Gwinnett County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.96, -84.03.
Assembled 2026-10-19. Read the brief.
- 86th pct · 415th of 3,063 US counties · median $230,451
- 91st pct · 14th of 159 Georgia counties · median $215,610
- 75th pct · 8th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
- 8th pct · 2,807th of 3,062 US counties · median +2.9%
- 3rd pct · 154th of 159 Georgia counties · median +2.5%
- 7th pct · 27th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 74th pct · 345th of 1,358 US counties · median $1,506
- 70th pct · 21st of 69 Georgia counties · median $1,701
- 52nd pct · 12th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
- 97th pct · 69th of 3,221 US counties · median 8,232
- 99th pct · 2nd of 159 Georgia counties · median 7,095
- 96th pct · 2nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 88th pct · 384th of 3,221 US counties · median $1,039
- 95th pct · 8th of 159 Georgia counties · median $964
- 82nd pct · 6th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 75th pct · 757th of 3,063 US counties · median 4.2
- 75th pct · 39th of 159 Georgia counties · median 4.2
- 50th pct · 15th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $400,880 (Sep 2026), -2.5% over one year, +19.2% over five
- 86th pct · 415th of 3,063 US counties · median $230,451
- 91st pct · 14th of 159 Georgia counties · median $215,610
- 75th pct · 8th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
| Item | Value | Distance |
|---|---|---|
| Gwinnett County, GA | $400,880 · -2.5% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,829/mo (Sep 2026), +0.7% over one year; price-to-rent 18.3
- 74th pct · 345th of 1,358 US counties · median $1,506
- 70th pct · 21st of 69 Georgia counties · median $1,701
- 52nd pct · 12th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
| Item | Value | Distance |
|---|---|---|
| Gwinnett County, GA | $1,829/mo · +0.7% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $2,220 a month on $400,880 at 7.40%, against an average weekly wage worth $5,919 a month: 37.5% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $400,880 × 80% = $320,704, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $2,220/mo principal and interest
- wage share = payment / (avg weekly wage $1,366 × 52 / 12 = $5,919) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $400,880 / ($1,366 × 52) = 5.6
- price-to-rent = $400,880 / ($1,829 × 12) = 18.3
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
386,153 jobs at 33,917 employers (2026 Q1); -0.1% jobs and +1.6% average weekly wage over the year
- 97th pct · 69th of 3,221 US counties · median 8,232
- 99th pct · 2nd of 159 Georgia counties · median 7,095
- 96th pct · 2nd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Gwinnett County, GA | 386,153 jobs · $1,366/wk · -0.1% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Health care and social assistance | 47,235 | $1,117 | 0.81 | +1.9% |
| Retail trade | 46,891 | $844 | 1.25 | -4.2% |
| Accommodation and food services | 33,833 | $501 | 0.98 | +0.4% |
| Wholesale trade | 32,035 | $1,979 | 2.17 | -4.4% |
| Administrative and waste services | 31,734 | $1,100 | 1.45 | -3.7% |
| Professional and technical services | 28,065 | $2,180 | 1.05 | -4.1% |
| Construction | 27,534 | $1,647 | 1.36 | +0.3% |
| Manufacturing | 27,015 | $1,700 | 0.87 | -1.6% |
| Finance and insurance | 11,325 | $2,311 | 0.72 | -1.6% |
| Other services | 9,908 | $1,100 | 0.86 | -2.9% |
| Information | 7,200 | $2,247 | 1.01 | +16.5% |
| Management of companies | 6,913 | $3,466 | 1.07 | -3.8% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$25.0 bn in deposits at 165 offices of 39 banks (SOD June 2026); HHI 1,014, moderately concentrated. $4.0 bn federal obligations in FY2026 (direct payments $3.5 bn, contracts $378.4 m), $10,368 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $5.0 bn · 19.9% share · 21 offices | |
| Bank of America, National Association | $4.3 bn · 17.0% share · 16 offices | |
| Truist Bank | $3.2 bn · 12.8% share · 17 offices | |
| Gwinnett, GA | $4.0 bn FY2026 · $10,368/job |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $4,981,281,000 | 19.9% | 21 |
| Bank of America, National Association | $4,251,413,000 | 17.0% | 16 |
| Truist Bank | $3,217,147,000 | 12.8% | 17 |
| JPMorgan Chase Bank, National Association | $2,120,731,000 | 8.5% | 16 |
| Renasant Bank | $1,153,700,000 | 4.6% | 9 |
| Metro City Bank | $1,082,769,000 | 4.3% | 6 |
| United Community Bank | $704,892,000 | 2.8% | 3 |
| East West Bank | $677,000,000 | 2.7% | 1 |
| Regions Bank | $580,464,000 | 2.3% | 8 |
| PNC Bank, National Association | $514,375,000 | 2.1% | 11 |
Deposit concentration is 1,014 across 39 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 39 banks with deposits in the county = 19.9² + 17.0² + 12.8² + … (36 more) = 1,014
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
That is $10,368 per covered job, against 386,153 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $4.0 bn / 386,153 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $10,368
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Gwinnett County, GA: 15 findings, 2 at a watch level and 13 noted
watchGwinnett County, GA's typical home value is -2.5% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -2.4603388504508534 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchGwinnett County, GA's covered employment is -0.1% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.1 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteGwinnett County, GA's average weekly wage was 1.6% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +1.6 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGwinnett County, GA's covered employment was 0.1% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteGwinnett County, GA's covered employment of 386,153 ranks 2nd of 159 Georgia counties, against a median of 7,095.
Period 2026 Q1.Show the arithmetic
- 99 on the 0-to-100 scale across 159 Georgia counties that published jobs.emp
position among the entities that published this metric this period; not an official level
Read all 12 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.