Henry County, GA
Housing, jobs, water, deposits and federal obligations for this county, each figure with the release it came from. Internal point 33.45, -84.15.
Assembled 2026-10-19. Read the brief.
- 74th pct · 789th of 3,063 US counties · median $230,451
- 75th pct · 40th of 159 Georgia counties · median $215,610
- 35th pct · 19th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
- 8th pct · 2,793rd of 3,062 US counties · median +2.9%
- 5th pct · 151st of 159 Georgia counties · median +2.5%
- 14th pct · 25th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median -0.4%
- 76th pct · 322nd of 1,358 US counties · median $1,506
- 75th pct · 18th of 69 Georgia counties · median $1,701
- 60th pct · 10th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
- 88th pct · 377th of 3,221 US counties · median 8,232
- 93rd pct · 12th of 159 Georgia counties · median 7,095
- 78th pct · 7th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
- 57th pct · 1,383rd of 3,221 US counties · median $1,039
- 70th pct · 48th of 159 Georgia counties · median $964
- 32nd pct · 20th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,138
- 76th pct · 727th of 3,063 US counties · median 4.2
- 77th pct · 37th of 159 Georgia counties · median 4.2
- 53rd pct · 14th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 5.6
Typical home value divided by the average annual wage of one covered job.
A percentile here is a min-max scaling of average rank: the smallest published value in the cohort is 0 and the largest is 100, and tied values share the average of the ranks they span. It is not the share of entities below the value, so 0 means smallest, not none below. Entities that did not publish the metric are outside the cohort entirely and are counted in neither the rank nor its denominator.
Home values #
Typical home $319,772 (Sep 2026), -2.3% over one year, +16.0% over five
- 74th pct · 789th of 3,063 US counties · median $230,451
- 75th pct · 40th of 159 Georgia counties · median $215,610
- 35th pct · 19th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765
| Item | Value | Distance |
|---|---|---|
| Henry County, GA | $319,772 · -2.3% 1-yr |
Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.
Rents #
Typical rent $1,852/mo (Sep 2026), +1.9% over one year; price-to-rent 14.4
- 76th pct · 322nd of 1,358 US counties · median $1,506
- 75th pct · 18th of 69 Georgia counties · median $1,701
- 60th pct · 10th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822
| Item | Value | Distance |
|---|---|---|
| Henry County, GA | $1,852/mo · +1.9% 1-yr |
Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).
What the typical home costs to carry #
Principal and interest of $1,771 a month on $319,772 at 7.40%, against an average weekly wage worth $4,645 a month: 38.1% of one job’s pay.
- payment = P·r / (1 − (1+r)^−n), P = $319,772 × 80% = $255,818, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,771/mo principal and interest
- wage share = payment / (avg weekly wage $1,072 × 52 / 12 = $4,645) = 38% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
- years of wages = $319,772 / ($1,072 × 52) = 5.7
- price-to-rent = $319,772 / ($1,852 × 12) = 14.4
The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.
Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.
Jobs & wages #
74,819 jobs at 5,355 employers (2026 Q1); -0.4% jobs and +5.3% average weekly wage over the year
- 88th pct · 377th of 3,221 US counties · median 8,232
- 93rd pct · 12th of 159 Georgia counties · median 7,095
- 78th pct · 7th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378
| Item | Value | Distance |
|---|---|---|
| Henry County, GA | 74,819 jobs · $1,072/wk · -0.4% YoY |
| NAICS sector | Jobs | Avg weekly wage | Location quotient | Jobs over the year |
|---|---|---|---|---|
| Retail trade | 11,436 | $670 | 1.57 | -1.8% |
| Health care and social assistance | 10,592 | $1,273 | 0.94 | +1.2% |
| Accommodation and food services | 9,763 | $421 | 1.45 | -0.8% |
| Transportation and warehousing | 9,146 | $1,043 | 2.90 | -3.5% |
| Administrative and waste services | 4,559 | $718 | 1.07 | +6.1% |
| Manufacturing | 4,019 | $1,521 | 0.67 | -2.7% |
| Construction | 2,228 | $1,820 | 0.57 | -0.3% |
| Other services | 1,789 | $1,037 | 0.80 | -3.9% |
| Professional and technical services | 1,660 | $1,326 | 0.32 | -9.9% |
| Arts, entertainment and recreation | 1,269 | $726 | 1.03 | +10.5% |
| Finance and insurance | 1,122 | $1,614 | 0.37 | -3.6% |
| Real estate and rental | 1,029 | $1,286 | 0.90 | -14.3% |
BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.
Drought #
D0 abnormally dry
Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.
US Drought Monitor current week; the highest class of any polygon containing the point.
Reservoirs #
Surface water layer not loaded
Sites found: 0, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.
Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.
Stream gauges #
Surface water layer not loaded
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.
Groundwater #
No USGS monitoring wells within 75 km (or above 1,500 km)
Sites found: 0, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.
USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.
