Spartanburg County, SC
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 34.93, -81.99.
Assembled 2026-10-19. Read the brief.
- 64th pct · 1,100th of 3,063 US counties · median $230,451
- 66th pct · 16th of 46 South Carolina counties · median $213,114
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
- 30th pct · 2,130th of 3,062 US counties · median +2.9%
- 48th pct · 24th of 46 South Carolina counties · median +1.2%
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
- 47th pct · 715th of 1,358 US counties · median $1,506
- 37th pct · 16th of 25 South Carolina counties · median $1,574
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
- 93rd pct · 204th of 3,221 US counties · median 8,232
- 93rd pct · 4th of 46 South Carolina counties · median 18,411
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
- 79th pct · 662nd of 3,221 US counties · median $1,039
- 77th pct · 11th of 46 South Carolina counties · median $1,061
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
- 51st pct · 1,490th of 3,063 US counties · median 4.2
- 57th pct · 20th of 46 South Carolina counties · median 4.0
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $274,874 (Sep 2026), +1.1% over one year, +28.6% over five
- 64th pct · 1,100th of 3,063 US counties · median $230,451
- 66th pct · 16th of 46 South Carolina counties · median $213,114
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Spartanburg County, SC | $274,874 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,475/mo (Sep 2026), +2.2% over one year; price-to-rent 15.5
- 47th pct · 715th of 1,358 US counties · median $1,506
- 37th pct · 16th of 25 South Carolina counties · median $1,574
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Spartanburg County, SC | $1,475/mo · +2.2% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,523 a month on $274,874 at 7.40%, against an average weekly wage worth $5,347 a month: 28.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $274,874 × 80% = $219,899, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,523/mo principal and interest
- wage share = payment / (avg weekly wage $1,234 × 52 / 12 = $5,347) = 28% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $274,874 / ($1,234 × 52) = 4.3
- price-to-rent = $274,874 / ($1,475 × 12) = 15.5
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
160,892 jobs at 8,647 employers (2026 Q1); +1.7% jobs and +3.6% average weekly wage over the year
- 93rd pct · 204th of 3,221 US counties · median 8,232
- 93rd pct · 4th of 46 South Carolina counties · median 18,411
- counties in the Spartanburg metro: Rank context is unavailable: the manifest lists 2 counties in the Spartanburg metro; fewer than 5 is too few to rank.
| Item | Value | Distance |
|---|---|---|
| Spartanburg County, SC | 160,892 jobs · $1,234/wk · +1.7% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Manufacturing | 37,878 | $1,584 | 2.93 | -1.4% |
| Health care and social assistance | 20,963 | $1,020 | 0.87 | +75.1% |
| Retail trade | 18,390 | $730 | 1.17 | +2.6% |
| Accommodation and food services | 13,115 | $579 | 0.91 | +0.0% |
| Transportation and warehousing | 8,829 | $1,098 | 1.30 | +6.7% |
| Construction | 7,613 | $1,398 | 0.90 | +2.7% |
| Wholesale trade | 7,410 | $1,478 | 1.20 | +3.2% |
| Administrative and waste services | 7,079 | $863 | 0.77 | -4.5% |
| Professional and technical services | 5,223 | $1,529 | 0.47 | +6.6% |
| Other services | 3,551 | $947 | 0.74 | +0.4% |
| Finance and insurance | 3,114 | $2,035 | 0.47 | +6.9% |
| Educational services | 2,655 | $907 | 0.77 | +1.7% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
13 USGS reservoir gauges, no capacity figures to weight
Sites found: 13, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
| Site | Reading | Distance |
|---|---|---|
| LAKE BLALOCK NEAR COWPENS, SC | 710.1 ft (USGS, no capacity on file) | 18 km |
| LAKE WILLIAM C. BOWEN NEAR FINGERVILLE, SC | 815.1 ft (USGS, no capacity on file) | 21 km |
| GASTON SHOALS RESERVOIR ABOVE BLACKSBURG, SC | 93.9 ft (USGS, no capacity on file) | 43 km |
| NINETYNINE ISLAND RES. BELOW CHEROKEE FALLS, SC | 99.4 ft (USGS, no capacity on file) | 47 km |
| NEAL SHOALS RESERVOIR NEAR CARLISLE, SC | 331.9 ft (USGS, no capacity on file) | 58 km |
| LAKE GREENWOOD NEAR CHAPPELLS, SC | 438.9 ft (USGS, no capacity on file) | 85 km |
| HARTWELL LAKE NEAR ANDERSON, SC | 648.9 ft (USGS, no capacity on file) | 92 km |
| MONTICELLO RES NR JENKINSVILLE, SC | 424.0 ft (USGS, no capacity on file) | 93 km |
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
118 gauges · 0 flooding · 12 with quality panels averaging 100 % · 28 stale
Sites found: 118, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| NORTH TYGER RIVER NEAR FAIRMONT, SC | flow 10.1 ft³/s | 5 km |
| N. TYGER RIVER BELOW WELLFORD, SC | flow 18.0 ft³/s | 6 km |
