estimateU.S. Drought MonitorNational Drought Mitigation Center, USDA, NOAAopen the source
    · retrieved 2026-10-19 · supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.17 / 0.55 = 0.06; terms drought (no drought class here), quality (1 − 83 % / 100)
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054 · period 2026-10-19T17:15:00+00:00 · retrieved 2026-10-19
  • publishedUSGS Water Data APIU.S. Geological Surveyopen the source
    latest-daily 72019,62610,62611 · period 2026-10-19 · retrieved 2026-10-19
  • publishedBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod:36005:2026 · period 2026-06-30 · retrieved 2026-10-19
  • estimateBankFind Suite APIFederal Deposit Insurance Corporationopen the source
    sod-hhi:36005:2026 · period 2026-06-30 · retrieved 2026-10-19 · HHI = Σ (share %)² over 23 banks with deposits in the county = 37.8² + 14.7² + 8.7² + … (20 more) = 1,880
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_geography:county:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateUSAspending APIU.S. Department of the Treasuryopen the source
    · retrieved 2026-10-19 · per job = FY2026 obligations $5.9 bn / 360,380 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,390
  • publishedUSAspending APIU.S. Department of the Treasuryopen the source
    spending_by_category:36005:FY2026 · period FY2026 · retrieved 2026-10-19
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
  • estimateQuarterly Census of Employment and WagesU.S. Bureau of Labor Statisticsopen the source
    · retrieved 2026-10-19 · typical home value / (average weekly wage × 52); one average covered job, not a household
  • estimateZillow Home Value Index (ZHVI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns
  • estimateZillow Observed Rent Index (ZORI)Zillow Researchopen the source
    · retrieved 2026-10-19 · month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

