Harrison County, OH
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 40.29, -81.09.
Assembled 2026-10-19. Read the brief.
- 15th pct · 2,603rd of 3,063 US counties · median $230,451
- 4th pct · 84th of 88 Ohio counties · median $218,478
- 62nd pct · 1,137th of 3,062 US counties · median +2.9%
- 50th pct · 44th of 88 Ohio counties · median +3.9%
- US counties: not published this period
- Ohio counties: not published this period
- 31st pct · 2,219th of 3,221 US counties · median 8,232
- 5th pct · 83rd of 88 Ohio counties · median 20,657
- 76th pct · 744th of 3,221 US counties · median $1,039
- 74th pct · 23rd of 88 Ohio counties · median $1,081
- 8th pct · 2,816th of 3,063 US counties · median 4.2
- 0th pct · 88th of 88 Ohio counties · median 3.7
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $144,245 (Sep 2026), +3.9% over one year, +10.6% over five
- 15th pct · 2,603rd of 3,063 US counties · median $230,451
- 4th pct · 84th of 88 Ohio counties · median $218,478
| Item | Value | Distance |
|---|---|---|
| Harrison County, OH | $144,245 · +3.9% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Zillow publishes no rent index for this area (ZORI covers about 1,400 counties)
- US counties: not published this period
- Ohio counties: not published this period
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $799 a month on $144,245 at 7.40%, against an average weekly wage worth $5,222 a month: 15.3% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $144,245 × 80% = $115,396, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $799/mo principal and interest
- wage share = payment / (avg weekly wage $1,205 × 52 / 12 = $5,222) = 15% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $144,245 / ($1,205 × 52) = 2.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
3,936 jobs at 350 employers (2026 Q1); +3.0% jobs and +3.8% average weekly wage over the year
- 31st pct · 2,219th of 3,221 US counties · median 8,232
- 5th pct · 83rd of 88 Ohio counties · median 20,657
| Item | Value | Distance |
|---|---|---|
| Harrison County, OH | 3,936 jobs · $1,205/wk · +3.0% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Transportation and warehousing | 368 | $1,985 | 2.22 | +11.9% |
| Manufacturing | 314 | $1,709 | 0.99 | +4.0% |
| Retail trade | 294 | $469 | 0.77 | +3.2% |
| Construction | 204 | $1,512 | 0.99 | +7.9% |
| Professional and technical services | 187 | $1,363 | 0.69 | +0.0% |
| Mining, oil and gas | 176 | $1,733 | 12.56 | -8.8% |
| Other services | 172 | $1,647 | 1.46 | +4.9% |
| Information | 90 | $1,632 | 1.24 | +7.1% |
| Agriculture, forestry, fishing | 20 | $534 | 0.70 | +11.1% |
| Unclassified | 2 | $763 | 0.24 | +100.0% |
| Utilities | withheld | |||
| Wholesale trade | withheld |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
3 USGS reservoir gauges, no capacity figures to weight
Sites found: 3, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Lake Arthur at Moraine State Park, PA | 1,190 ft (USGS, no capacity on file) | 111 km |
| Loyalhanna Creek Lake, PA | 3,652 Acre-ft (USGS, no capacity on file) | 140 km |
| Pymatuning Reservoir at Pymatuning Dam, PA | 1,008 ft (USGS, no capacity on file) | 144 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
101 gauges · 0 flooding · 17 with quality panels averaging 90 % · 14 stale
Sites found: 101, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| Stillwater Creek above Piedmont Lake OH | stage 1.50 ft · quality 50 % (2) | 23 km |
| Brushy Fork above Clendening Lake OH | stage 1.79 ft · quality 50 % (2) | 7 km |
| Standingstone Fork above Tappan Lake OH | stage 4.62 ft · quality 50 % (2) | 3 km |
| Clear Fork above Tappan Lake OH | stage 1.17 ft · quality 75 % (2) | 5 km |
| Beaverdam Run above Tappan Lake OH | stage 0.40 ft · quality 100 % (2) | 7 km |
| Little Stillwater Creek at Tappan Dam Pool | no readings | 14 km |
| Little Stillwater Creek bl Tappan Dam at Tappan OH | flow 10.2 ft³/s | 14 km |
| Boggs Fork at Piedmont OH | flow 8.60 ft³/s | 15 km |
| Stillwater Creek at Piedmont OH | flow 54.3 ft³/s | 15 km |
| Stillwater Creek at Piedmont Dam Pool | no readings | 15 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
67 wells in 2 named aquifers: Sand and gravel aquifers (glaciated regions), Pennsylvanian aquifers