Water stress #
low (0.00)
Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 / 0.35
Banks & federal dollars #
$3.2 bn in deposits at 38 offices of 16 banks (SOD June 2026); HHI 1,341, moderately concentrated. $1.7 bn federal obligations in FY2026 (direct payments $1.5 bn, grants $215.9 m), $23,286 per covered job
| Item | Value | Distance |
|---|---|---|
| Wells Fargo Bank, National Association | $630.8 m · 19.7% share · 4 offices | |
| Ameris Bank | $606.1 m · 19.0% share · 7 offices | |
| Bank of America, National Association | $489.2 m · 15.3% share · 3 offices | |
| Henry, GA | $1.7 bn FY2026 · $23,286/job | |
| MULTIPLE RECIPIENTS | $1.5 bn · top recipient FY2026 |
| Institution | Deposits | Share | Offices |
|---|---|---|---|
| Wells Fargo Bank, National Association | $630,843,000 | 19.7% | 4 |
| Ameris Bank | $606,107,000 | 19.0% | 7 |
| Bank of America, National Association | $489,232,000 | 15.3% | 3 |
| Truist Bank | $447,864,000 | 14.0% | 4 |
| United Community Bank | $248,674,000 | 7.8% | 2 |
| JPMorgan Chase Bank, National Association | $216,118,000 | 6.8% | 4 |
| Renasant Bank | $163,758,000 | 5.1% | 3 |
| Bank OZK | $131,491,000 | 4.1% | 2 |
| First National Bank of Griffin | $56,226,000 | 1.8% | 2 |
| PNC Bank, National Association | $55,816,000 | 1.7% | 1 |
Deposit concentration is 1,341 across 16 banks, which the 1995 Department of Justice bank merger screen calls moderately concentrated.
HHI = Σ (share %)² over 16 banks with deposits in the county = 19.7² + 19.0² + 15.3² + … (13 more) = 1,341
FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.
Federal obligations #
USAspending place-of-performance obligations for FY2026, by awarding agency.
| Awarding agency | Obligations |
|---|---|
| Social Security Administration | $995,734,963 |
| Department of Veterans Affairs | $506,885,934 |
| Department of Transportation | $218,408,683 |
| Railroad Retirement Board | $7,864,592 |
| Federal Communications Commission | $6,689,585 |
| Department of Housing and Urban Development | $2,527,900 |
| Department of Homeland Security | $2,378,250 |
| Department of Defense | $881,539 |
| Department of Agriculture | $406,169 |
| National Gallery of Art | $110,869 |
| Department of Commerce | $98,900 |
| Department of Justice | $93,464 |
That is $23,286 per covered job, against 74,819 jobs in the 2026 Q1 QCEW quarter.
per job = FY2026 obligations $1.7 bn / 74,819 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $23,286
USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.
National context, not this county #
These are United States, single-gauge, single-state and port series. None of them is keyed to this county.
| Series | Latest | As of | Change |
|---|---|---|---|
| Mississippi River at Memphis, stage · ft | not published | not published | |
| Mississippi River at St. Louis, stage · ft | not published | not published | |
| Ohio River at Louisville, stage · ft | 17.95 | 2026-10-18 | -2.6% |
| Missouri River at St. Joseph, stage · ft | not published | not published | |
| Colorado River below Hoover Dam, flow (Hoover releases) · ft³/s | 5,170.00 | 2026-02-05 | -25.3% |
| Texas reservoirs, statewide percent full · % | 72.20 | 2026-10-19 | +0.0% |
| Laredo truck crossings, monthly · trucks | 258,700.00 | 2026-08-01 | -0.4% |
| Los Angeles + Long Beach container volume, annual · TEU | 10,513,167.00 | 2023-01-01 | -13.5% |
| Containerships waiting for a berth, all US ports · ships | 7.00 | 2026-10-13 | +133.3% |
| Shanghai to Los Angeles container rate · $ per 40 ft box | 7,848.00 | 2026-09-01 | +14.9% |
| US diesel retail price · $ per gallon | unavailable | not published | |
| WTI crude oil, spot · $ per barrel | 101.91 | 2026-10-14 | +1.0% |
| 30-year fixed mortgage rate · % | 7.40 | 2026-10-15 | +0.0% |
| Housing starts, annual rate · thousands of units | 1,275.00 | 2026-08-01 | -2.6% |
| Building permits, annual rate · thousands of units | 1,403.00 | 2026-08-01 | -2.1% |
| Case-Shiller US home price index · index, Jan 2000 = 100 | 337.31 | 2026-07-01 | +0.1% |
| Unemployment rate · % | 4.20 | 2026-09-01 | +2.4% |
| US goods and services trade balance, monthly · $ millions | -105,572.00 | 2026-08-01 | -13.7% |
| Retail sales excluding food services, monthly · $ millions | 652,115.00 | 2026-09-01 | +0.7% |
The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.
What changed #
Henry County, GA: 11 findings, 2 at a watch level and 9 noted
watchHenry County, GA's typical home value is -2.3% against a year earlier, a watch level here: typical home value below a year ago (arithmetic on Zillow ZHVI, county and metro files; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026-09.Show the arithmetic
- test: home.yoyPct = -2.3258375484623084 < 0
arithmetic on Zillow ZHVI, county and metro files; not an official level
watchHenry County, GA's covered employment is -0.4% against a year earlier, a watch level here: covered employment below the same quarter a year earlier (BLS QCEW over-the-year percent change, as published; not an official level). The previous published period is not in this table, so this is a standing level rather than a change.
Period 2026 Q1.Show the arithmetic
- test: jobs.yoy.emp = -0.4 < 0
BLS QCEW over-the-year percent change, as published; not an official level
noteHenry County, GA's average weekly wage was 5.3% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- +5.3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
noteHenry County, GA's typical asking rent rose 0.5% from $1,843 in August 2026 to $1,852 in September 2026, on Zillow ZORI.
Period 2026-09.Show the arithmetic
- +0.5% = (1852.3684397163122 - 1842.9199731718725) / 1842.9199731718725 × 100
- 1852.3684397163122 = Zillow ZORI, 2026-09
- 1842.9199731718725 = Zillow ZORI, 2026-08
noteHenry County, GA's covered employment was 0.4% lower than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.
Period 2026 Q1.Show the arithmetic
- -0.4 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
- the newest QCEW file carries no year-earlier level, so no move from one level to another is printed
BLS QCEW over-the-year percent change, as published
Read all 11 findings in the full brief
Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.