Prince William County, VA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 38.70, -77.48.
Assembled 2026-10-19. Read the brief.
- 96th pct · 122nd of 3,063 US counties · median $230,451
- 93rd pct · 9th of 133 Virginia counties · median $309,231
- 63rd pct · 9th of 23 counties in the Washington-Arlington-Alexandria metro · median $562,284
- 30th pct · 2,135th of 3,062 US counties · median +2.9%
- 12th pct · 116th of 133 Virginia counties · median +2.8%
- 36th pct · 15th of 23 counties in the Washington-Arlington-Alexandria metro · median +1.6%
- 91st pct · 113th of 1,358 US counties · median $1,506
- 90th pct · 8th of 71 Virginia counties · median $1,806
- 52nd pct · 11th of 22 counties in the Washington-Arlington-Alexandria metro · median $2,255
- 93rd pct · 221st of 3,221 US counties · median 8,232
- 94th pct · 8th of 133 Virginia counties · median 9,944
- 72nd pct · 7th of 23 counties in the Washington-Arlington-Alexandria metro · median 38,075
- 84th pct · 509th of 3,221 US counties · median $1,039
- 78th pct · 30th of 133 Virginia counties · median $1,048
- 36th pct · 15th of 23 counties in the Washington-Arlington-Alexandria metro · median $1,341
- 94th pct · 159th of 3,063 US counties · median 4.2
- 93rd pct · 9th of 133 Virginia counties · median 5.4
- 72nd pct · 7th of 23 counties in the Washington-Arlington-Alexandria metro · median 7.1
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $578,429 (Sep 2026), +1.1% over one year, +19.9% over five
- 96th pct · 122nd of 3,063 US counties · median $230,451
- 93rd pct · 9th of 133 Virginia counties · median $309,231
- 63rd pct · 9th of 23 counties in the Washington-Arlington-Alexandria metro · median $562,284
| Item | Value | Distance |
|---|---|---|
| Prince William County, VA | $578,429 · +1.1% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $2,267/mo (Sep 2026), +1.1% over one year; price-to-rent 21.3
- 91st pct · 113th of 1,358 US counties · median $1,506
- 90th pct · 8th of 71 Virginia counties · median $1,806
- 52nd pct · 11th of 22 counties in the Washington-Arlington-Alexandria metro · median $2,255
| Item | Value | Distance |
|---|---|---|
| Prince William County, VA | $2,267/mo · +1.1% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $3,204 a month on $578,429 at 7.40%, against an average weekly wage worth $5,599 a month: 57.2% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $578,429 × 80% = $462,743, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $3,204/mo principal and interest
- wage share = payment / (avg weekly wage $1,292 × 52 / 12 = $5,599) = 57% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $578,429 / ($1,292 × 52) = 8.6
- price-to-rent = $578,429 / ($2,267 × 12) = 21.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
146,398 jobs at 10,719 employers (2026 Q1); +1.6% jobs and +2.4% average weekly wage over the year
- 93rd pct · 221st of 3,221 US counties · median 8,232
- 94th pct · 8th of 133 Virginia counties · median 9,944
- 72nd pct · 7th of 23 counties in the Washington-Arlington-Alexandria metro · median 38,075
| Item | Value | Distance |
|---|---|---|
| Prince William County, VA | 146,398 jobs · $1,292/wk · +1.6% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 19,516 | $745 | 1.37 | -3.6% |
| Health care and social assistance | 19,142 | $1,108 | 0.87 | +5.0% |
| Construction | 17,697 | $1,514 | 2.31 | +11.8% |
| Accommodation and food services | 13,611 | $496 | 1.03 | +0.7% |
| Professional and technical services | 10,875 | $2,174 | 1.08 | -3.4% |
| Administrative and waste services | 6,729 | $1,079 | 0.81 | -1.9% |
| Other services | 4,799 | $959 | 1.10 | -0.8% |
| Transportation and warehousing | 4,146 | $1,111 | 0.67 | +3.6% |
| Wholesale trade | 2,961 | $1,763 | 0.53 | +0.4% |
| Arts, entertainment and recreation | 2,689 | $560 | 1.12 | +0.8% |
| Manufacturing | 2,401 | $1,352 | 0.20 | -1.4% |
| Educational services | 2,342 | $714 | 0.74 | -2.4% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
No drought class at this point (USDM covers the United States only)
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$6.9 bn in deposits at 55 offices of 16 banks (SOD June 2026); HHI 1,482, moderately concentrated. $5.0 bn federal obligations in FY2026 (contracts $2.7 bn, direct payments $2.3 bn), $34,286 per covered job
| Item | Value | Distance |
|---|---|---|
| Truist Bank | $1.5 bn · 22.0% share · 10 offices | |
| Bank of America, National Association | $1.4 bn · 20.9% share · 7 offices | |
| Wells Fargo Bank, National Association | $1.4 bn · 20.2% share · 8 offices | |
| Prince William, VA | $5.0 bn FY2026 · $34,286/job | |
| MULTIPLE RECIPIENTS | $2.2 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Truist Bank | $1,528,387,000 | 22.0% | 10 |
| Bank of America, National Association | $1,448,524,000 | 20.9% | 7 |
| Wells Fargo Bank, National Association | $1,401,825,000 | 20.2% | 8 |
| United Bank | $503,316,000 | 7.3% | 4 |
| PNC Bank, National Association | $385,379,000 | 5.6% | 4 |
| FVCbank | $279,406,000 | 4.0% | 1 |
| TD Bank, National Association | $244,978,000 | 3.5% | 2 |
| John Marshall Bank | $213,784,000 | 3.1% | 1 |
| Burke & Herbert Bank & Trust Company | $210,212,000 | 3.0% | 2 |
| Capital One, National Association | $179,682,000 | 2.6% | 2 |
Deposit concentration is 1,482 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 22.0² + 20.9² + 20.2² + … (13 more) = 1,482
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Department of Defense | $2,015,881,672 |
| Social Security Administration | $1,498,888,597 |
| Department of Veterans Affairs | $917,920,071 |
| Department of Homeland Security | $134,036,974 |
| General Services Administration | $133,412,776 |
| Department of Health and Human Services | $101,847,279 |
| Department of Transportation | $43,930,051 |
| Department of Housing and Urban Development | $43,382,907 |
| Department of the Treasury | $41,450,488 |
| Department of Justice | $35,736,981 |
| Department of the Interior | $16,255,250 |
| Department of State | $7,717,444 |
That is $34,286 per covered job, against 146,398 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $5.0 bn / 146,398 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $34,286
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Prince William County, VA: 13 findings, 1 at a watch level and 12 noted
watchPrince William County, VA's years of wages of 8.6 ranks 159th of 3,063 US counties, a watch level here: years of wages in the top tenth of US counties (position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: yearsOfWages percentile = 94.83997387328543 >= 90
- typical home value / (average weekly wage × 52); one average covered job, not a household
position among the counties that published both a ZHVI value and a QCEW average weekly wage; not an official level
notePrince William County, VA's average weekly wage was 2.4% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +2.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrince William County, VA's covered employment was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
notePrince William County, VA's typical home value of $578,429 ranks 122nd of 3,063 US counties, against a median of $230,451.
Period 2026-09.Show the arithmetic
- 96 on the 0-to-100 scale across 3063 US counties that published home.latest
position among the entities that published this metric this period; not an official level
notePrince William County, VA's covered employment of 146,398 ranks 8th of 133 Virginia counties, against a median of 9,944.
Period 2026 Q1.Show the arithmetic
- 95 on the 0-to-100 scale across 133 Virginia counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.