Rockland County, NY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 41.15, -74.02.
Assembled 2026-10-19. Read the brief.
- 98th pct · 53rd of 3,063 US counties · median $230,451
- 93rd pct · 5th of 62 New York counties · median $254,056
- 71st pct · 7th of 22 counties in the New York-Newark-Jersey City metro · median $680,195
- 75th pct · 755th of 3,062 US counties · median +2.9%
- 37th pct · 39th of 62 New York counties · median +5.6%
- 66th pct · 8th of 22 counties in the New York-Newark-Jersey City metro · median +4.7%
- 97th pct · 31st of 1,358 US counties · median $1,506
- 87th pct · 7th of 49 New York counties · median $1,521
- 66th pct · 8th of 22 counties in the New York-Newark-Jersey City metro · median $2,825
- 92nd pct · 233rd of 3,221 US counties · median 8,232
- 78th pct · 14th of 62 New York counties · median 32,139
- 14th pct · 19th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
- 87th pct · 406th of 3,221 US counties · median $1,039
- 67th pct · 21st of 62 New York counties · median $1,250
- 28th pct · 16th of 22 counties in the New York-Newark-Jersey City metro · median $1,632
- 98th pct · 57th of 3,063 US counties · median 4.2
- 96th pct · 3rd of 62 New York counties · median 4.1
- 90th pct · 3rd of 22 counties in the New York-Newark-Jersey City metro · median 8.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $758,178 (Sep 2026), +5.2% over one year, +39.5% over five
- 98th pct · 53rd of 3,063 US counties · median $230,451
- 93rd pct · 5th of 62 New York counties · median $254,056
- 71st pct · 7th of 22 counties in the New York-Newark-Jersey City metro · median $680,195
| Item | Value | Distance |
|---|---|---|
| Rockland County, NY | $758,178 · +5.2% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,989/mo (Sep 2026), +2.4% over one year; price-to-rent 21.1
- 97th pct · 31st of 1,358 US counties · median $1,506
- 87th pct · 7th of 49 New York counties · median $1,521
- 66th pct · 8th of 22 counties in the New York-Newark-Jersey City metro · median $2,825
| Item | Value | Distance |
|---|---|---|
| Rockland County, NY | $2,989/mo · +2.4% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $4,200 a month on $758,178 at 7.40%, against an average weekly wage worth $5,833 a month: 72.0% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $758,178 × 80% = $606,542, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $4,200/mo principal and interest
- wage share = payment / (avg weekly wage $1,346 × 52 / 12 = $5,833) = 72% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $758,178 / ($1,346 × 52) = 10.8
- price-to-rent = $758,178 / ($2,989 × 12) = 21.1
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
136,771 jobs at 12,826 employers (2026 Q1); -4.1% jobs and +3.6% average weekly wage over the year
- 92nd pct · 233rd of 3,221 US counties · median 8,232
- 78th pct · 14th of 62 New York counties · median 32,139
- 14th pct · 19th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
| Item | Value | Distance |
|---|---|---|
| Rockland County, NY | 136,771 jobs · $1,346/wk · -4.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 33,345 | $1,036 | 1.62 | -11.4% |
| Retail trade | 13,173 | $872 | 0.99 | +0.4% |
| Construction | 9,111 | $1,521 | 1.27 | -2.9% |
| Manufacturing | 8,120 | $2,438 | 0.74 | -0.8% |
| Administrative and waste services | 8,033 | $1,060 | 1.03 | +0.0% |
| Accommodation and food services | 7,568 | $624 | 0.62 | -6.2% |
| Other services | 6,493 | $662 | 1.59 | +3.8% |
| Transportation and warehousing | 4,839 | $1,047 | 0.84 | -11.6% |
| Educational services | 4,781 | $647 | 1.62 | -7.6% |
| Wholesale trade | 4,360 | $1,797 | 0.83 | -8.1% |
| Finance and insurance | 2,633 | $2,326 | 0.47 | +2.0% |
| Real estate and rental | 2,261 | $1,327 | 1.08 | +2.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$13.1 bn in deposits at 67 offices of 14 banks (SOD June 2026); HHI 1,981, highly concentrated. $1.9 bn federal obligations in FY2026 (direct payments $1.7 bn, grants $93.0 m), $13,761 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $5.0 bn · 37.9% share · 19 offices | |
| Manufacturers and Traders Trust Company | $2.1 bn · 15.7% share · 8 offices | |
| TD Bank, National Association | $1.4 bn · 10.5% share · 5 offices | |
| Rockland, NY | $1.9 bn FY2026 · $13,761/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $4,973,097,000 | 37.9% | 19 |
| Manufacturers and Traders Trust Company | $2,057,953,000 | 15.7% | 8 |
| TD Bank, National Association | $1,378,918,000 | 10.5% | 5 |
| KeyBank National Association | $1,290,721,000 | 9.8% | 9 |
| Webster Bank, National Association | $789,884,000 | 6.0% | 7 |
| Citibank, National Association | $626,000,000 | 4.8% | 2 |
| Wells Fargo Bank, National Association | $477,650,000 | 3.6% | 4 |
| NorthEast Community Bank | $334,546,000 | 2.5% | 2 |
| Capital One, National Association | $289,773,000 | 2.2% | 1 |
| Orange Bank & Trust Company | $267,965,000 | 2.0% | 2 |
Deposit concentration is 1,981 across 14 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 14 banks with deposits in the county = 37.9² + 15.7² + 10.5² + … (11 more) = 1,981
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $13,761 per covered job, against 136,771 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.9 bn / 136,771 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,761
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Rockland County, NY: 21 findings, 1 at an alert level, 4 at a watch level and 16 noted
alertRockland County, NY's covered employment is -4.1% against a year earlier, an alert level here: covered employment at least 3 percent below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 <= -3
BLS QCEW over-the-year percent change, as published; convention chosen for this dashboard, not an official level
watchRockland County, NY's years of wages of 10.8 ranks 57th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 98.17112998040496 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchRockland County, NY's covered employment is -4.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -4.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchRockland County, NY's years of wages is 10.8, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages = 10.83235316541257 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
watchRockland County, NY's typical home value of +5.2% scores 75 on the 0-to-100 scale across US counties but 38 across New York counties, a gap of 38 points.
Period 2026-09.Show the arithmetic
- 38 = |75 across US counties - 38 across New York counties|
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.