Nassau County, NY
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.73, -73.59.
Assembled 2026-10-19. Read the brief.
- 98th pct · 36th of 3,063 US counties · median $230,451
- 95th pct · 4th of 62 New York counties · median $254,056
- 85th pct · 4th of 22 counties in the New York-Newark-Jersey City metro · median $680,195
- 80th pct · 607th of 3,062 US counties · median +2.9%
- 60th pct · 25th of 62 New York counties · median +5.6%
- 80th pct · 5th of 22 counties in the New York-Newark-Jersey City metro · median +4.7%
- 99th pct · 11th of 1,358 US counties · median $1,506
- 95th pct · 3rd of 49 New York counties · median $1,521
- 90th pct · 3rd of 22 counties in the New York-Newark-Jersey City metro · median $2,825
- 98th pct · 42nd of 3,221 US counties · median 8,232
- 93rd pct · 5th of 62 New York counties · median 32,139
- 80th pct · 5th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
- 94th pct · 169th of 3,221 US counties · median $1,039
- 90th pct · 7th of 62 New York counties · median $1,250
- 47th pct · 12th of 22 counties in the New York-Newark-Jersey City metro · median $1,632
- 97th pct · 76th of 3,063 US counties · median 4.2
- 93rd pct · 5th of 62 New York counties · median 4.1
- 76th pct · 6th of 22 counties in the New York-Newark-Jersey City metro · median 8.4
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $851,504 (Sep 2026), +5.8% over one year, +29.7% over five
- 98th pct · 36th of 3,063 US counties · median $230,451
- 95th pct · 4th of 62 New York counties · median $254,056
- 85th pct · 4th of 22 counties in the New York-Newark-Jersey City metro · median $680,195
| Item | Value | Distance |
|---|---|---|
| Nassau County, NY | $851,504 · +5.8% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $3,646/mo (Sep 2026), +3.3% over one year; price-to-rent 19.5
- 99th pct · 11th of 1,358 US counties · median $1,506
- 95th pct · 3rd of 49 New York counties · median $1,521
- 90th pct · 3rd of 22 counties in the New York-Newark-Jersey City metro · median $2,825
| Item | Value | Distance |
|---|---|---|
| Nassau County, NY | $3,646/mo · +3.3% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $4,717 a month on $851,504 at 7.40%, against an average weekly wage worth $6,964 a month: 67.7% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $851,504 × 80% = $681,203, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $4,717/mo principal and interest
- wage share = payment / (avg weekly wage $1,607 × 52 / 12 = $6,964) = 68% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $851,504 / ($1,607 × 52) = 10.2
- price-to-rent = $851,504 / ($3,646 × 12) = 19.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
630,639 jobs at 56,318 employers (2026 Q1); -0.5% jobs and +4.3% average weekly wage over the year
- 98th pct · 42nd of 3,221 US counties · median 8,232
- 93rd pct · 5th of 62 New York counties · median 32,139
- 80th pct · 5th of 22 counties in the New York-Newark-Jersey City metro · median 283,785
| Item | Value | Distance |
|---|---|---|
| Nassau County, NY | 630,639 jobs · $1,607/wk · -0.5% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 153,137 | $1,590 | 1.61 | +4.4% |
| Retail trade | 68,509 | $968 | 1.11 | -1.3% |
| Accommodation and food services | 50,075 | $656 | 0.88 | -2.2% |
| Professional and technical services | 38,385 | $2,223 | 0.88 | -3.8% |
| Administrative and waste services | 32,953 | $1,371 | 0.92 | -3.9% |
| Construction | 31,228 | $1,761 | 0.94 | -3.4% |
| Other services | 27,530 | $899 | 1.46 | -4.2% |
| Transportation and warehousing | 24,186 | $1,246 | 0.91 | +6.4% |
| Finance and insurance | 20,696 | $4,381 | 0.81 | -16.5% |
| Educational services | 20,332 | $1,087 | 1.50 | -1.0% |
| Manufacturing | 17,260 | $1,670 | 0.34 | +1.5% |
| Real estate and rental | 10,597 | $1,879 | 1.10 | -4.6% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$99.1 bn in deposits at 337 offices of 33 banks (SOD June 2026); HHI 1,184, moderately concentrated. $11.4 bn federal obligations in FY2026 (direct payments $10.3 bn, contracts $704.9 m), $18,022 per covered job
| Item | Value | Distance |
|---|---|---|
| JPMorgan Chase Bank, National Association | $22.3 bn · 22.5% share · 60 offices | |
| Webster Bank, National Association | $18.0 bn · 18.2% share · 19 offices | |
| Citibank, National Association | $11.4 bn · 11.5% share · 37 offices | |
| Nassau, NY | $11.4 bn FY2026 · $18,022/job | |
| MULTIPLE RECIPIENTS | $10.1 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| JPMorgan Chase Bank, National Association | $22,331,306,000 | 22.5% | 60 |
| Webster Bank, National Association | $18,006,803,000 | 18.2% | 19 |
| Citibank, National Association | $11,408,000,000 | 11.5% | 37 |
| TD Bank, National Association | $8,296,131,000 | 8.4% | 31 |
| Bank of America, National Association | $6,766,801,000 | 6.8% | 31 |
| Flagstar Bank, National Association | $6,592,715,000 | 6.7% | 28 |
| OceanFirst Bank, National Association | $3,397,152,000 | 3.4% | 5 |
| Capital One, National Association | $3,333,560,000 | 3.4% | 14 |
| Esquire Bank, National Association | $2,198,857,000 | 2.2% | 2 |
| Apple Bank | $2,165,313,000 | 2.2% | 11 |
Deposit concentration is 1,184 across 31 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 31 banks with deposits in the county = 22.5² + 18.2² + 11.5² + … (28 more) = 1,184
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $7,222,848,863 |
| Department of Health and Human Services | $2,661,339,210 |
| Department of Defense | $544,283,987 |
| Department of Veterans Affairs | $264,319,355 |
| Department of Transportation | $243,015,946 |
| Department of Housing and Urban Development | $223,212,812 |
| Department of Education | $88,418,782 |
| Railroad Retirement Board | $57,588,693 |
| Department of Homeland Security | $15,760,253 |
| Federal Communications Commission | $12,622,469 |
| General Services Administration | $11,861,195 |
| Department of Justice | $5,172,234 |
That is $18,022 per covered job, against 630,639 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $11.4 bn / 630,639 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $18,022
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Nassau County, NY: 18 findings, 3 at a watch level and 15 noted
watchNassau County, NY's years of wages of 10.2 ranks 76th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 97.55062050947093 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
watchNassau County, NY's covered employment is -0.5% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.5 < 0
BLS QCEW over-the-year percent change, as published; not an official level
watchNassau County, NY's years of wages is 10.2, a watch level here: typical home value worth 10 or more years of one average covered wage (typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages = 10.18983824880023 >= 10
- typical home value / (average weekly wage × 52); one average covered job, not a household
typical home value / (average weekly wage × 52), one average covered job rather than a household; convention chosen for this dashboard, not an official level
noteNassau County, NY's average weekly wage was 4.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +4.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteNassau County, NY's covered employment was 0.5% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.5 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.