Haralson County, GA

Home values #

Typical home $271,901 (Sep 2026), +1.8% over one year, +31.7% over five

• 63rd pct · 1,128th of 3,063 US counties · median $230,451
• 64th pct · 57th of 159 Georgia counties · median $215,610
• 14th pct · 25th of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median $340,765

Zillow Home Value Index (ZHVI), typical value of homes in the 35th to 65th percentile, smoothed and seasonally adjusted; a model estimate of value, not a sale price. Data through Zillow Research.

Rents #

Typical rent $1,250/mo (Sep 2026), n/a over one year; price-to-rent 18.1

• 25th pct · 1,014th of 1,358 US counties · median $1,506
• 7th pct · 64th of 69 Georgia counties · median $1,701
• 0th pct · 24th of 24 counties in the Atlanta-Sandy Springs-Roswell metro · median $1,822

Zillow Observed Rent Index (ZORI), smoothed, all homes and multifamily; price-to-rent = typical home / (typical rent × 12).

What the typical home costs to carry #

Principal and interest of $1,506 a month on $271,901 at 7.40%, against an average weekly wage worth $4,658 a month: 32.3% of one job’s pay.

• payment = P·r / (1 − (1+r)^−n), P = $271,901 × 80% = $217,520, r = 7.40%/12 (Freddie Mac PMMS via FRED, 2026-10-15), n = 360 → $1,506/mo principal and interest
• wage share = payment / (avg weekly wage $1,075 × 52 / 12 = $4,658) = 32% of one average job's pay (BLS QCEW 2026 Q1, all covered jobs)
• years of wages = $271,901 / ($1,075 × 52) = 4.9
• price-to-rent = $271,901 / ($1,250 × 12) = 18.1

The wage is one covered job’s average, not a household’s income, so this is the share of a single paycheque and not a mortgage underwriting ratio.

Estimate. Principal and interest on the typical home with 20% down over 30 years at this week's Freddie Mac average rate; compared with the average weekly wage of all jobs covered by unemployment insurance in the area (BLS QCEW), which is pay per job, not household income.

Jobs & wages #

8,742 jobs at 680 employers (2026 Q1); +10.1% jobs and +3.0% average weekly wage over the year

• 51st pct · 1,550th of 3,221 US counties · median 8,232
• 61st pct · 62nd of 159 Georgia counties · median 7,095
• 21st pct · 23rd of 29 counties in the Atlanta-Sandy Springs-Roswell metro · median 31,378

BLS Quarterly Census of Employment and Wages, all ownerships, total covered employment in the quarter's third month; over-the-year changes as published. Suppressed cells stay blank.

Drought #

D0 abnormally dry

Sites found: 5, searched within 0 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 0 km away are not.

US Drought Monitor current week; the highest class of any polygon containing the point.

Reservoirs #

11 USGS reservoir gauges, no capacity figures to weight

Sites found: 11, searched within 150 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 150 km away are not.

Σ(capacity × percent full) / Σ capacity over TWDB reservoirs within 150 km. Texas only; elsewhere USGS reservoir elevation/storage is listed without a capacity to normalise by.

Stream gauges #

87 gauges · 0 flooding · 22 with quality panels averaging 100 % · 12 stale

Sites found: 87, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest readings screened against EPA freshwater criteria (DO ≥ 5 mg/L, pH 6.5–9, conductance, turbidity, temperature); NWS flood categories where a NWPS gauge is co-located.

Groundwater #

12 wells in 0 named aquifers:

Sites found: 12, searched within 75 km of this place’s internal point. That is a disc around a point, not the area itself: sites outside the boundary are included, and sites inside it further than 75 km away are not.

USGS latest daily water levels. A single latest reading says where the table is, not which way it is moving; select a well for its 365-day trace.

Water stress #

low (0.00)

Σ wᵢ·termᵢ / Σ wᵢ = 0.35×0.00 + 0.2×0.00 / 0.55

Banks & federal dollars #

$900.8 m in deposits at 7 offices of 4 banks (SOD June 2026); HHI 2,910, highly concentrated. $195.2 m federal obligations in FY2026 (direct payments $194.5 m, grants $665,862), $22,334 per covered job

Deposit concentration is 2,910 across 4 banks, which the 1995 Department of Justice bank merger screen calls highly concentrated.

HHI = Σ (share %)² over 4 banks with deposits in the county = 38.5² + 29.7² + 20.2² + … (1 more) = 2,910

FDIC Summary of Deposits: deposits at every insured office as of June 30, annual; HHI is the sum of squared county deposit shares (DOJ 1995 bank merger screen: 1000 / 1800). USAspending: obligations by place of performance for the latest complete federal fiscal year (Oct 1 to Sep 30), what agencies committed, not what they paid out; recipients are legal entities. Per-job divides obligations by BLS QCEW covered employment.

Federal obligations #

USAspending place-of-performance obligations for FY2026, by awarding agency.

That is $22,334 per covered job, against 8,742 jobs in the 2026 Q1 QCEW quarter.

per job = FY2026 obligations $195.2 m / 8,742 covered jobs (BLS QCEW 2026 Q1, all ownerships) = $22,334

USAspending obligations are recorded where the work is performed, so a prime award performed here is counted here even when the recipient is headquartered elsewhere. Recipients are legal entities, never people.

National context, not this county #

These are United States, single-gauge, single-state and port series. None of them is keyed to this county.

The indicator registry has no county-keyed series and no geographic selection: every entry is national, a named gauge, a single state or a port. They are here as the backdrop the county's own numbers move against, and they are never this county's readings.

What changed #

Haralson County, GA: 12 findings, 1 at a watch level and 11 noted

1. watchHaralson County, GA's typical asking rent is -2.7% against the previous month, a watch level here: typical asking rent at least 1 percent below the previous month (arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level). The previous published period is not in this table, so this is a standing level rather than a change.

   Period 2026-09.
   Show the arithmetic

   • test: rent.momPct = -2.733959581103611 <= -1
   • month-over-month percent change = (newest month − previous month) / |previous month| × 100, from Zillow's own published month columns

   arithmetic on the Zillow ZORI month columns; convention chosen for this dashboard, not an official level

2. noteHaralson County, GA's covered employment was 10.1% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +10.1 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

3. noteHaralson County, GA's average weekly wage was 3.0% higher than the same quarter a year earlier in 2026 Q1, on BLS QCEW's published over-the-year change.

   Period 2026 Q1.
   Show the arithmetic

   • +3 % = BLS QCEW over-the-year percent change for 2026 Q1, as published
   • the newest QCEW file carries no year-earlier level, so no move from one level to another is printed

   BLS QCEW over-the-year percent change, as published

4. noteHaralson County, GA's typical asking rent fell 2.7% from $1,286 in August 2026 to $1,250 in September 2026, on Zillow ZORI.

   Period 2026-09.
   Show the arithmetic

   • -2.7% = (1250.4166666666665 - 1285.563451829115) / 1285.563451829115 × 100
   • 1250.4166666666665 = Zillow ZORI, 2026-09
   • 1285.563451829115 = Zillow ZORI, 2026-08

5. noteHaralson County, GA's typical asking rent of $1,250 ranks 24th of 24 counties in the Atlanta-Sandy Springs-Roswell metro, against a median of $1,822.

   Period 2026-09.
   Show the arithmetic

   • 0 on the 0-to-100 scale across 24 counties in the Atlanta-Sandy Springs-Roswell metro that published rent.latest

   position among the entities that published this metric this period; not an official level

Read all 12 findings in the full brief

Every finding is produced by a fixed rule table and a fixed sentence for each rule. Nothing here is generated prose.