| FAIRFOREST CREEK BELOW SPARTANBURG, S.C. | flow 36.0 ft³/s · STALE | 8 km |
| NORTH TYGER RIVER AT WELLFORD, SC | flow 6.68 ft³/s | 9 km |
| MIDDLE TYGER RIVER AT HOWELL RD NR REIDVILLE, SC | flow 37.4 ft³/s | 9 km |
| MIDDLE TYGER RIVER NEAR STARTEX, SC | stage 3.02 ft · STALE | 10 km |
| LAWSONS FORK CREEK AT SPARTANBURG, SC | flow 42.9 ft³/s · no flooding | 11 km |
| SOUTH TYGER RIVER BELOW LYMAN, SC | flow 275.0 ft³/s · STALE | 12 km |
| MIDDLE TYGER RIVER NEAR LYMAN, SC | flow 21.1 ft³/s · no flooding | 12 km |
| LAWSON FORK CR AT TREATMENT PLANT SPARTANBURG, SC | flow 60.0 ft³/s · STALE | 12 km |
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
11 wells in 0 named aquifers:
Sites found: 11, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
| Site | Reading | Distance |
|---|---|---|
| USGS-345145081502900 | depth 43.6 ft · 2024-10-27 | 16 km |
| USGS-345415082154900 | depth 35.6 ft · 2003-07-14 | 25 km |
| USGS-345335082185800 | depth 36.5 ft · 2001-05-30 | 28 km |
| USGS-342947081454900 | depth 56.0 ft · 1995-09-28 | 53 km |
| USGS-342948081451001 | depth 51.2 ft · 1997-07-23 | 53 km |
| USGS-350927081270100 | depth 43.5 ft · 1997-09-08 | 55 km |
| USGS-350918081263408 | depth 73.5 ft · 2009-10-05 | 56 km |
| USGS-343714082285600 | depth 3.80 ft · 2026-10-18 | 56 km |
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55
Banks & federal dollars #
$6.3 bn in deposits at 61 offices of 22 banks (SOD June 2026); HHI 1,148, moderately concentrated. $2.2 bn federal obligations in FY2026 (direct payments $2.1 bn, contracts $74.3 m), $13,969 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $1.3 bn · 21.3% share · 7 offices | |
| First-Citizens Bank & Trust Company | $1.1 bn · 16.7% share · 9 offices | |
| Bank of America, National Association | $819.2 m · 12.9% share · 3 offices | |
| Spartanburg, SC | $2.2 bn FY2026 · $13,969/job | |
| MULTIPLE RECIPIENTS | $2.0 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $1,348,684,000 | 21.3% | 7 |
| First-Citizens Bank & Trust Company | $1,055,141,000 | 16.7% | 9 |
| Bank of America, National Association | $819,240,000 | 12.9% | 3 |
| Wells Fargo Bank, National Association | $657,422,000 | 10.4% | 5 |
| United Community Bank | $347,847,000 | 5.5% | 4 |
| TD Bank, National Association | $332,955,000 | 5.3% | 1 |
| Pinnacle Bank | $301,839,000 | 4.8% | 2 |
| Arthur State Bank | $286,383,000 | 4.5% | 7 |
| The Park National Bank | $244,325,000 | 3.9% | 1 |
| First Horizon Bank | $172,222,000 | 2.7% | 3 |
Deposit concentration is 1,148 across 22 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 22 banks with deposits in the county = 21.3² + 16.7² + 12.9² + … (19 more) = 1,148
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $1,783,407,672 |
| Department of Veterans Affairs | $250,045,330 |
| Department of Education | $53,670,892 |
| Department of State | $37,201,390 |
| Department of Defense | $34,578,491 |
| Department of Transportation | $33,017,683 |
| Department of Housing and Urban Development | $25,787,340 |
| Railroad Retirement Board | $11,311,103 |
| Department of Health and Human Services | $11,052,748 |
| Department of Agriculture | $4,516,616 |
| National Science Foundation | $2,187,655 |
| Department of Commerce | $883,594 |
That is $13,969 per covered job, against 160,892 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $2.2 bn / 160,892 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $13,969
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Spartanburg County, SC: 7 findings, 7 noted
noteSpartanburg County, SC's average weekly wage was 3.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +3.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSpartanburg County, SC's covered employment was 1.7% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.7 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteSpartanburg County, SC's covered employment of 160,892 ranks 204th of 3,221 US counties, against a median of 8,232.
Period 2026 Q1.Show the arithmetic
- 94 on the 0-to-100 scale across 3221 US counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteSpartanburg County, SC's covered employment of 160,892 ranks 4th of 46 South Carolina counties, against a median of 18,411.
Period 2026 Q1.Show the arithmetic
- 93 on the 0-to-100 scale across 46 South Carolina counties that published jobs.emp
position among the entities that published this metric this period; not an official level
noteThe next Unemployment rate (BLS Employment Situation, monthly) covering Spartanburg County, SC is due between 2026-10-30 and 2026-11-13, estimated from the publisher's past release pattern.
Show the arithmetic
- window = 2026-10-30 to 2026-11-13, estimated from the publisher's past release pattern
estimated from the publisher's past release pattern; not an announced date
Read all 7 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.