Sites found: 67, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-401007080522400 | depth 28.2 ft · 1989-02-13 | 23 km |
| USGS-401011080521603 | depth 37.3 ft · 1982-10-20 | 23 km |
| USGS-401011080521600 | depth 53.4 ft · 1980-07-15 | 23 km |
| USGS-401011080521601 | depth 86.0 ft · 1980-07-15 | 23 km |
| USGS-401011080521602 | depth 36.8 ft · 1982-10-20 | 23 km |
| USGS-401009080521500 | depth 3,508 ft · 1989-02-13 | 23 km |
| USGS-401004080521900 | depth 41.9 ft · 1982-10-20 | 23 km |
| USGS-401002080521800 | depth 55.2 ft · 1982-10-20 | 23 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.04)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.10 / 0.55
Banks & federal dollars #
$297.2 m in deposits at 6 offices of 6 banks (SOD June 2026); HHI 2,669, highly concentrated. $138.4 m federal obligations in FY2026 (direct payments $93.2 m, grants $45.0 m), $35,160 per covered job
| Item | Value | Distance |
|---|---|---|
| PNC Bank, National Association | $114.0 m · 38.4% share · 1 office | |
| The Huntington National Bank | $81.7 m · 27.5% share · 1 office | |
| U.S. Bank National Association | $49.5 m · 16.6% share · 1 office | |
| Harrison, OH | $138.4 m FY2026 · $35,160/job | |
| MULTIPLE RECIPIENTS | $90.8 m · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| PNC Bank, National Association | $114,021,000 | 38.4% | 1 |
| The Huntington National Bank | $81,656,000 | 27.5% | 1 |
| U.S. Bank National Association | $49,458,000 | 16.6% | 1 |
| Unified Bank | $36,568,000 | 12.3% | 1 |
| Woodsfield Savings Bank | $9,162,000 | 3.1% | 1 |
| The Equitable Savings and Loan Company | $6,354,000 | 2.1% | 1 |
Deposit concentration is 2,669 across 6 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.
HHI = Σ (share %)² over 6 banks with deposits in the county = 38.4² + 27.5² + 16.6² + … (3 more) = 2,669
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $81,244,300 |
| Department of Transportation | $40,278,420 |
| Department of Veterans Affairs | $8,919,098 |
| Department of Health and Human Services | $3,950,077 |
| Department of Housing and Urban Development | $2,044,246 |
| Railroad Retirement Board | $626,369 |
| Department of Agriculture | $608,824 |
| Environmental Protection Agency | $500,000 |
| Federal Communications Commission | $104,890 |
| Department of Defense | $87,978 |
| General Services Administration | $15,184 |
| Department of Education | $9,082 |
That is $35,160 per covered job, against 3,936 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $138.4 m / 3,936 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $35,160
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Harrison County, OH: 11 findings, 11 noted
noteHarrison County, OH's average weekly wage was 3.8% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.8 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarrison County, OH's covered employment was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHarrison County, OH's years of wages of 2.3 ranks 88th of 88 Ohio counties, against a median of 3.7.
Period 2026-09.Show the arithmetic
- 0 on the 0-to-100 scale across 88 Ohio counties that published yearsOfWages
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the entities that published this metric this period; not an official level
noteHarrison County, OH's typical home value of $144,245 ranks 84th of 88 Ohio counties, against a median of $218,478.
Period 2026-09.Show the arithmetic
- 5 on the 0-to-100 scale across 88 Ohio counties that published home.latest
position among the entities that published this metric this period; not an official level
noteHarrison County, OH's momentum index of 0.68 ranks 5th of 88 Ohio counties, against a median of 0.31.
Period 2026-09.Show the arithmetic
- 95 on the 0-to-100 scale across 88 Ohio counties that published momentum
- momentum = Σ wᵢ · clip(changeᵢ / scaleᵢ, −1, 1) / Σ wᵢ over the terms present; weights and scales: home value 1-yr change 0.3 (±10%), rent 1-yr change 0.15 (±10%), jobs over-the-year change 0.3 (±3%), avg weekly wage over-the-year change 0.25 (±6%)
position among the entities that published this metric this period; not an official level
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.