Citations

  • U.S. Bureau of Labor Statistics. Occupational Employment and Wage Statistics. series MSA 35620, all occupations. period May 2025. https://www.bls.gov/oes/tables.htm. accessed 2026-10-19.
  • U.S. Census Bureau. TIGERweb. series tigerWMS_Current. https://tigerweb.geo.census.gov/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/County_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). series Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zhvi/Metro_zhvi_uc_sfrcondo_tier_0.33_0.67_sm_sa_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Observed Rent Index (ZORI). series County_zori_uc_sfrcondomfr_sm_month.csv. period 2026-09. https://files.zillowstatic.com/research/public_csvs/zori/County_zori_uc_sfrcondomfr_sm_month.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: price-to-rent = $503,721 / ($2,823 × 12) = 14.9.
  • Federal Reserve Bank of St. Louis. FRED Economic Data. series MORTGAGE30US. period 2026-10-15. https://fred.stlouisfed.org/series/MORTGAGE30US. accessed 2026-10-19.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 36005, all ownerships, all industries. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/36005.csv. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: payment = P·r / (1 − (1+r)^−n), P = $503,721 × 80% = $402,977, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,790/mo principal and interest; wage share = payment / (avg weekly wage $1,360 × 52 / 12 = $5,893) = 47% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs); years of wages = $503,721 / ($1,360 × 52) = 7.1; price-to-rent = $503,721 / ($2,823 × 12) = 14.9.
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. series area 36005, NAICS sectors, private ownership. period 2026-Q1. https://data.bls.gov/cew/data/api/2026/1/area/36005.csv. accessed 2026-10-19.
  • National Geospatial-Intelligence Agency. World Port Index (Pub 150). series Pub 150 World Port Index. https://msi.nga.mil/Publications/WPI. accessed 2026-10-19.
  • U.S. Bureau of Transportation Statistics. Port Performance Freight Statistics. series 5rpz-kgm9 port statistics. period 2023. https://data.bts.gov/resource/5rpz-kgm9.json. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%); terms home value 1-yr change +5.8% / ±10% × 0.3, rent 1-yr change +5.5% / ±10% × 0.15, jobs over-the-year change +5.1% / ±3% × 0.3, avg weekly wage over-the-year change +0.8% / ±6% × 0.25.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. series USDM_current. https://droughtmonitor.unl.edu/CurrentMap.aspx. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00062,00054. period 2026-10-19T16:30:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00010,00060,00065,00095,00300,00400,63680. period 2026-10-19T17:15:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • NOAA National Weather Service. National Water Prediction Service. series nwps/v1/gauges. period 2026-10-19T17:00:00Z. https://api.water.noaa.gov/nwps/v1/gauges. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. https://api.waterdata.usgs.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: quality screen per site = 1 − points / (2 × n), ok 0, watch 1, poor 2 points over the n parameters it reports; mean over 87 sites = 83 %.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 62610,62611,72019. period 2026-10-18T00:00:00.000Z. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • National Drought Mitigation Center, USDA, NOAA. U.S. Drought Monitor. https://droughtmonitor.unl.edu/. accessed 2026-10-19. estimate computed by Embedding Atlas: supply stress = Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.17 / 0.55 = 0.06; terms drought (no drought class here), quality (1 − 83 % / 100).
  • U.S. Geological Survey. USGS Water Data API. series latest-continuous 00060,00065,00010,00300,00095,00400,63680,00062,00054. period 2026-10-19T17:15:00+00:00. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-continuous/items. accessed 2026-10-19.
  • U.S. Geological Survey. USGS Water Data API. series latest-daily 72019,62610,62611. period 2026-10-19. https://api.waterdata.usgs.gov/ogcapi/v0/collections/latest-daily/items. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod:36005:2026. period 2026-06-30. https://api.fdic.gov/banks/sod?filters=STCNTYBR%3A36005+AND+YEAR%3A2026&fields=CERT%2CNAMEFULL%2CBRNUM%2CUNINUMBR%2CDEPSUMBR%2CASSET%2CSTCNTYBR%2CCNTYNAMB%2CSTALPBR%2CYEAR%2CSIMS_LATITUDE%2CSIMS_LONGITUDE%2CMSABR%2CMSANAMB&format=json&limit=10000. accessed 2026-10-19.
  • Federal Deposit Insurance Corporation. BankFind Suite API. series sod-hhi:36005:2026. period 2026-06-30. https://api.fdic.gov/banks/docs/. accessed 2026-10-19. estimate computed by Embedding Atlas: HHI = Σ (share %)² over 23 banks with deposits in the county = 37.8² + 14.7² + 8.7² + … (20 more) = 1,880.
  • U.S. Department of the Treasury. USAspending API. series spending_by_geography:county:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_geography/. accessed 2026-10-19.
  • U.S. Department of the Treasury. USAspending API. https://api.usaspending.gov/. accessed 2026-10-19. estimate computed by Embedding Atlas: per job = FY2026 obligations $5.9 bn / 360,380 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $16,390.
  • U.S. Department of the Treasury. USAspending API. series spending_by_category:36005:FY2026. period FY2026. https://api.usaspending.gov/api/v2/search/spending_by_category/. accessed 2026-10-19.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (typical rent × 12); Zillow ZHVI over ZORI, same month.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%).
  • U.S. Bureau of Labor Statistics. Quarterly Census of Employment and Wages. https://www.bls.gov/cew/. accessed 2026-10-19. estimate computed by Embedding Atlas: typical home value / (average weekly wage × 52); one average covered job, not a household.
  • Zillow Research. Zillow Home Value Index (ZHVI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.
  • Zillow Research. Zillow Observed Rent Index (ZORI). https://www.zillow.com/research/data/. accessed 2026-10-19. estimate computed by Embedding Atlas: month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns.

What these numbers are not

  • The occupation mix is the 35620 metro area's, from the bundled BLS OEWS release: OEWS does not publish a county table.
  • Water rows are everything within 75 km of this place's internal point (150 km for reservoirs), not everything inside its boundary: lib/water searches discs, and every row prints its own distance.
  • Server report: satellite turbidity is only computed in a browser, so that term is absent here.
  • Stress uses 2 of 4 terms (drought, quality); missing terms are left out, not assumed.
  • Groundwater has no trend term: one latest level cannot say whether an aquifer is being drawn down.
  • Obligations are what agencies committed in FY2026 by place of performance: not outlays, and not the recipient's own location.
  • FY2026 closed 19 days ago; agencies report with up to a 45-day lag, so totals are still filling in.
  • The indicator block is the NATIONAL set, filtered only by lens. None of these series is keyed to this place: they are United States, gauge, single-state or port series and they are shown as context, not as this place's own readings.

Page assembled 2026-10-19T17:21:32.218Z. Place identity tables pulled 2026-10-01.